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Baggage Delay Coverage

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Baggage Delay Coverage

The Company will reimburse (up to the limits specified) any purchase of essential clothes, toiletries and essential medicines in the event that the Insured Person suffers a loss of baggage or delay of more than 6 hours from the Scheduled Arrival time at the destination. This benefit is only payable on outward journey from India and not on return journey to India.

Insurance plans offering Baggage Delay

  • Insurance plans offering Baggage Delay Coverage for Travel- Individual
    Reliance Health Insurance Plans
    Standard ($50,000)
    Up to $100
    Silver ($100,000)
    Up to $100
    Gold ($250,000)
    Up to $100
    Platinum ($500,000)
    Up to $100
    Deductible: 12 Hours
    Bajaj Allianz Travel Insurance Plans
    Travel Care($50,000)
    $100
    Travel Secure($200,000)
    $100
    Travel Value($500,000)
    $100
    Travel Age($500,000)
    $100
    Silver($50,000)
    $1000
    Gold($200,000)
    $100
     
     
    Platinum($500,000)
    $100
    Super Platinum($750,000)
    $100
    Maximum($1,000,000)
    $100
    Travel Assist Classic($50,000)
    $100
    Travel Elite Asia Flair($15,000)
    $100
    Travel Elite Asia Supreme($25,000)
    $100
    Deductible: 12 Hours
    Apollo Munich Health Insurance Plans
    Bronze ($50,000)
    Up to $200
    Silver ($100,000)
    Up to $200
    Gold ($250,000)
    Up to $300
    Platinum ($500,000)
    Up to $300
    Deductible: 12 Hours
    Future Generali Health Insurance Plans
    Standard ($50,000)
    Up to $50
    Silver ($100,000)
    Up to $50
    Gold ($250,000)
    Up to $100
    Platinum ($500,000)
    Up to $200
    Deductible: 12 Hours
    Religare Insurance Plans
    Gold (USD $50,000/$100,000/$300,000/$500,000)
    Up to $100
    Platinum (USD $50,000/$100,000/$300,000/$500,000)
    Up to $100
    Deductible: 12 Hours
    Iffco-Tokio Health Insurance Plans
    Bronze ($50,000)
    Up to $100
    Silver ($2,50,000)
    Up to $150
    Gold ($1,00,000/$2,50,000/ $5,00,000)
    Up to $150/$150/$150
    Deductible: $12 Hours
    Royal-Sundaram Health Insurance Plans
    Classic ($50,000/ $1,00,000)
    Up to $100
    Supreme ($200,000/$300,000/ $5,00,000)
    Up to $100
    Elite ($500,000/$750,000/ $1000000)
    Up to $500
    Deductible: After 6 hours
    Star Health Insurance Plans
    $50,000
    Up to $50
    $100,000
    Up to $50
    $250,000
    Up to $100
    $500,000
    Up to $100
    Deductible: 12 Hours
    TATA-AIG Health Insurance Plans
    Silver ($50,000)
    Up to $50
    Silver Plus ($100,000)
    Up to $100
    Gold ($250,000)
    Up to $200
    Platinum ($500,000)
    Up to $500
    After First 12 Hours
    HDFC-ERGO Health Insurance Plans
    Silver ($50,000)
    Up to $100
    Gold ($100,000)
    Up to $200
    Platinum ($200,000)
    Up to $200
    Titanium ($500,000)
    Up to $200
    Deductible: 12 Hours,$10 per 8 Hours
    SBI-GENERAL Health Insurance Plans
    Baggage delay payment at the rate of US $ 200 per 12 hrs
    Deductible: First 12 Hours
    Universal Sompo Insurance Plans
    Silver ($50,000)
    Up to $50
    Gold ($2,00,000)
    Up to $100
    Platinum ($5,00,000)
    Up to $200
    Deductible: After 12 hours
    cholamandalam Health Insurance Plans
    Plus($50,000/$100,000/$250,000/ $350,000/$500,000)
    $150
    Pleasure($50,000/$100,000/ $250,000/$350,000/$5,00,000)
    $200
    Delight($50,000/$100,000/ $250,000/$350,000/$500,000)
    $300
    Silver($50,000/$100,000)
    $100
    Gold($100,000/$250,000)
    $100
    Deductible: 12 Hours
    Oriental travel insurance
    Plan A1 ($50,000)
    Up to $100
    Plan A2 ($2,00,000)
    Up to $100
    Plan B1 ($1,00,000)
    Up to $100
    Plan B2 ($5,00,000)
    Up to $100
    Deductible: After 12 hours
    New India Travel Insurance Plans
    Plan A-1 ($50,000)
    Up to $100
    Plan A-2 ($2,50,000)
    Up to $100
    Plan B-1 ($1,00,000)
    Up to $100
    Plan B-2 ($5,00,000)
    Up to $100
    Plan E-1($1,00,000)
    Up to $100
    Plan E-2 ($5,00,000)
    Up to $100
    Deductible: $100
  • Insurance plans offering Baggage Delay Coverage for Annual Multi-Trip
