United India Insurance Plans

Overseas travel insurance plans for frequent travellers

1. OMP – Policy : B – Worldwide – Corporate Frequent Travellers – Including Sickness cover

OMP – Policy: B–Table of Benefits–Including Sickness Cover
Plan E – 1 – Worldwide – Corporate Frequent Travellers – Subject to Endorsement Attached
Sections Description With Medical Examination Without Medical Examination
Section A Illness US $ 1, 00,000 US $ 10,000
Treatment following Accident US $ 1, 00,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 25,000 US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150 US $ 150
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

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OMP – Policy: B–Table of Benefits–Including Sickness Cover
Plan E – 2 – Worldwide – Corporate Frequent Travellers – Subject to Endorsement Attached
Sections Description With Medical Examination Without Medical Examination
Section A Illness US $ 5, 00,000 US $ 10,000
Treatment following Accident US $ 5, 00,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 25,000 US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 250 US $ 250
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

2. OMP – Policy : A – Worldwide – Corporate Frequent Travellers – Excluding Sickness cover

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LE – 1 – Worldwide – Corporate Frequent Travellers – Subject to Endorsement Attached
Sections Description Sum Insured
Section A Treatment following Accident US $ 1,00,000
Deductible US $ 100
Section B Personal Accident US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LE – 2 – Worldwide – Corporate Frequent Travellers – Subject to Endorsement Attached
Sections Description Sum Insured
Section A Treatment following Accident US $ 5,00,000
Deductible US $ 100
Section B Personal Accident US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

General exclusions

  • Medical dental and transportation related claims will not be paid except at the usual customary and reasonable level of charges for such services.
  • All medical evacuation or transportation of dead body must be approved in advance by Mercury and their Medical Advisors.
  • No claims will be paid in respect of expenses for treatment which could reasonably be delayed until the Insured Person's return to the Republic of India. The question of what can or what cannot be reasonably delayed will be decided jointly by the treating physician and Medical Advisors.
  • No claims will be paid that is less than the deductible stated in the schedule. The deductible shall apply to each insured event and shall be borne by the Insured Person.
  • No claim in respect of cosmetic surgery will be paid unless such cosmetic surgery is rendered necessary as a result of a covered accident.
  • No claims will be paid in respect of routine physical examination or any other examination where there is no objective indication of impairment of normal health.
  • No claim will be paid in respect of medical treatment and related services obtained within the Republic of India except as stated under Covered Expenses.
  • The insurance will not cover pregnancy of the insured person including resulting childbirth miscarriage abortion or complication of any of these.
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United India travel insurance plans

Worldwide – Excluding USA & Canada – Including Sickness cover
Worldwide – Including USA & Canada – Including Sickness cover

Worldwide – Corporate Frequent Travellers – Including Sickness cover

United India Domestic travel insurance offers comprehensive coverage for personal emergency situation while traveling within India like loss/theft of baggage, personal accident, accidental death and dismemberment, disability, expenses for alternative travel arrangements, cash in advance, medical assistance, financial support in an accident, etc
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025
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