Overseas travel insurance plans for Employment and Study

General exclusions

• Any diseases existing / treated prior to one year of commencement of risk whether declared or not.
• For children aged 5 and under treatment relating to :-Mumps chicken pox measles German measles spina bifida whooping cough Diphtheria Poliomyelitis menimaitis and scarlet fever.
• Involving travel against medical advise travel for treatment terminal prognosis / awaiting special treatment.
• Cosmetic surgery pregnancy related costs AIDS.War perils nuclear perils.
• Suicide or attempted suicide.
• Examination / treatment in India or expenses incurred outside country of study / postings(This does not prejudice emergency evacuation on medical grounds)