ICICI Lombard’s Individual Overseas Travel Insurance covers unexpected medical and non-medical expenses when you are traveling abroad.
Avail unique facilities such as Cashless hospitalisation worldwide and benefits like Baggage loss/delay, Passport loss, Trip delay/cancellation and more
Our Insurance also covers Pre-Existing Diseases in life-threatening situations
Our policy also covers you for hospitalization in case of Swine Flu / H1N1 influenza
Avail of quality health care with UnitedHealth Group, a leading health care provider while in USA.
* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** Deductible of US$ 50.
*** 12 hours
# On value - Building insured on reconstruction value, Contents insured on their present market value
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period
ˆ delay of more than 3 hours
+ 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier
++ up to US$ 100/- per day, if trip is delayed for more than 6 hours
Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
Pre-existing diseases are covered under life-threatening situations.*
The insurance also covers medical evacuation costs back to India.
No medical check-up required up to the age of 70 years.
Avail quality health care through our tie up with UnitedHealth Group (leading US based health care provider).
Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days)
Cashless hospitalization facility available worldwide.
Extend the policy online in case you extend the trip, pay only for number of days extended.
Buy Online through ICICI Bank, HDFC Bank and Citibank Credit card and pay in installments without any extra charges *
This policy also covers you for hospitalization# in case of Swine Flu / H1N1 influenza.
# If it's not a pre-existing illness
* Conditions Apply
The insured needs to be between 1-85 years of age.
Medical expenses arising out of :
Pre-existing conditions except in case of life-threatening situations
Addiction to alcohol, drugs
Mental disorder, anxiety, depression
Venereal diseases
Sexually transmitted diseases, AIDS, HIV
Radiation, nuclear weapons induced
Sporting activities
Expenses arising out of loss of valuables, money, securities and tickets
Pregnancy, childbirth and any consequences thereof
Loss of passport in public places
Inform our help line numbers to register a claim.
USA and Canada: + 1 866 625 8529 (Toll Free) Rest of the world: +91 11 4189 8868 (Call back facility) India: +91 11 4189 8800 In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only) Fax: +91 11 4189 8801 E-mail: travelclaims@icicilombard.com
Claim Process
Cashless
Hospitalisation/Financial Emergency/Bail Bond
Inform TPA Helpline and register claim aboard
Validation & Authorisation
TPA settles bills directly with hospital/provides financial assistance
Reimbursement
Medical Expenses & other claims
Inform TPA Helpline and register claim aboard
Validation & Authorisation
Mail the required documents to claim department at mailing address
ICICI Lombard Travel Insurance policy can be purchased online using a credit card, a debit card or cheque. There is an online application you have to fill with necessary details which will be used to furnish your ICICI Lombard travel insurance policy document. The policy document will be sent s a soft copy to your email address as specified on the application. The hard copy of the same document will be couriered to your Indian postal address.