ICICI Lombard Travel Insurance

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  • Individual Student Multi Trip Asia
  •   OR age      years
  •   Total Days      days
  •        
Declared or undeclared pre-existing medical conditions are not covered by ICICI Lombard

ICICI Lombard Travel Insurance covers you for unexpected medical and non medical expenses while you wear your travelling gears and globe trot. Besides providing basic coverage which every Indian insurance company does, following features set insurance plans apart:


Travel Insurance Plans

Medical insurance for international travelers has been mandated by most of the consulates. The reason for mandatorily asking travelers to visit abroad insured is the growing health care cost. You cannot expect the health care costs to reduce. While you are visiting a foreign country it is risky to leave the home country uninsured. ICICI Lombard travel insurance plan can fulfil the consulate requirements and also provide effective medical coverage for travelers. Avail of quality health care with UnitedHealth Group, a leading health care provider while in USA.

Coverages Platinum Gold Silver Deductible
Medical Cover* $50,000 / $100,000 / $250,000 / $500,000 $50,000 / $100,000 / $250,000 / $500,000 $50,000 / $100,000 / $250,000 / $500,000 $100
Global Cashless Hospitalization Available Available -  
Day-to-day allowance for hospitalization $ $50 per day, Max 5 days - - NA
Dental Treatment $300 $300 $300 $100
Passport Loss $300 $300 $300 $50
Loss of Checked-in Luggage $500 $500 -  
Delay of Checked-in Luggage** $100 $100 - 6 hours
Personal Accident $15,000 $15,000 -  
Personal Liability $100,000 $100,000 -  
Emergency Cash Advance $1000 $1000 -  
Hijack Distress Allowance $125 per day, Max 7 days $125 per day, Max 7 days - 12 hours
Trip Cancellation & Interruption $500 $500 -  
Missed Connection $500 $500 - 3 hours
Trip Delay $500 $500 - 6 hours
Fire cover for building Rs. 20,00,000 - -  
Fire cover for Contents Rs. 10,00,000 - -  
Repatriation of Remains $7,500 $7,500 $7,500  
180 days Policy extendable upto 360 days Available Available Available  

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** Deductible of US$ 50.
*** 12 hours
# On value - Building insured on reconstruction value, Contents insured on their present market value
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period
^ delay of more than 3 hours
+ 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier
++ up to US$ 100/- per day, if trip is delayed for more than 6 hours


Limit of Covered Expenses

For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.

For persons aged 56 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

Medical Sublimits for 51 years and above
Hospital Room and board, and hospital misc. Expenses Max $1,800 per day up to 30 days.
ICU Max. $3,250 per day up to 7 days
Surgical treatment Max. up to $15,000
Anaesthetist services up to 25% of surgical treatment
Physician's visit Max. $100 per day up to 10 visits
Diagnostic and pre-admission testing Max. $1000
Ambulance services Max up to $500

Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.

The insured needs to be between 1-85 years of age.

The insurance also covers medical evacuation costs back to India.

No medical check-up required up to the age of 85 years.

Provides coverage for hand carry baggage

Avail quality health care through our tie up with UnitedHealth Group (leading US based health care provider).

Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days)

Cashless hospitalization facility available worldwide.

Extend the policy online in case you extend the trip, pay only for number of days extended.

Buy Online through any credit cards, debit cards and through cheque

This policy also covers you for hospitalization# in case of Swine Flu / H1N1 influenza.

Medical expenses arising out of :

Declared or undeclared pre-existing conditions

Addiction to alcohol, drugs

Mental disorder, anxiety, depression

Venereal diseases

Sexually transmitted diseases, AIDS, HIV

Radiation, nuclear weapons induced

Sporting activities

Expenses arising out of loss of valuables, money, securities and tickets

Pregnancy, childbirth and any consequences thereof

Loss of passport in public places

Inform our help line numbers to register a claim.

USA and Canada: + 1 866 625 8529 (Toll Free)
Rest of the world: +91 11 4189 8868 (Call back facility)
India: +91 11 4189 8800
In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only)
Fax: +91 11 4189 8801
E-mail: icicilombard@europ-assistance.in

Claim Process


Cashless

Hospitalisation / Financial Emergency / Bail Bond Inform TPA Helpline and register claim aboard Validation & Authorisation TPA settles bills directly with hospital/provides financial assistance


Reimbursement

Medical Expenses & other claims Inform TPA Helpline and register claim aboard Validation & Authorisation Mail the required documents to claim department at mailing address TPA to check and reimburse payment



While you are visiting foreign countries like the US, the UK, Canada and other developed nations, medical insurance is one of the important tools. Medical emergency can occur when least anticipated and can leave you with huge medical bills. The coverage of the plan can help you cope with the expensive health care system in foreign countries.

Travel Insurance India - Purchase Online!

The online purchase process of this policy is quite simple and requires minimal paperwork. You just need to complete a simple online application form and can make payment via a credit/debit card or cheque.

NRIs - Buy Policy for Visiting Parents/Family/Friends!

You could be located physically anywhere in the world, be it the USA, Canada, Australia or Europe; it's quite easy to make the travel insurance purchase online for a family member visiting you from India. Once the payment of premium cost is completed by using credit/debit card or a check, the policy document will be emailed to you. The hard copy of the same will be sent by courier to the Indian mailing address. You may contact our 24x7 customer care to know more and save your time and money.