Reliance Student Insurance Basic Plan

Reliance Student Insurance - Benefits

Coverage	Reliance Basic	Deductibles
Medical Expenses including transportation and evacuation	NA	50
Dental Care Expenses	NA	50
Personal Accident	25000	Nil
AD & D - Common Carrier		Nil
2 way Compassionate Visit	7500	Nil
Loss of Passport	100	25
Total Loss of Checked Baggage*	1000	100
Personal Liability	10000	200
Bail Bond	1000	50
Study Interruption	10,000	Nil
Sponsor Protection	10,000	Nil

Reliance Student Medical Insurance - Policy Coverage

Reliance Travel Care Plan covers you for:

Medical Expenses including transportation and evacuation

The Company takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

Reliance student insurance - Dental Care Expenses

The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury.

Reliance student medical insurance - Personal Accident

The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

Accidental Death and Dismemberment-Common Carrier

The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

Reliance insurance for students - Two way Compassionate Visit

The company will reimburse the return fare for an immediate family member to visit you or for you to visit your family member in case of hospitalisation extending to more than seven consecutive days.

Reliance student travel insurance - Loss of Passport

The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss

Total Loss of Checked Baggage

The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage caused by a carrier.

Reliance student travel insurance - Personal Liability

The Company offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

Reliance student insurance - Bail Bond

The Company will arrange to pay the bail amount to the appropriate authority/court, on behalf of the insured person if the person have been arrested or detained by police or judicial authorities for any bailable offence whilst abroad.

Reliance student insurance - Study Interruption

If the Insured Persons education abroad has been interrupted on account of a medical condition, the company will reimburse the current semester fee already paid.

Reliance student insurance - Sponsor protection

In case the sponsor, who is taking care of the Insured Person tuition fees is injured resulting in his demise, the Company will reimburse the tuition fees.

Reliance Student Insurance - Not covered in Basic Plan

• Medical Expenses including transportation and evacuation
• Dental Care Expenses

Reliance Student Medical Insurance, Reliance insurance for students - Exclusions

This Policy does not cover:

• Events occurring before the start/outside policy period
• Medical treatment abroad being the sole reason or one of the reasons for temporary stay abroad
• Any claim if the Insured Person
  • is traveling against the advice of a physician
  • is receiving, or is on a waiting list to receive, specified medical treatment
  • has received terminal prognosis for a medical condition
  • is taking part in a naval, military or air force operation
• Deductibles as specified in the Schedule
• Any claim arising out of diseases, illnesses or accidents that the Insured Person has caused intentionally or by committing a crime or under the influence of intoxication
• Any claim arising out of mental disorder, anxiety, stress, depression, venereal disease or any loss attributable to HIV or any related illness or mutant derivative or variations
• War and nuclear perils or Any act of terrorism
• Any claim arising out of sporting activities of professional orsemi-professional nature, unless declared beforehand & additional premium paid