Future Generali Annual Multi Trip Travel Insurance
Future Generali Annual Multi Trip plan covers individuals to travel multiple times during the coversge period. Future Generali offers plans like Gold Plan and Platinum Plan. But each trip cannot exceed 30 or 45 days depending on the plan purchased.
Future Generali Overseas Annual Multi Trip Travel Insurance - Medical Benefits
Benefits
Gold
Platinum
Deductible
Medical Cover (Sickness Medical Expenses, Accident Medical expenses, Emergency Medical Evacuation, Repatriation of Remains)
USD 250000
USD 500000
USD 75
Daily Hospital Allowances
USD 25per day(max 5 days)
USD 25per day(max 5 days)
1 Day
Emergency Sickness Dental Relief (included in medical cover)
USD 300
USD 300
$ 100
Accidental Death & Permannent total disablement
USD 10000
USD 20000
N/A
Accidnetal Death Common Carrier
USD 5000
USD 5000
N/A
Accidnetal Death Air Travel Only
USD5000
USD5000
N/A
Personal Liability
USD200000
USD200000
USD 200
Hijack Relief Benefit ( $100 / day: max 7 days)
USD 100 per day(max for 7 days)
USD 150 per day(max for 7 days)
1 Day
Trip Delay (10 per 12 hrs; max $ 150)
USD 20 per 12 hours(max USD120)
USD 20 per 12 hours(max USD120)
12Hrs
Trip Cancellation
NA
USD 500
USD 100
Trip Curtailment
NA
USD 300
USD 100
Missed Connection
NA
USD 500
USD 50
Loss of Passport
USD 250
USD 250
USD 25
Baggage Delay
USD 100
USD 200
12 Hrs
Baggage Loss
USD 1000
USD 1000
USD 25
Compassionate visit
NA
Upto a max of USD1000**
USD 200
Financial Emergency Assistance
USD 500
USD 500
N/A
Golfers Hole in One Celebration
USD 100
USD 200
N/A
Home burglary insurance - Building & content when the insured is travelling
$ 100,000
Annual Multi-Trip
N/A
Hospital Daily Cash ( $ 25 / day; max 14 days )
Rs 1,00,000
Rs 2,00,000
N/A
Child Escort
USD 2500
USD 2500
N/A
Future Generali Travel Insurance - Exclusions:
Policy does not cover pre-existing diseases & complications arising from them.
Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss