ICICI Lombard Overseas Travel Insurance

ICICI Lombard Overseas Travel Mediclaim Insurance - Coverage Benefits

Coverages	Platinum	Gold
Medical Cover*	US$ 50,000 to 500,000	US$ 50,000 to 500,000
Cashless hospitalisation worldwide	Available	Available
Daily allowance for hospitalisation	US$ 25/day (Max 5 days)	NIL
Dental Treatment	US$ 250	US$ 250
Passport Loss**	US$ 200	US$ 200
Checked-in Baggage Loss	US$ 500	US$ 500
Checked-in Baggage Delay+	US$ 100	US$ 100
Personal Accident	US$ 15,000	US$ 15,000
Personal Liability	US$ 100,000	US$ 100,000
Financial Emergency Assistance	US$ 300	US$ 300
Hijack Distress Allowance***	US$ 125/day (Max 7 days)	US$ 125/day (Max 7 days)
Trip Cancellation & Interruption	US$ 500	-
Missed Connectionˆ	US$ 500	-
Trip Delay++	US$ 100/day (Max. 5 days)	-
Home Insurance# - Building - Content	Rs. 2,000,000 Rs. 500,000	-
Repatriation of Remains	US$ 7,000	US$ 7,000
180 days Policy extendable upto 360 days	Availbale	Availbale

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** Deductible of US$ 50.
*** 12 hours
# On value - Building insured on reconstruction value, Contents insured on their present market value
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period
ˆ delay of more than 3 hours
+ 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier
++ up to US$ 100/- per day, if trip is delayed for more than 6 hours

ICICI Lombard Overseas Travel Mediclaim Insurance - Travel Benefits

• Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
• The insured needs to be between 1-85 years of age.
• Pre-existing diseases are covered under life-threatening situations.*
• The insurance also covers medical evacuation costs back to India.
• No medical check-up required up to the age of 70 years.
• Avail quality health care through our tie up with UnitedHealth Group (leading US based health care provider).
• Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days)
• Cashless hospitalization facility available worldwide.
• Extend the policy online in case you extend the trip, pay only for number of days extended.
• Buy Online through ICICI Bank, HDFC Bank and Citibank Credit card and pay in installments without any extra charges *
• This policy also covers you for hospitalization# in case of Swine Flu / H1N1 influenza.

# If it's not a pre-existing illness
* Conditions Apply

ICICI Lombard Overseas Travel Insurance - Exclusions

Medical expenses arising out of :

• Pre-existing conditions except in case of life-threatening situations
• Addiction to alcohol, drugs
• Mental disorder, anxiety, depression
• Venereal diseases
• Sexually transmitted diseases, AIDS, HIV
• Radiation, nuclear weapons induced
• Sporting activities
• Expenses arising out of loss of valuables, money, securities and tickets
• Pregnancy, childbirth and any consequences thereof
• Loss of passport in public places

ICICI Lombard Overseas Travel Mediclaim Insurance - Claims

Inform our help line numbers to register a claim.

USA and Canada: + 1 866 625 8529 (Toll Free)
Rest of the world: +91 11 4189 8868 (Call back facility)
India: +91 11 4189 8800
In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only)
Fax: +91 11 4189 8801
E-mail: travelclaims@icicilombard.com

Claim Process

Cashless Hospitalisation/Financial Emergency/Bail Bond Inform TPA Helpline and register claim aboard Validation & Authorisation TPA settles bills directly with hospital/provides financial assistance Reimbursement Medical Expenses & other claims Inform TPA Helpline and register claim aboard Validation & Authorisation Mail the required documents to claim department at mailing address TPA to check and reimburse payment