Reliance Travel Insurance - Individual Gold Policy

Reliance Travel Insurance - Individual Gold Policy Key Advantages

Customised Coverage

Reliance Travel Care gold gives you protection to meet your unique needs.

Convenient for you

• Reliance travel care gold plan gives you the maximum coverage with minimal paperwork.
• Planning a long trip? - With Reliance travel insurance gold plan, wider durations can be covered - upto 182 days, which is extendable upto 365 days.
• Automated extensions of policy in case certain eventualities.
• 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.

Coverage for Sportspersons

Reliance travel care gold plan provides coverage for sportspersons subject to certain conditions.

Reliance Travel Insurance - Individual Gold Policy Coverages

Reliance travel insurance Coverage Benefits (US $)	Reliance Gold $2,50,000	Deductibles
Medical Expenses including transportation and evacuation	250,000	50
Dental Care Expenses	500	50
Personal Accident	25,000	Nil
AD & D - Common Carrier	5,000	Nil
Daily Allowance in case of Hospitalization	25 per day (6 days max)	2 days
Compassionate Visit	Return Fare for any one accompanying person - spouse / child / family doctor	-
Loss of Passport	300	25
Total Loss of Checked Baggage*	1,200	Nil
Delay of Checked Baggage	100	12 hours
Trip Delay	50 per day (6 days max)	12 hours
Trip Cancellation & Interuption	600	Nil
Missed Connection	300	Nil
Personal Liability	200,000	Nil
Financial Emergency Assistance	300	Nil
Hijack Distress Allowance	75 per day (7 days max)	12 hours
Home Burglary Insurance (Amount in Indian Rs)	2,00,000	-
Special Conditions for 61-70 years. (limit of liability)
Any One Illness	15,000	-
Any One Accident	30,000	-

Note: Per baggage Max 50% and per item in baggage max 10%.

Reliance Travel Insurance - Individual Gold Policy Coverages

Reliance Travel Care Gold Plan covers you for:

Medical Expenses

Reliance travel gold plan will pay for in-patient and out-patient hospitalisation. It also provides a daily allowance if hospitalisation exceeds 2 days. Reliance travel insurace gold policy also covers the travel cost of an immediate family member incase of hospitalisation of more than 7 days. It also covers dental expenses for acute anaesthetic dental treatment caused by injury. Reliance travel insurance gold plan compensate you for emergency evacuation to India and cover the cost of repatriation of mortal remains.

Personal Accident

In case of an accident, Reliance travel insurance gold plan will provide compensation for death or permanent disability.

Accidental Death and Dismemberment-Common Carrier

Reliance travel insurance gold policy also provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.

Personal Possession Contingencies

Reliance travel gold plan not only take care of your health needs but also of your personal possessions. Reliance overseas travel gold plan provides coverage against loss of passport by reimbursing the cost of obtaining a fresh or duplicate passport. If your checked baggage is delayed more than 12 hours then Reliance Travel Care will reimburse you with essential expenses. Incase of total loss of baggage by the common carrier, Reliance travel care gold plan provide compensation for the same.

Time Based Contingencies

Reliance travel medical gold plan will reimburse towards additional expenses incurred if trip is delayed. Incase of the trip being cancelled or interrupted, compensation for any non-refundable payments or additional expenses incurred will be paid. If you miss a flight connection due to a delay of more than 3 hours, then additional expenses incurred by you will be reimbursed.

Other Contingencies

• What's more Reliance travel health insurance gold cover you against liability to a third person caused involuntarily by you or your family.
• You will never be stranded in a foreign country without money since reliance travel medical insurance gold provide you with emergency cash incase you lose your travel funds due to theft
• In the unfortunate event of a hijack Reliance gold insurance will pay you a special distress allowance.
• Reliance travel insurance gold plan also provide you cover against the loss of your possessions if there is a home burglary while you are abroad.

Reliance Travel Insurance - Individual Gold Policy Exclusions

At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstandings when you make a claim, Reliance travel insurance would like you to know some of the major exclusions under the Policy. The claim will not be valid if the insured is:

• Travelling against the advice of a physician
• Receiving or are on a waiting list for specified medical treatment
• Travelling for the purpose of availing treatment
• Has received a terminal prognosis for a medical condition