Maternity Benefits

Insurance customers can compare the details of coverage for maternity benefits offered under Indian mediclaim insurance. The below details of maternity coverage can help customers quickly understand the plan coverage and make an informed choice. There are only few insurance companies who offer exclusive health insurance coverage for maternity in India. Choose a plan as per your health insurance requirements and buy.

Health Insurance Plans

Maternity Coverage

  • Health Secure:Not Covered
  • Health Secure Plus:Covered after 2 years
  • Health Protect:Not Covered
  • Health Protect Plus:Covered after 2 years

More Details


  • Silver Plan: Covered upto the maximum of Rs.30,000/- after 2 years, Upto 2 deliveries
  • Gold Plan: Covered upto the maximum of Rs.50,000/- after 2 years, Upto 2 deliveries
  • Platinum Plan: Covered upto the maximum of Rs.1,00,000/- after 2 years, Upto 2 deliveries
  • New born baby covered upto sum insured.
  • Vaccinations for children upto 12 years and nutrition and diet consulting .
  • Pre and post Hospitalization related to maternity

More Details

  • Easy Health Standard Plan: Not Covered
  • Easy Health Exclusive Plan: Covers maternity expenses incurred both before and after child birth procedures [For Sum Insured 4.00, 5.00 lacs: Normal Delivery Rs.15,000, Caesarean Delivery Rs.25,000 (including Pre/Post Natal Limit of Rs.1,500 and New Born limit of Rs. 2,000); For Sum Insured 7.50, 10.00 lacs: Normal Delivery Rs. 25,000, Caesarean Delivery Rs.40,000 (including Pre/Post Natal Limit of Rs.2,500 and New Born limit of Rs. 3,500)].
  • Easy Health Premium: Covers maternity expenses incurred both before and after child birth procedures [For Sum Insured 4.00, 5.00 lacs: Normal Delivery Rs.15,000, Caesarean Delivery Rs.25,000 (including Pre/Post Natal Limit of Rs.1,500 and New Born limit of Rs. 2,000); For Sum Insured 7.50, 10.00 lacs: Normal Delivery Rs. 25,000, Caesarean Delivery Rs.40,000 (including Pre/Post Natal Limit of Rs.2,500 and New Born limit of Rs. 3,500)].

More Details

  • Covered after 3 years
  • Coverage only for delivery
  • New Born Baby covered up to 5 months. The sum insured is restricted up to 10% for mother.
  • This cover is not available for immunization expenses / post-natal expenses

More Details

 

Note:

*No Sublimits: A limit for a subset of items that are collectively subject to a larger limit. For example, a limit on insurance claims for a specific item despite the fact that the overall policy has a higher limit.

**Sum Insured: Means the sum shown in the Schedule which represents Our maximum liability for each Insured Person for any and all benefits claimed for during each Policy year, and in relation to a Family Floater represents Our maximum liability for any and all claims made by You and all of Your Dependents during each Policy Year.