Reliance Mediclaim Insurance

Individual Mediclaim Insurance Policy - Eligibility

• Policy is available for the age between 5 years and 80 years
• Children between 3 months and 5 years if one or both parents are covered concurrently
• Medical check-up is available for above 45 years

Individual Mediclaim Insurance - Key Advantages

• Reliance Mediclaim Insurance Policy covers you and your family for hospitalisation and related expenses.
• Family members between the ages of 5 and 80 years can be covered.
• The policy also provides health insurance for children between the ages of 3 months and 5 years if one of the parents is covered concurrently.

Individual Mediclaim Insurance Policy - Policy Coverage

• Hospitalisation Expenses

  
  Covers hospitalisation expenses incurred as an in-patient in a Hospital which will include(Hospitalisation for a minimum period of 24 hours is a must ):
  
  • Room, Boarding and Operation Theatre charges
  • Fees of Surgeon, Anesthetist, Nurses, Specialists
  • The cost of diagnostic tests, medicines, blood, oxygen, appliances like pacemaker, artificial limbs and organs etc
  
  
  

• Day-Care Treatment

  
  Policy cover certain treatments and surgeries, wherein 24 hours of hospitalisation is not required, such as dialysis, chemotheraphy, radiotherapy, tonsillectomy, eye syrgery etc.




• Domiciliary Hospitalisation

  
  It cover expenses towards medical treatment including employment of a qualified nurse whilst the patient is confined at home in India, due to a con dition where he/she cannot be removed to a hospital or due to the lack of accommodation at ahospital/nursing home.




• Pre- and Post-Hospitalisation

  
  Policy also covers relevant medical expenses incurred during a specified period, before & after hospitalisation (for which a claim is payable)
  
  

  	Reliance Healthwise - Silver Plan
  Pre Hospitalisation	60 Days
  Post Hospitalisation	90 Days

  
  
  

Individual Mediclaim Insurance - Exclusions

• Any disease/ illness existing before inception of policy
• Any disease/ illness contacted during the first 30 days of policy at the inception of cover
• Dental treatment or surgery of any kind unless requiring hospitalization
• Cost of spectacles, contact lenses and hearing aids
• Convalescence, sterility, venereal disease, intentional self-injury, use of drugs and intoxicants, any variation of deficiency syndrome or AIDS.
• Any treatment araising from or tracable to pregnancy & childbirth
• Naturopathy treatment, etc