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Cholamandalam Student Insurance - Platinum Plan Coverage Benefits
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Cholamandalam Student Insurance - Platinum Plan |
| Benefits |
Platinum |
Deductibles |
| Medical Cover |
$100,000/$ 250,000 |
$ 100 |
| Repatriation of Remains |
$ 7500 |
Nil |
| Medical Expenses Extension |
Available |
$ 100 |
| Dental Treatment |
$ 250 |
$ 100 |
| Passport Loss |
$ 150 |
$ 30 |
| Personal Liability |
$ 100,000 |
Nil |
| Personal Accident - Domestic |
INR 200,000 |
Nil |
| Personal Accident-Overseas |
$ 25,000 |
Nil |
| Study Interruption |
$ 7500 |
Nil |
| Sponsor Protection |
$ 10,000 |
Nil |
| Compassionate Visit |
$ 7500 |
Nil |
| Checked Baggage |
$ 1000 |
Nil |
| Bail Bond |
$ 5000 |
Nil |
|
Medical Expenses Extension (under the
Platinum Plan) |
Sub Limit (under Medical Expenses ) |
|
Cancer Screening &
mammography examinations |
$ 2000 |
|
Treatment of medical /
nervous disorders including alcoholism &
drug dependency |
$ 1000 |
|
Child care benefits (if
the child is above 90 days and is
hospitalized for more than 2 days for
any ailment.) |
$ 100 x max 7 days |
|
In - Patient medical
expenses related to pregnancy |
$ 500 |
|
Medical expenses for
inter - college sports injury |
As per Medical SI Limit. |
Chola MS Student Travel Insurance - salient features
- Dental treatment - a separate benefit in addition to the medical expenses limit
- Bail bond - Chola MS covers the bail amount, applicable if arrested or detained by the police or judicial authorities for any bailable offence whilst abroad.
- 2-way compassionate visit - In the event of hospitalization (more than 7 consecutive days) of a student or a family member, where a family member visits the student or the student visits India, a round-trip economy class ticket for the student / family member and accommodation for the family member visiting abroad will be reimbursed .
- Checked baggage loss - compensation towards permanent loss of baggage in the custody of the carrier.
- Personal Accident - coverage towards both death and permanent total disability while overseas.
- Study interruption - reimbursement for the remaining part f the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front.
- Sponsor protection - reimbursement of tuition fees, in case of death of person sponsoring studies, due to an accident.
- Personal Liability - compensation towards any legal liability incurred by you to the third party for any injury to a person or damage to a property.
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