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Oriental Travel Insurance India
Indian citizens visiting abroad for leisure or business for a minimum period of 2 months are eligible to purchase Oriental Overseas Travel Insurance Plans.
The Oriental travel medical insurance policy gives you coverage for medical expenses incurred for immediate treatment of illness, diseases contracted or an injury sustained in an emergency situation while you are travelling overseas. In addition to this, oriental travel insurance also covers for personal accident, total loss of checked baggage, delay of checked baggage, loss of passport and personal liability. Policy coverage depends on the plan chosen by you (subject to terms and conditions).
Oriental Overseas Travel Insurance India
Travelling abroad can be a thrilling experience only when you are peacefully travelling enough home work done before leaving the home country. Those who travel abroad from India should be aware that you need medical insurance coverage while residing as a visitor in a foreign country. Oriental travel insurance India can be your efficient insurance partner to get coverage for medical emergencies and avoid financial crisis.
Oriental Travel Insurance Plans
| PLAN 1 |
Worldwide Excluding USA & Canada |
Sum Insured - US $ 50,000 |
| PLAN 2 |
Worldwide Excluding USA & Canada |
Sum Insured - US $ 2,50,000 |
| PLAN 1 |
Worldwide Including USA & Canada |
Sum Insured - US $ 50,000 |
| PLAN 2 |
Worldwide Including USA & Canada |
Sum Insured - US $ 2,50,000 |
Oriental Travel Insurance Covergae Benefits
Coverage
(in USD) |
Plan I |
Plan II |
Deductible |
| Medical Expenses |
50,000 |
250,000 |
100 |
| Repatriation |
Included in Medical Expenses |
Included in Medical Expenses |
|
| Evacuation |
Included in Medical Expenses |
Included in Medical Expenses |
|
| Dental Cover |
225 |
225 |
|
| Personal Accidental Death |
10,000 |
25,000 |
|
| Loss of Baggage (checked) |
1000 |
1000 |
|
| Delay of Baggage |
100 |
100 |
12 hrs |
| Loss of Passport |
150 |
250 |
25 |
| Personal Liability |
1,00,000 |
2,00,000 |
100 |
| Trip Cancellation / Curtailment |
500 |
1000 |
100 |
| Missed Connection |
500 |
1000 |
10% |
| Bounced Hotel Booking |
500 |
1000 |
10% |
| Medical Sublimits for 61-70 years |
|
|
|
| Any one illness |
20,000 |
30,000 |
|
| Any one accident |
25,000 |
35,000 |
|
Oriental Overseas Travel Medical Insurance - Policy Coverage
Depending on the plan chosen, Oriental travel insurance policies cover the following risks in addition to illness:
- Personal Accident Death cover
- Loss of checked baggage
- Delayed baggage
- Loss of Passport
- Personal Liability
- Medical Expenses (Repatriation & Evacuation)
- Bounced Hotel Booking
- Missed Connection
Oriental Travel Medical Insurance - Main Exclusions
- No Claim will be paid where the Insured person is travelling against the advice of a physician or for specified medical treatment declared in the physician’s report certificate or for the purpose of obtaining treatment or has received a terminal prognosis for a medical condition.
- Claims arising from suicide, attempted suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, abuse of drugs, liability attributable to HIV and/or any HIV related illness including AIDS.
- Claims arising from the Insured person taking part in Naval, Military or Airforce operations.
- Claims arising from War, Invasion, Civil War Liability
- Claims arising from the loss or damage to any property resulting from the hazardous properties of radioactive or nuclear material or pollutants or any consequential loss.
- No claim will be paid which arises from the Insured person engaging in Air Travel unless flies as a passenger on the aircraft properly licensed to carry passengers.
- Claims arising from participation in Winter Sports, mountaineering, racing, skew diving and other hazardous sports.
- Claims arising from 2 wheeled motor vehicle accidents unless the driver is fully qualified and is in possession of a current full international driving license and is wearing a safety crash helmet. Claims arising from hazardous occupation, self exposure to needless peril or any criminal or illegal act.
Oriental Overseas Travel Health Insurance
Today your travel insurance can be accessed and purchased online without using much time. Oriental overseas travel insurance is available at Eindiainsurance for free quote and online purchase. You can read the plan details of Oriental travel insurance plan using the above travel benefits section. You can use your credit/debit card or cheque to purchase Oriental overseas travel medical insurance policy before the start of your journey.
Oriental Travel Insurance Blogs |
Oriental Health Insurance
Traveling is a great experience where one can enhance their global perspectives. Travelers consider visiting a foreign country as a privilege and a mind broadening experience. If you are panning to visit USA then summer is the best period to visit. Traveling can help people to rejuvenate from the busy work life. It is a good medicine; everyone needs it at least once in a year. It is good for relaxing, recuperating, and for clearing your mind.
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