Religare Travel Insurance

Travel Insurance Policy

Religare brings you an extensive travel insurance plan that curbs out the worries of uninvited troubles on your dream family holiday. Avail remarkable benefits like automatic policy extension and upgradation to business class during medical emergencies and much more at no sub-limits and fair premium charges on a per-day basis.
•  Up-gradation to business class: Compensates for up-gradation to business class for return air travel, in case of hospitalization for over five consecutive days, due to injury sustained whilst on a trip.
•  Covers both in-patient and OPD treatment: We cover both In-Patient and Out Patient (OPD) treatment while on your trip abroad.
•  Pre-Existing Disease covered: Even Pre-Existing Diseases are covered if they happen in life threatening emergency medical conditions.
•  'No Sub limits' options available: There are no sub limits for age 60 and less in any of our plans. For age 61 & above, Explore platinum has no sub limits.
•  Daily Allowance in case of hospitalization: In case of Hospitalization we even pay an extra specified amount per day of stay at the hospital to meet numerous allied expenses such as attendant's meals, transportation and communication incurred etc.
•  Medical Evacuation: Covers all costs incurred for any emergency transportation and evacuation services, to transfer you to an appropriate medical facility within our network.
•  2 - way compassionate visit: Covers transportation expenses for one immediate family member to travel to the insured's current location.
•  Compensation for loss/delay of checked-in baggage, Loss of Passport: We cover expenses for your checked-in baggage that you lost while in custody of the Common Carrier. We also cover expenses in case of a delay in receipt of the checked-in baggage beyond 12 consecutive hours. Even expenses for the issue of a new or duplicate passport are given by us.
•  Trip Delay/Trip Cancellation Coverage: We Cover expenses incurred if your departure is delayed beyond 12 consecutive hours due to specified reasons/issues.. We even cover expenses sustained by the insured, arising out of cancellation or interruption of the trip.
•  Other great benefits you get are: 24/7 help line numbers, Multi trip plan options for reduced costs, treatment in home country cover, no upper age limit, personal accident cover.
Plan Detail Explore Asia Explore Africa Explore Europe Explore Canada+ Explore Gold Explore Platinum
Geographical scope Asia Africa Europe Worldwide excluding US Worldwide/Worldwide excluding US and Canada
Sum Insured (in '000) US $25,50 & 100 US $25,50 & 100 €30 & 100 US $50 & 100 US $50, 100, 300 & 500
  Benefit  Deductible
Hospitalization expenses   Yes Yes Yes Yes Yes Yes
In-patient Care US $100/€ 75 Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI
PED (Life Threatning Condition) US $100/€ 75 10% of SI 10% of SI 10% of SI 10% of SI 10% of SI 10% of SI
Additional SI for Accidental Hospitalization US $100/€ 75 Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI
Out-patient care US $100/€ 75 20% of SI 20% of SI 20% of SI 20% of SI 20% of SI 20% of SI
Daily Allowance 2 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days
Compassionate Visit - - - - - - US $5,000
Return of Minor Child - - - - - - US $2,000
Upgradation to Business Class - US $1,000 US $1,000 US $750 US $1,000 US $1,000 US $1,000
Dental Expenses US $100/€ 75 US $300 US $300 US $300 US $300 US $300 US $300
Personal Accident - US $15,000 US $15,000 US $10,000 US $15,000 US $15,000 US $15,000
Common Carrier Accidental Death - - - - - - US $5,000
Medical Evacuation - US $10,000 US $10,000 US $7,500 US $10,000 US $10,000 US $10,000
Repatriation of Mortal Remains - US $10,000 US $10,000 US $7,500 US $10,000 US $10,000 US $10,000
Trip Cancellation and Interruption - US $1,000 US $1,000 US $750 US $1,000 US $1,000 US $1,000
Trip Delay 12 hours US $500 US $500 US $300 US $500 US $500 US $500
Loss of Checked-in-Baggage - US $100 US $100 US $100 US $100 US $100 US $100
Delay of Checked-in-Baggage 12 hours US $100 US $100 US $100 US $100 US $100 US $100
Loss of Passport - US $300 US $300 US $250 US $300 US $300 US $300
Personal Liability US $100/€ 75 US $100,000 US $100,000 US $75,000 US $100,000 US $100,000 US $100,000
  Medical Expenses Sub-limit
  Room rent including boarding and lodging 1.5% of the sum insured subject to a maximum of US $2,000 per day / €1,500 per day
  ICU Charges 2% of the sum insured subject to a maximum of US $2,250 per day / €2,250 per day
  Operation Theatre Charges(incl. Surgeon Charges) 10% of the sum insured subject to a maximum of US $20,000 per Claim / €15,000 per Claim
  Anesthesia 25% of the surgery cost payable
  Ambulance Services US $500 per Claim / €375 per Claim
  Diagnostics and Radiology US $1,000 per Claim / €750 per Claim
  Medical Practitioners visit fees US $100 per visit / €75 per visit subject to maximum of 10 visits per Claim
  Miscellaneous Expenses US $1,000 per Claim / €750 per Claim
In case of Claim, notify us immediately on any of the below touch-points for hassle free processing and speedy settlements.
International SOS (Assistance Service Provider)
 
  USA : +1 844 209 1106 ( Toll Free)   Canada : +1 844 209 1107 ( Toll Free)
  Rest of the world : +91 11 40608688(Call Back Facility)   Fax : +91 11 41898801
  :   travelclaims@religare.com
 
In case of reimbursement of treatment expenses, reach us at the below touch points
Religare Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
 
  India : 1800 200 4488 (Toll Free & Accessible in India only)   Fax (RHICL) : 1800 200 6677
  :   travelclaims@religare.com
 

•  Pre existing covered upto 10% of SI.
E.g.: USD 5000 for 50000 USD USD 10000 for 100000 USD

•  Age band covered from Day 1 (baby) – unlimited age.

•  Sublimit option for Gold plan for over & above 60 Years is applicable; but Sublimit not applicable for Platinum Plan for any age group.

•  Per day rates – Premium calculated for actual days of travel i.e. Slab rates not applicable
E.g. 2 days , 4 days etc..

•  Double SI in case of accident.
E.g. Customer buying USD 50000 cover will have coverage upto USD 100000 in case claim arising due to accident.

•  Explore Europe & Explore-Platinum Plans are approved by all the Schengen consulates up to unlimited age cover without any restriction.

•  Issuance of policy through Travel Agents login – Individuals could use their credit cards for payment.

•  E- Travel Insurance Card comes with every policy issued instantly. This helps the customer in case of any accident/ immediate reference in case of emergency.

•  Premium quoting & coverage details could be sent to customer on their email ID’s automatically from the Agents login before purchase/ Issuance of the policy.

•  Our Policy don't have Per Aliment Limit.

•  Customer can Upgrade to Business class travel ticket in case of hospitalization in abroad while returning (Return should be within 20days post Discharge form hospital).

•  Treatment in home country covered upto 30days if the customer returns to India as per Doctor’s advise post hospitalization in abroad.

•  Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.

•  War and Nuclear perils or consequences thereof.

•  Ionising Radiation or contamination arising out of the same.

•  Any intentional self-injury, suicide or attempted suicide.

•  Any claim relating to hazardous activities.

•  The insured being involved in Breach of taw.

•  HIV/AIDS.