Family travel insurance - Buy Online

Family is an integral part of every human being. Every person is incomplete without his or her family around them. Man is a social animal but even then in his life the family plays a pivotal and important role at all times. All family members play an equal part while shouldering responsibilities within the family. This will make the family complete and all members are happy. In the Indian scenario, these family bonds continue to last and grow even when the children go abroad for studies or employment and finally to settle on foreign shores. We currently have 31.22 million persons of India origin (NRI’s and Overseas Citiziens of India [OCI]) across 190 countries as per the MEA, Government of India.

So the Indian traveller spends a lot of time and effort to keep these family ties strong and hence almost 30% of trips made abroad are to spend time with family, relatives and friends. According to a Expedia Study in 2017, another interesting fact is that 76% of Indian Travellers are likely to travel with their Family Members, Partners or Friends... this is the highest in the world against many developed nation’s travellers who prefer to travel alone.

There are three options available on the eIndiaInsurance for a Family cover:

• where you could have a single premium covering upto 6 members of the family under a single policy. This is advantageous if the group size is atleast 4 members since the travellers can ensure overall premium is lesser as opposed to going for individual policies (link to Apollo).
• where you can consolidate individual premiums but get a group family discount depending on the number of members travelling together (link to Religare).
• where you can choose for the option to buy a family policy with a Floater Sum Insured where there is a single Sum Insured Limit for Emergency Accident & Sickness covering all members of the family (link to HDFC).