Reliance Travel Insurance - Individual Gold Policy

Reliance Travel Insurance - Individual Gold Policy Key Advantages

Customised Coverage

Reliance Travel Care gives you protection to meet your unique needs.

Convenient for you

• We give you the maximum coverage with minimal paperwork.
• Planning a long trip? - With our plan, wider durations can be covered - upto 182 days, which is extendable upto 365 days.
• Automated extensions of policy in case certain eventualities.
• 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.

Coverage for Sportspersons

This policy provides coverage for sportspersons subject to certain conditions.

Reliance Travel Insurance - Individual Gold Policy Coverages

Coverages	Reliance Gold US$ 2,50,000	Deductibles
Medical Expenses including transportation and evacuation	250,000	50
Dental Care Expenses	500	50
Personal Accident	25,000	Nil
AD & D - Common Carrier	5,000	Nil
Daily Allowance in case of Hospitalization	25 per day (6 days max)	2 days
Compassionate Visit	Return Fare for any one accompanying person - spouse / child / family doctor	-
Loss of Passport	300	25
Total Loss of Checked Baggage*	1,200	Nil
Delay of Checked Baggage	100	12 hours
Trip Delay	50 per day (6 days max)	12 hours
Missed Connection	300	Nil
Personal Liability	200,000	Nil
Financial Emergency Assistance	300	Nil
Hijack Distress Allowance	75 per day (7 days max)	12 hours
Home Burglary Insurance (Amount in Indian Rs)	2,00,000	-
Special Conditions (limit of liability)**	-	-
Any One Illness	15,000	-
Any One Accident	30,000	-

Reliance Travel Insurance - Individual Gold Policy Coverages

Reliance Travel Care Plan covers you for:

Medical Expenses

The plan will pay for in-patient and out-patient hospitalisation. It also provides a daily allowance if hospitalisation exceeds 2 days. This policy also covers the travel cost of an immediate family member incase of hospitalisation of more than 7 days. It also covers dental expenses for acute anaesthetic dental treatment caused by injury. We compensate you for emergency evacuation to India and cover the cost of repatriation of mortal remains.

Personal Accident

In case of an accident, we will provide compensation for death or permanent disability.

Accidental Death and Dismemberment-Common Carrier

The policy also provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.

Personal Possession Contingencies

We not only take care of your health needs but also of your personal possessions. This policy provides coverage against loss of passport by reimbursing the cost of obtaining a fresh or duplicate passport. If your checked baggage is delayed more than 12 hours then Reliance Travel Care will reimburse you with essential expenses. Incase of total loss of baggage by the common carrier, we provide compensation for the same.

Time Based Contingencies

We will reimburse towards additional expenses incurred if trip is delayed. Incase of the trip being cancelled or interrupted, compensation for any non-refundable payments or additional expenses incurred will be paid. If you miss a flight connection due to a delay of more than 3 hours, then additional expenses incurred by you will be reimbursed.

Other Contingencies

• What's more we cover you against liability to a third person caused involuntarily by you or your family.
• You will never be stranded in a foreign country without money since we provide you with emergency cash incase you lose your travel funds due to theft
• In the unfortunate event of a hijack we will pay you a special distress allowance.
• We also provide you cover against the loss of your possessions if there is a home burglary while you are abroad.

Reliance Travel Insurance - Individual Gold Policy Exclusions

At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstandings when you make a claim, we would like you to know some of the major exclusions under the Policy. The claim will not be valid if the insured is:

• Travelling against the advice of a physician
• Receiving or are on a waiting list for specified medical treatment
• Travelling for the purpose of availing treatment
• Has received a terminal prognosis for a medical condition