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ICICI Lombard Health Insurance

In this growing expensive health care system, being uninsured is a real risk. ICICI Lombard Health insurance offers an effective medical cover for the unexpected medical emergencies encounter by the insured. Hospitalization, medical and other costs incurred in case of a sudden illness or accident will be taken care by the health insurance policy.

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Unique features


  Save 10% of premium : Buy health insurance for 2 years and save 10% on second year premium

  Every year free health check up

  4500+ network hospitals for cashless treatments

  Lifetime Renewability

  Direct claim settlement, no third party involved

  Out Patient Treatment Cover: Reimbursement for opd expenses

Health Insurance Benefits

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List of ICICI Lombard health insurance policies


Health Secure
  • Sum I insured 2 lacs
  • Cashless hospitalisation
  • Pre-existing diseases covered after 4 years
  • Ambulance
  • Hospital Daily cash
  • Convalescence Benefit

Health Secure Plus
  • Sum insured 2 lacs
  • OPD benefit
  • Cashless hospitalisation
  • Pre-existing diseases covered after 4 years
  • Ambulance expenses

Health Protect
  • Sum Insured 3/4/5 lacs
  • Cashless Hospitalisation
  • Pre-existing disease covered after 2 years
  • Daily Hospital cash
  • Convalescence Benefit

Health Protect Plus
  • Sum Insured 3/4/5 lacs
  • Cashless Hospitalisation
  • OPD Benefit
  • Hospital Daily Cash
  • Convalescence Benefit
  • Pre-existing diseases covered after 2 years
  • Maternity coverage

Health Smart
  • Sum Insured 7/10 lacs
  • Cashless Hospitalisation
  • OPD Benefits
  • Hospital Daily Cash
  • Convalescence Benefit
  • Pre-existing diseases covered after 2 years
  • Maternity coverage

Health Smart Plus
  • Sum Insured 15/20/30/50 lacs
  • Cashless Hospitalisation
  • OPD Benefits
  • Hospital Daily Cash
  • Convalescence Benefit
  • Pre-existing diseases covered after 2 years
  • Maternity coverage
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  • Address
  • 710, 6th B cross, 16th main road, Koramangala 3rd Block,
    Bangalore - 560 034.
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