ICICI Lombard Health Insurance - Personal Accident Policy
ICICI Lombard Personal Accident Insurance policy covers you not only against Accidental Death and Permanent Total Disablement (PTD), but also against terrorism and acts of terrorism. You can choose from 4 options of Rs. 3 Lakhs, 5 Lakhs, 10 Lakhs or 20 Lakhs with a choice of cover period (annual auto renewal) - 3, 4 or 5 years.
ICICI Lombard Personal Accident Insurance - Policy Coverage
Terrorism and Acts of Terrorism: In case of the death of the insured arising out of terrorism or acts of terrorism within the policy period, the nominee (mentioned in the policy) is compensated with the sum Insured. The Company shall also pay compensation against permanent and total loss of limbs, sight etc. (of the insured) arising out of terrorism or acts of terrorism.
Accidental Death : In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured.
Permanent Total Disablement (PTD) : Personal Accident pays compensation against the permanent and total loss of limbs, sight etc. due to an accident.
Note: If any such injury as mentioned above shall result in the inability to remain gainfully employed, then the Capital Sum Insured payable will be 100%.
ICICI Lombard Personal Accident Insurance - Key Benefits
Covers claims arising out of Terrorism or acts of Terrorism
Covers against Accidental Death or Permanent Total Disablement (PTD)
Choose among Sum insured options of Rs. 3, 5, 10 and 20 Lakhs
Choice of cover period: 3, 4 or 5 years
No health check-up required
Easy Claim Process with minimal documentation
Family Floater Insurance - Eligibility
Age criteria at entry: Minimum 18 years, Maximum 70 years.
The applicant can buy the policy for his spouse aged between 18-70 years.
ICICI Lombard Personal Accident Insurance - Need for Personal Accident
Terrorist activities are no longer limited to the sensitive border areas of India. The recent terror attacks in Mumbai at prominent areas including CST railway station, Hotel Taj and Hotel Oberoi Trident, has shook the entire nation. The bomb blasts at major Indian cities like Delhi, Jaipur, Bangalore and Ahmedabad have put the entire nation under threat. It has become imperative to have a terrorism cover. Our Personal Accident Policy covers you against terrorism related accidental losses and death.
According to a report by IIT Delhi on Traffic Injuries and Fatalities in India, road traffic accidents take a toll of almost 1.2 million people a year and additionally injure or disable between 20 million and 50 million annually
Personal Accident Insurance protects the insured against Accidental Death & Permanent Total Disablement (PTD)
