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ICICI Lombard Student Insurance

Student Medical Insurance provides cover against unexpected medical and non-medical expenses during your study abroad. To provide quality health care overseas, ICICI Lombard have partnered with UnitedHealth Group (leading US-based Health Care provider), thus providing you access to it's network of hospitals and physicians in United States.

ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US and accepted by most of the foreign universities as a substitute for their compulsory insurance.

ICICI Lombard Overseas Student Mediclaim Insurance

Coverages	Gold	Bronze
Medical Cover*	US$ 50,000 to 500,000	-
Dental Treatment	US$ 250	US$ 250
Passport Loss**	US$ 200	US$ 200
Checked-in Baggage Loss	US$ 1000	US$ 1000
Personal Accident	US$ 15,000	US$ 15,000
Personal Liability	US$ 100,000	US$ 100,000
Bail Bond	US$ 5,000	US$ 5,000
Study Interruption	US$ 7,500	US$ 7,500
Sponsor Protection	US$ 10,000	US$ 10,000
2 Way Compassionate Visit	US$ 7,500	US$ 7,500
Repatriation of remains	Up to Medical Sum Insured	-

* Deductible of US $ 100 - Applicable for each separate claim
** Deductible of US$ 50 - Applicable for each separate claim

Student Medical Insurance Plus Plan is an add - on plan that can be bought in addition to the Gold or the Silver plan. It covers treatment for mental and nervous disorders, including alcoholism and drug dependency, in-patient medical expenses related to pregnancy, medical expenses for inter-collegiate sports injuries, cancer screening & mammography examinations and childcare benefits.

Student medical insurance makes sure that your study and stay abroad is smooth. There are several reasons why a student medical insurance is necessary:

Medical insurance is mandatory for most foreign universities including popular destinations like Australia, US, Canada, New Zealand, etc.
Majority of universities abroad allow waiver from on-campus health insurance with comparable domestic insurance policies
Available at 1/3rd the university premiums abroad, ICICI Lombard Student Medical covers major medical, repatriation, evacuation, dental expenses, etc. and can be combined with the Plus Plan for additional coverages like medical expenses related to pregnancy, Mental disorders, Cancer screening, Mammography and Sports injuries.

Student Medical Insurance is now available with a continous cover for 2 years, thereby covering your entire period of study without extension hassles. You may also opt for the regular 1 year policy and then extend if required to the second year. You can extend your policy three months in advance of expiry.

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.

ICICI Lombard Student Insurance Plans:

Gold Plan

Gold Plan covers medical expenses, dental treatment, repatriation of remains etc.,
Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.

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Bronze Plan

Bronze plan covers bail bond, study interruption, sponser protection etc.,
Available for the age between 16 - 35 years
Policy coverage is available for continuous 2 years

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Plus Plan

Plus plan covers Treatment for mental and nervous disorders, In-patient medical expenses related to pregnancy, Medical expenses for inter-collegiate sports injuries, Cancer screening and mammography expenses, Childcare benefits
Policy coverage is available for continuous 2 years

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