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ICICI Lombard Annual Multi Trip Insurance

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While you are staying in a foreign country as a visitor there are chances of unforeseen medical and non medical emergencies to encounter. Overseas travel insurance plans cover the insured for such emergencies and ICICI Lombard Annual Multi trip insurance is one of the best plans in the market. ICICI annual multi trip travel insurance can cover the insured for pre existing medical disease in life threatening emergency situations. The insured can access quality health care covered with ICICI travel insurance because ICICI Lombard has partnered with leading US-based health care provider UnitedHealth Group. The insured can access United Health Care's network of hospitals and physicians while in the US.

Policy Coverage


Medical Cover* - US$ 100,000 to US$ 500,000


The medical cover includes coverage for expenses incurred due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers for medical evacuation back to India. NOTE - ICICI Lombard Travel Insurance also cover Pre-existing Ailments and Maternity in case of life-threatening situations.

Dental Treatment* - US$ 250


Covers the cost of acute anesthetic treatment to natural teeth due to an injury.

Repatriation of Remains - US$ 7,000


For the expenses of repatriating the remains back to India.

Personal Accident Compensation - US$ 15,000


A compensation given in case of death or permanent total disability.

Passport Loss** - US$ 200


For expenses incurred in obtaining a fresh or new passport.

Checked-in Baggage Loss - US$ 500


Compensation for the permanent loss of checked-in baggage.

Checked Baggage Delay - US$ 100


Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.

Personal Accident - US$ 15,000


Compensation paid in case of death or permanent total disability.

Personal Liability - US$ 100,000


Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.

Financial Emergency Assistance - US$ 300


Emergency cash that is available to you in case your travel funds are robbed.

Hijack Distress Allowance# - US$ 125


per day for 7 days A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.

*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours


   



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