Thanks for providing your good insurance policies. It's really helpful and good support from your team for assistance. Thanks & appreciate for your insurance company."
Rajani Reddy

Kotak Life Insurance

Kotak Mahindra Old Mutual Life Insurance (Kotak Life Insurance) is a joint venture between Kotak Mahindra Bank Ltd., its affiliates and Old Motual. Kotak Life Insurance is one of the fastest growing insurance companies in India.

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Kotak Life Insurance has 22 products, with more in the pipeline. The products are designed with the philosophy of providing innovative and pragmatic financial solutions, catering to the various needs of customers:

  • Protection Plans

    Helping you to grow and protect your wealth.

    Kotak Loan Protection Plan

    Kotak Loan Protection Plan is a protection plan that helps share the burden of your loan.

    Kotak Eternal Life Plans

    The Kotak Term/Preferred Term Plan is a pure risk cover plan that provides you with a high level of protection at nominal costs.

    Kotak Term/Preferred Term Plan

    Kotak Eternal Life Plans are participating whole life plans that provide enhanced protection till the golden age of 99.

  • Savings & Investment Plans

    Manage today for a better tomorrow.

    Kotak Single Invest

    Life has the ability to surprise you pleasantly with financial windfall and surplus. As an individual, who is aware of his responsibilities and aspirations, it is now up to you to make the best use of it.

    Kotak Smart Advantage

    Kotak Smart Advantage is an intelligent unit-linked plan that is based upon the idea of regular savings and systematic accumulation of wealth in the long term.

    Kotak Flexi Plan

    Kotak flexi plan offers you an ideal market-linked investment plan that helps you create your own financial future by offering you the flexibility and control over your money.

    Kotak Capital Multiplier Plan

    The Kotak Capital Multiplier Plan is the only plan of its kind that allows you to enjoy returns even beyond maturity.

    Kotak Endowment Plan

    Kotak Endowment Plan is a participating endowment plan that provides you an avenue for long term regular investments to accumulate a lump sum on maturity.

    Kotak Platinum Advantage Plus

    You've lived life on your own terms; always done what you've believed in. You are used to having the luxury of choice and the power to control.

    Kotak Safe Investment Plan

    Kotak Safe Investment plan is the ideal investment plan for you with its unique “Seal of Guarantee” offer that not just gives you the best of bull markets but also eliminates any capital loss in falling markets.

    Kotak Easy Growth Plan

    Kotak Easy Growth plan, a single premium investment plan that generates value for you for whole life as well as provides protection to your family in case of unforeseen events.

    Kotak Money Back Plan

    This plan offers the key benefit of cash lump sums at periodic intervals of five years ensuring that you are able to meet any of your financial obligations.

    Kotak Premium Return Plan

    The premium Return Plan will get you the dual benefit of a risk cover and savings, with minimal paperwork and procedures.

    Kotak Surakshit Jeevan

    Kotak Surakshit Jeevan, an enhanced protection and long-term savings plan, makes sure your family remains financially independent even if you are not around.

  • Retirement Plans

    The road to retirement, Make it easy.

    Kotak Second Innings Plan

    Kotak Second Innings Plan is a retirement solution that ensures maximum allocation of your premiums.

    Kotak Retirement Income (Unit Linked)

    Kotak Retirement Income Plan is an ideal retirement solution that gives you complete flexibility and peace of mind, not only while you save for your retirement but also after you retire.

    Kotak Long Life Wealth Plus

    Kotak Long Life Wealth Plus is an intelligent investment plan that helps you builds your future net worth with power-packed features that actively monitor and manage your investment growth.

    Kotak Secure Retirement Plan

    An ideal retirement solution is one that gives you complete flexibility and peace of mind, not only while you save for your retirement but also after you retire.

    Kotak Long Life Secure Plus

    Kotak Long Life Secure Plus is a unit-linked plan that ensures your investment gives maximum protection to secure your family's future and their financial independence.

    Kotak Retirement Income Plan

    The Kotak Retirement Income Plan is a savings plan designed to meet your post-retirement needs. It is a plan that gives you "Jeene ki azaadi".

  • Child Plans

    Plan a good future for your child.

    Kotak Headstart Child Plans

    The headstart child plans are specially tailored, cost effective plans that aim to give your children the financial means to pursue his or her dreams

    Kotak Child Advantage Plan

    The Kotak Child Advantage Plan is an investment plan designed to meet your child's future financial needs.