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Coverages Offered

  • Emergency Accident & Sickness Reimbursement
  • Sickness Dental Coverage
  • Medical Evacuation
  • Repatriation of Remains
  • Baggage Loss/Delay
  • Trip Cancellation/Curtailment
  • Passport Loss
  • Personal Liability
  • Trip/Flight Delay
  • Missed Connection
  • Bounced Hotel/Air Booking
  • Emergency Cash Advance
  • Expenses from pre-existing medical condition

What should travel insurance include?

Travel insurance always includes Medical and Non-Medical benefit coverages. There are varying sum insureds for each benefit depending on the insurance plan most suited to the traveller’s requirement. The traveller should ensure:
  • They have adequate Accident & Sickness (A&S) Expense coverage. For example if the traveller is bound to The Americas (including USA), Europe, UK etc, it is important that they opt for an insurance plan which has a minimum of $250,000 as A&S coverage. If they are bound to South East Asia (SEA) or any of India’s neighbouring countries, they can opt for a lower Sum insured between $50,000 and $100,000
  • They must opt for a plan which has a Trip Cancellation cover in case of any unforeseen emergency due to which they have to cancel their trip. This coverage helps them against a financial loss if they do not get a full reimbursement from the Airline, Hotel or Tour/Cruise company.
  • They should ideally have coverage for Passport and Baggage Loss, Baggage Delay and Personal Liability which are relevant coverages for today's travellers.

Can I have 2 travel insurance policies?

Yes, there is no restriction on an insured traveller having two insurance policies when they venture abroad. There could be a situation where the coverages under the two policies are complementary to each other, this will mean that the traveller enjoys a much wider coverage. But the insured traveller should be aware that for a claim under a particular benefit which is part of both insurance plans, they can make a claim only under the plan they choose to claim under. They will not be able to lodge two separate claims under each of their insurance policies for the same coverage.

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How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after approval.

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Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


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Insurance claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.

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Compare travel plans

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