    Reliance Health Insurance Plans
    Standard ($1,00,000)
    Up to $100
    Plus ($2,50,000)
    Up to $125
    Elite ($5,00,000)
    Up to $125
    Deductible: 12 Hours
    Bajaj Allianz Annual Multi Insurance Plans
    Corporate Lite ($250,000)
    $100
    Corporate Plus ($500,000)
    $200
    Deductible: 12 Hours
    Apollo Munich Insurance Plans
    Silver ($100,000)
    Up to $200
    Gold ($250,000)
    Up to $300
    Platinum ($500,000)
    Up to $300
    Deductible: 12 Hours
    Future Generali Insurance Plans
    Gold ($2,50,000)
    Up to $100
    Platinum ($5,00,000)
    Up to $200
    Deductible: 12 Hours
    Religare Insurance Plans
    Gold (USD $50,000/$100,000/$300,000/$500,000)
    Up to $100
    Platinum (USD $50,000/$100,000/$300,000/$500,000)
    Up to $100
    Deductible: 12 Hours
    Royal-Sundaram Insurance Plans
    Gold ($2,50,000)
    Up to $100
    Platinum ($5,00,000)
    Up to $200
    Deductible: After 6 hours
    Cholomandalam Insurance Plans
    $100,000
    Up to $100
    $250,000
    Up to $100
    Deductible: 12 Hours
    TATA-AIG Health Insurance Plans
    Gold ($250,000)
    Up to $100
    Platinum ($500,000)
    Up to $200
    Deductible: After 12 Hours
    HDFC-ERGO Health Insurance Plans
    Gold ($250,000)
    Up to $200
    Platinum ($500,000)
    Up to $200
    Deductible: 12 Hours,$10 per 8 Hours
    SBI-GENERAL Health Insurance Plans
    Baggage delay payment at the rate of US $ 200 per 12 hrs
    Deductible: First 12 Hours
    Universal Sompo Insurance Plans
    Gold ($2,00,000)
    Up to $100
    Platinum ($5,00,000)
    Up to $200
    Deductible: After 12 hours
  • Insurance plans offering Baggage Delay Coverage for Student
    TATA AIG Health Insurance Plans
    Plan-A ($50,000)
    -
    Plan-B ($1,00,000)
    Up to $50
    Ultimate ($2,50,000)
    Up to $150
    Ultimate(+) ($5,00,000)
    Up to $250
    Supreme ($5,00,000)
    Up to $250
    Deductible: After 12 Hours only
    Apollo Munich Insurance Plans
    Bronze ($50,000)
    Up to $150
    Silver ($100,000)
    Up to $150
    Gold ($250,000)
    Up to $150
    Platinum ($500,000)
    Up to $150
    Deductible: 12 Hours
    Religare Insurance Plans
    Start
    Up to $150
    Plus (USD $50,000/$100,000)
    -
    Super (USD $50,000/$100,000/$300,000/$500,000)
    Up to $150
    Ultra (USD $50,000/$100,000/$300,000/$500,000/$1,000,000)
    Up to $150
    Deductible: 12 Hours
    Royal-Sundaram Health Insurance Plans
    Silver ($50,000)
    -
    Gold ($1,00,000)
    Up to $50
    Platinum ($2,50,000)
    Up to $150
    Titanium ($5,00,000)
    Up to $250
    Diamond ($7,50,000)
    Up to $250
    Deductible: After 6 hours
    Future Generali Insurance Plans
    Basic ($50,000)
    Up to $50
    Standard ($50,000)
    Up to $150
    Silver ($100,000 /$150,000)
    Up to $150 /$150
    Gold ($200,000/ $250,000)
    Up to $150 /$150
    Platinum ($500,000)
    Up to $150
    Deductible: 12 Hours
    HDFC-ERGO Health Insurance Plans
    Standard ($30,000)
    -
    Bronze ($50,000)
    Up to $100
    Silver ($100,000)
    Up to $150
    Gold ($250,000)
    Up to $200
    Platinum ($500,000)
    Up to $200
    Deductible: 12 hours, $10 per, 8 hours
    Universal Sompo Insurance Plans
    Primary ($50,000)
    Up to $100
    Buddy ($1,00,000)
    Up to $150
    Intellectual ($2,00,000)
    Up to $200
    Deductible: After 12 hours

Insurance FAQ's

Insurance company will pay the amount specified in the Policy Schedule / Certificate of Insurance, towards purchasing essential medication, toiletries or clothing if the delivery of the Insured Person’s accompanying Checked-in Luggage is delayed for more than the number of hours (deductible) specified in the Policy Schedule / Certificate of Insurance, by the Common Carrier on which the Insured Person was travelling as a passenger, during the Travel Period.

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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

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Insurance customers can renew their existing policy online before the exipry date at any time.


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