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Student Medical Insurance Plus Plan is an add-on cover to fulfill the various criteria of universities abroad. It covers treatment for mental and nervous disorders, including alcoholism and drug dependency, in-patient medical expenses related to pregnancy, medical expenses for inter-collegiate sports injuries, cancer screening & mammography examinations and childcare benefits.
ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US and accepted by most of the foreign universities as a substitute for their compulsory insurance. Plus Plan available with second year extension option, thereby covering you for the entire period of study.
ICICI Lombard Student Insurance - Plus Plan Eligibility
- Minimum age of insured persons is 16 years.
- Maximum age of insured persons is 35 years.
- Non-insurable persons: professional and semi-professional sportsmen.
- The policy can be bought by students already studying abroad.
ICICI Lombard Student Insurance - Plus Plan Policy Coverage
- Treatment for mental and nervous disorders - US$ 1,000 - Treatment for mental and nervous disorders including alcoholism and drug dependency, is covered under this policy.
- In-patient medical expenses related to pregnancy - US$ 500 - In-patient medical expenses related to pregnancy are covered to a maximum limit of US$ 500, after a waiting period of 10 months.
- Medical expenses for inter-collegiate sports injuries: Medical expenses for inter-collegiate sports injuries are covered under this policy as part of the medical cover. These expenses will be treated as any other medical expenses for an accident, and will be subject to the terms of conditions mentioned in the policy.
- Cancer screening and mammography expenses - US$ 2,000 - Cancer screening and mammography expenses examinations on recommendation from physician will be paid under this policy. Expenses would be paid for the usual and customary charges incurred for these test. Any tests done as a part of preventive health check-up is not included under this benefit.
- Childcare benefits - US$ 100 - If the child is above 90 days of age, and is hospitalized for more than 2 days, for any ailment, hospital cash benefit of US$ 100 per day will be paid, subject to a maximum of 7 days.
ICICI Lombard Student Insurance - Plus Plan Benefits
- Plans available with second year extension option, thereby covering you for the entire period of study
- Extend your policy 3 months in advance - Now you do not have to wait till policy expiry to extend your Student Medical cover, extend your policy 3 months in advance
- Policy coverage for 2 years - Student Medical Insurance is now available with a continuous cover for 2 years. Now cover your entire period of study and rid yourself of policy extension hassles with a policy duration of 365+365 = 730 days
- Medical outpatient expenses covered
- No pre-medical check-up required
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