Bajaj Alliance Health Insurance - Health Guard Insurance

Bajaj Allianz Health Guard - Individual Plan

Cashless claim settlement available across 2300 network hospitals
Each memeber holding a Bajaj Allianz health guard policy has access to cashless facility at various empanelled hospitals across India.
Covers pre & post hospitalization medical expenses incurred 60 days prior to and 90 days after hospitalization
Wide range of medical coverage options from 1lakh to 10 lakh
No medical tests required up to 45 years
10% co- payment if treatment is taken outside the network of hospitals.
Waiver on 10% co-payment on payment of additional premium
Coverage of pre-existing conditions after 4 years of continuous renewal
No sublimities on room rent & all medical expenses
Quick and Hassle-free claim settlement due to In-house claim administration team
Covers ambulance charges in case of emergency.
Income tax benefit under section 80-D.
Health Check up for maximum amount of Rs.1000/- at the end of continuous four claim free years.
Renew the Bajaj Allianz health guard insurance policy till the age of 80 years.
Persons aged 3 months to 65 years are eligible to buy the Bajaj Allianz health guard

Cashless claim settlement available across 2300 network hospitals
Each memeber holding a Bajaj Allianz health guard policy has access to cashless facility at various empanelled hospitals across India.
Covers pre & post hospitalization medical expenses incurred 60 days prior to and 90 days after hospitalization
Wide range of medical coverage options from 2 lakh to 10 lakh
No medical tests required up to 45 years
10% co- payment if treatment is taken outside the network of hospitals.
Waiver on 10% co-payment on payment of additional premium
Coverage of pre-existing conditions after 4 years of continuous renewal
No sublimities on room rent & all medical expenses
Quick and Hassle-free claim settlement due to In-house claim administration team
Income tax benefit under section 80-D.
Covers ambulance charges in case of emergency.
Health Check up for maximum amount of Rs.1000/- at the end of continuous four claim free years for any one member of the family.
Renew the Bajaj Allianz health guard insurance policy till the age of 80 years.
Adults from 18 years to 65 years are eligible to buy the Bajaj Allianz health guard
Dependent children from 3 months to 25 years can be covered if both the parents are covered under the policy.
130 daycare procedures are covered subject to terms & conditions
Cover your whole family in one policy by paying single premium

Any illness / claim should be reported immediately to the Bajaj Allianz General Insurance company either by telephone or in writing (email/letter)
The health administration team will send the claims form to the insured along with the checklist of document to be submitted
The insured hands over the relevant medical documents (in original) mentioned in the check list along with the filled claims form.
Scrutiny of the medical bills and settlement of claim.