Reliance Asia Travel Insurance - Key Advantages

• Specially designed Plan, keeping in mind the travel requirements in Far East Asian Countries
• Choose from Silver and Standard Plan variants
• Coverage of pre-existing ailments and maternity - in case of life threatening situations
• Extensive coverage offered at the most affordable prices
• Coverage available for sportspersons and trips involving winter/adventurous sports (Subject to prior declaration, premium loading and underwriting approval)
• Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
• 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider

Reliance Travel Insurance - Travel Care Asia Coverages

Coverage in US Dollars	Reliance Asia Standard	Reliance Asia Silver	Deductibles
Medical Expenses including transportation and evacuation	25,000	30,000	50
Dental Care Expenses	500	500	50
Personal Accident	7,500	7,500	Nil
AD & D - Common Carrier	2,500	2,500	Nil
Loss of Passport	100	100	25
Total Loss of Checked Baggage	200	200	Nil
Delay of Checked Baggage	100	100	12 hours
Trip Delay	25 per day (6 days max)	30 per day (6 days max)	Nil
Personal Liability	10,000	10,000	Nil
Financial Emergency Assistance	300	500	-
Hijack Distress Allowance	50 per day (7 days max)	60 per day (7 days max)	Nil

Note: Per baggage Max 50% and per item in baggage max 10%.

Reliance Asia Travel Insurance - Plan features

• Medical Expenses including transportation and evacuation
  Reliance asia travel insurance takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. Reliance asia travel insurance will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.
  
  
• Dental Care Expenses
  Reliance asia travel insurance covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.
  
  
• Personal Accident
  Reliance asia travel insurance shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.
  
  
• Accidental Death & Dismemberment - Common Carrier
  Reliance asia travel insurance shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.
  
  
• Loss of Passport
  Reliance asia travel insurance will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss
  
  
• Total Loss of Checked Baggage
  Reliance asia travel insurance shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.
  
  
• Delay of Checked Baggage
  If the checked-in baggage is delayed for more than 12 hours, reliance travel care asia plan shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.
  
  
• Trip Delay
  Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.
  
  
• Personal Liability
  Reliance asia travel insurance offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.
  
  
• Financial Emergency Assistance
  Reliance asia travel insurance provides financial assistance in the event of a financial emergency arising due to theft
  
  
• Hijack Allowance
  Reliance asia travel insurance provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.
  
  

Reliance Asia Travel Insurance - Exclusions

At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstanding when you make a claim, we would like you to know some of the major exclusions under the Policy.

1. Medical expenses towards treatment of any pre-existing illness (unless of life threatening nature), pregnancy or complication related to the same (unless of life threatening nature), suicide, self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcohol/drug abuse, dangerous sports, HIV/ AIDS etc will not be payable.
2. No claim will be paid if the Insured Person.
   
   • Is travelling against the advice of a Physician
   • Is receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate
   • Is travelling for the purpose of obtaining treatment
   • Has received a terminal prognosis for a medical condition
3. No claim will be paid towards theft or loss of passport when left unattended or not informed to Police authorities.
4. In case of loss of checked baggage, no partial loss or damage shall become payable.
5. No claim will be payable towards loss arising out of War and Nuclear perils.
   • No Medical Check Up
   • Comprehensive coverage through various unique benefits like compassionate visit, home burglary Insurance, Financial Emergency Assistance etc
   • Custom made plans (Standard, Plus and Elite)
   • Option of an annual Plan covering multiple trips to benefit Frequent Travellers.
   • Per -day Basis coverage for short-term trips.
   • Coverage for Pre-existing Ailments and Maternity -in case of life threatening situations.
   • Coverage available for sportspersons and trip involving winter/adventurous sports (subject to prior declaration, premium loading and underwriting approval)
   • Automated extensions of policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
   • 24 hour Emergency Cashless Services offered through Emergency Assistance Service Provide