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Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.Our plan is the most preferred amongst other travel insurers because we cover pre-existing disease in life-threatening emergency situations. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US. This plan is for senior citizens between 71 to 85 years. Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury and the policy can be bought for a duration of 180 days. ICICI Lombard Senior Citizen Insurance - Policy CoverageMedical Cover* - 71 to 75 years - USD 50,000, 76 to 85 years - USD 25,000This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India. There are 2 plans available depending on the age of the insured. If the insured is 71 to 75 years of age, the sum insured is USD 50,000. However, if the insured is between 76 to 85 years of age, the sum insured is USD 25,000. Both have sub limit of USD 15,000 per illness or injury. Thus, the maximum amount that can be claimed per injury is USD 15,000. NOTE - We also cover Pre-existing Ailments and Maternity in case of life-threatening situations. Personal Accident Compensation - US$ 2,500A compensation given in case of death or permanent total disability. Passport Loss** - US$ 200For expenses incurred in obtaining a fresh or new passport. Checked-in Baggage Loss Compensation - US$ 500Compensation for the permanent loss of checked-in baggage. Checked Baggage Delay Compensation - US$ 100Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours. Personal Liability Coverage - US$ 25,000Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured. Financial Emergency Assistance - US$ 300Emergency cash that is available to you in case your travel funds are robbed. Hijack Distress Allowance#- US$ 125 per day, for maximum of 7 daysper day for 7 days A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad. *Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. # 12 hours |
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