ICICI Lombard presents a completely new look to the Mediclaim concept. Health Insurance (popularly known as Mediclaim) offers protection in case of unexpected medical emergencies. In case of a sudden illness or accident, the health insurance policy takes care of the hospitalization, medical and other costs incurred.
We offer a range of innovative policies to choose from. Each plan offers something unique (in addition to the usual mediclaim policies) to suit your specific needs.
ICICI Lombard Health Insurance provides the following products:
ICICI Lombard Medical Health Insurance - Health Plans
We offer three plan variants, to help you choose what's best for your needs. The cover amount ranges from Rs. 1,00,000 to Rs. 10,00,000 according to the product variant you choose.
Health Advantage Plus
A unique policy that covers hospitalisation and Outpatient Department Expenses (including Dental treatment, cost of medicines and drugs) and enables optimum tax savings of up to Rs. 5099 u/s 80D. More
Family Floater A single policy that secures the hospitalization expenses of your entire family. More
Personal Accident Insurance
A Policy that covers personal accident, permanent total disablement (PTD) and loss due to terrorism. More
ICICI Lombard Health Insurance - Benefit Table
Benefits
Health Advantage Plus
Family Floater
Sum Insured
2 lakhs, 3lakhs
2 lakhs, 3lakhs, 4 lakhs
Policy Duration
1 year
1 year
Eligibility
The enrolment age (of the senior most family member) should be between 5 years to 65 years. (Renewable till the age of 70 years)
The enrollment age (of the senior most family member) should be between 19 years to 60 years. (Renewable till the age of 70 years)
Medical Expenses (30 days prior and 60 days post hospitalisation)
Day Care expenses for advanced technological surgeries and procedures: Dialysis, Radiotherapy, and Chemotherapy, requiring less than 24 hours of hospitalisation.
Covered
Covered
Outpatient Treatment Expenses:
Expenses related to Dental Treatment, Surgery, Anaesthesia, Operation Theatre Charges, Cost of Pacemaker, Cost of Artificial Limbs External Medical Aids, Dental treatment charges, Ambulance charges, etc.
Covered
Covered
Pre-existing diseases
Covered
Covered
ICICI Lombard Health Medical Insurance - Medical Coveages
Health Advantage Plus
The enrolment age (of the senior most family member) should be between 5 years to 65 years. (Renewable till the age of 70 years)
Family Floater
The enrollment age (of the senior most family member) should be between 19 years to 60 years. (Renewable till the age of 70 years)
