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Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.Our plan is the most preferred amongst other travel insurers because we cover pre-existing disease in life-threatening emergency situations. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US. Policy CoverageMedical Cover* - US$ 100,000 to US$ 500,000This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India. NOTE - We also cover Pre-existing Ailments and Maternity in case of life-threatening situations. Dental Treatment* - US$ 250Covers the cost of acute anesthetic treatment to natural teeth due to an injury. Repatriation of Remains - US$ 7,000For the expenses of repatriating the remains back to India. Personal Accident Compensation - US$ 15,000A compensation given in case of death or permanent total disability. Passport Loss** - US$ 200For expenses incurred in obtaining a fresh or new passport. Checked-in Baggage Loss - US$ 500Compensation for the permanent loss of checked-in baggage. Checked Baggage Delay - US$ 100Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours. Personal Accident - US$ 15,000Compensation paid in case of death or permanent total disability. Personal Liability - US$ 100,000Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured. Financial Emergency Assistance - US$ 300Emergency cash that is available to you in case your travel funds are robbed. Hijack Distress Allowance# - US$ 125per day for 7 days A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad. *Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours |
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