Future Generali Travel Insurance - Coverage Benefits

Medical Care

  • Accident & Sickness Medical Care : It covers the medical expenses incurred for treatment of an illness or injury sustained while policy is in effect.
  • Emergency Medical Evacuation : It covers the usual customary charges for expenses incurred if injury or illness results in necessary emergency evacuation ordered by service provider.
  • Repatriation of Remains : It covers the cost of transporting the remains of the deceased back to Republic of India, subject to prior approval by service provider.
  • Daily Hospital Allowance : It covers the inpatient expenses in hospital for any illness or accidental bodily injury sustained within the period of insurance
  • Emergency Sickness Dental Relief : It covers the cost of immediate medical attention, if diagnosed with dental illness.

Travel Inconvenience

  • Hijack Distress Allowance : It indemnifies the insured for interruption in the trip due an event of hijacking on trip
  • Trip Delay : It cover the compensation in the event of Trip Delay, as being specified in the policy schedule
  • Trip Cancellation : It covers the compensation in event of cancellation of Trip in India prior to it's commencement towards non-refundable expenses
  • Trip Curtailment : It covers the compensation in the event of curtailment of trip overseas towards non-refundable expenses
  • Missed Connection : It covers the compensation, subject to maximum specified in policy schedule, if the aircraft on which you have booked to travel is cancelled or delayed due to inclement weather
  • Loss Of Passport : It covers the compensation for the loss of passport during the trip abroad, subject to specified in policy schedule

Personal Care

  • Baggage Delay : It covers the compensation in the event of purchase of emergency necessities in case of delay in checked baggage by common carrier
  • Baggage Loss : It covers the compensation with respect to permanent loss or destruction of checked in baggage, subject to specified in Policy Schedule
  • Compassionate Visit : It covers the cost of reimbursement of economy class ticket incurred by the person rendering special assistance to the insured
  • Financial Emergency Assistance : It covers the financial emergency assistance in incidents like burglary/theft of baggage or money, etc

Legal Liability

  • Personal Liability : It indemnifies the insured against any legal liability incurred in private capacity to pay for the third party civil claims arising out of Accidental Bodily Injury or Accidental Property Damage

Personal Accident

  • Accident Death & Permanent Total Disability : It covers the compensation in the event of accidental death and permanent total disablement due to which the insured is unable to engage in each and every occupation for which he is reasonably qualified.
  • Accidental Death Common Carrier : It covers if insured sustains accidental bodily injury during the course of journey on common carrier, which results in Accidental Death, as being specified in Policy Schedule
  • Accidental Death Air Travel Only : It covers if insured sustains accidental bodily injury during the course of journey on any commercial airline, which results in Accidental Death, as being specified in Policy Schedule

Special Care

  • Golfer Hole in One Celebration : It covers the expenses incurred in celebration of achieving a hole-in-one in recognized golf course, subject to maximum specified in policy schedule.
  • Automatic Extension for 7 Days : It covers an extension to a period of 7 days, from the policy expiry date due to delay by scheduled airlines
  • Home Burglary Insurance: : It covers the burglary at home normally occupied by you in India during the period of travel overseas
  • Child Escort : It covers the reimbursement of traveling expenses for return journey of insured children aged below 17 in the event of insured's death
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025