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United India - Health Insurance Benefits

United India - Health Insurance Benefits

Coverage (in USD)	Family - Budget	Family - smart	Family - Style
Medical Cover	2 to 10 lakhs	3,5,7,10 lakhs	10,15,25,50 lakhs
Pre-hospitalisation	30 days	60 days	90 days
Post-hospitalisation	60 days	90 days	120 days
Room Rent	1.5% of SI	No limit	No limit
ICU Charges	3% of SI	No limit	No limit
Doctor's Fee etc.	30% of SI	No limit	No limit
Ambulance Cover	Rs 2,000 per illness Annual maximum upto Rs 6,000	Rs 3,000 per illness Annual maximum upto Rs 10,000	Rs 5,000 per illness Annual maximum upto Rs 15,000
Domiciliary hospitalisation	Upto Rs 25,000 per policy period	Upto Rs 35,000 per policy period	Upto Rs 45,000 per policy period
Health Check-up	1% after every claim free years-for proposer and spouse	1% after every claim free years-for proposer and spouse	1% after every claim free years-for proposer and spouse
Maternity Coverage	After 3 years waiting period	After 3 years waiting period	After 3 years waiting period
Pre Existing diseases	Covered after 3 years	Covered after 3 years	Covered after 3 years
Co - Pay	20% for age above 60 years	20% for age above 60 years	20% for age above 60 years

List of United India - Health Insurance Products

United India Criticare Insurance

Key Features:

The policy has different options for Sum Insured Rs.1 lac, Rs.3 lac, Rs.5 lac, and Rs.10 lac.
The policy has a 90-day waiting period from the policy start date and a 30-day survival period from the diagnosis date.

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United India Senior Citizen Insurance

Key Features:

Any person between 61 to 80 years of age can take this insurance.
Sum Insured offered by us is between Rs.1 lac to Rs.3 lacs in multiples of Rs.50,000.

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United India family Medicare Insurance

Key Features:

Under a single Sum Insured, the policy covers all family members.
Family comprising of self, spouse and Dependent children can be covered.

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Top reasons for health insurance claims rejection

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India health insurance coverage, factors and premium calculator

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How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Health insurance benefits

Insurance customers can quickly compare the details of benefits offered under Indian mediclaim insurance policies.

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Portability

Portability Information for Mediclaim Insurance in India

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025

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