Oriental Overseas Mediclaim Insurance

Oriental Travel Insurance Plans

Oriental Travel Insurance Covergae Benefits

• Personal Accident Death cover
• Loss of checked in baggage
• Delayed baggage
• Loss of Passport
• Personal Liability
• Medical Expenses (Repatriation)
• Hospital daily cash allowance
• Hijack distress allowance
• Medical repatriation allowance

Hijack Distress Allowance :

Hospital Daily Cash Allowance :

Trip Delay Allowance :

Main Exclusions

1. No Claim will be paid where the Insured person is travelling against the advice of a physician or for specified medical treatment declared in the physician’s report certificate or for the purpose of obtaining treatment or has received a terminal prognosis for a medical condition.
2. Claims arising from suicide attempted suicide or wilfully self inflicted injury or illness, mental disorder, anxiety, strees or depression, venereal disease, alcoholism, abuse of drugs, liability attributable to HIV and/or any HIV related illness including AIDS.
3. Claims arising from the Insured person taking part in Naval, Military or Airforce operations.
4. Claims arising from War, Invasion, Civil War Liability
5. Claims arising from the loss or damage to any property resulting from the hazardous properties of radioactive or nuclear material or pollutants or any consequential loss.
6. No claim will be paid which arises from the Insured person engaging in Air Travel unless flies as a passenger on the aircraft properly licensed to carry passengers.
7. Claims arising from participation in Winter Sports, mountaineering, racing, skew diving and other hazardous sports.
8. Claims arising from 2 wheeled motor vehicle accidents unless the driver is fully qualified and is in possession of a current full international driving license and is wearing a safety crash helmet.
9. Claims arising from hazardous occupation, self exposure to needless peril or any criminal or illegal act.