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Trip Cancellation Coverage

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Trip Cancellation Coverage

The Company will reimburse the unused and non-refundable portion of the pre-paid lodging cost and/or the ticket cancellation charges if the Trip is cancelled and the Insured Person is unable to undertake the Trip due to:
death or serious injury or sudden sickness requiring minimum 3 days of hospitalization of (a) of the Insured Person or (b) Traveling Companion or (c) immediate Family member of the Insured Person.
The Company  will  also reimburse  the proportionate  prepaid expenses  paid  but  are  not  refundable  including  tickets  for  the  return journey to Republic of India if the insured’s trip has already commenced.

Insurance plans offering Trip Cancellation Coverage

  • Trip Cancellation Coverage for Travel- Individual
    Reliance Health Insurance Plans
    Standard ($50,000)
    Not Available
    Silver ($100,000)
    Up to $600
    Gold ($250,000)
    Up to $600
    Platinum ($500,000)
    Up to $600
    Bajaj Allianz Travel Insurance Plans
    Silver ($50,000)
    500
    Gold ($200,000)
    $1,000
    Platinum ($500,000)
    $1,000
    Super Platinum ($750,000)
    $1,000
    Maximum ($1,000,000)
    $1,000
    Apollo Munich Health Insurance Plans
    Bronze ($50,000)
    -
    Silver ($100,000)
    -
    Gold ($250,000)
    Up to $1,000
    Platinum ($500,000)
    Up to $2,000
    Future Generali Health Insurance Plans
    Standard ($50,000)
    -
    Silver ($100,000)
    -
    Gold ($250,000)
    -
    Platinum ($500,000)
    $500
    Deductible: $100
    Religare Insurance Plans
    Gold (USD $50,000/$100,000/$300,000/$500,000)
    $1,000
    Platinum (USD $50,000/$100,000/$300,000/$500,000)
    $1,000
    Royal-Sundaram Health Insurance Plans
    Classic ($50,000/ $1,00,000)
    $500
    Supreme ($200,000/$300,000/ $5,00,000)
    $750
    Elite ($500,000/$750,000/ $1000000)
    $1,000
    Star Health Insurance Plans
    $50,000
    $1,000
    $100,000
    $1,000
    $250,000
    $2,000
    $500,000
    $2,500
    Deductible: $50
    TATA-AIG Health Insurance Plans
    Silver ($50,000)
    Up to $500
    Silver Plus ($100,000)
    Up to $500
    Gold ($250,000)
    Up to $750
    Platinum ($500,000)
    Up to $1,000
    Deductible: $50 for $500, $75 for $750 and $100 for $1,000
    SBI-GENERAL Health Insurance Plans
    2000 on Floater basis
    Deductible: 5% of claim amount
    Universal Sompo Insurance Plans
    Silver ($50,000)
    $500
    Gold ($2,00,000)
    $1,000
    Platinum ($5,00,000)
    $1,000
    cholamandalam Health Insurance Plans
    Plus
    ($50,000/$100,000/$250,000/ $350,000/$500,000)
    Not Applicable
    Pleasure
    ($50,000/$100,000/ $250,000/$350,000/$5,00,000)
    $500
    Delight
    ($50,000/$100,000/ $250,000/$350,000/$500,000)
    $1,500
    Silver
    ($50,000/$100,000)
    Not Applicable
    Gold
    ($100,000/$250,000)
    $500
    Deductible: $50
  • Trip Cancellation Coverage for Annual Multi-Trip

    Reliance Health Insurance Plans
    Standard ($1,00,000)
    Up to $750
    Plus ($2,50,000)
    Up to $1,000
    Elite ($5,00,000)
    Up to $1,250
    Apollo Munich Insurance Plans
    Silver ($100,000)
    Not Available
    Gold ($250,000)
    Up to $1,000
    Platinum ($500,000)
    Up to $2,000
    Future Generali Insurance Plans
    Gold ($2,50,000)
    Not Available
    Platinum ($5,00,000)
    $500
    Deductible: $100
    Religare Insurance Plans
    Gold (USD $50,000/$100,000/$300,000/$500,000)
    $1,000
    Platinum (USD $50,000/$100,000/$300,000/$500,000)
    $1,000
    Royal-Sundaram Insurance Plans
    Gold ($2,50,000)
    $750
    Platinum ($5,00,000)
    $1,000
    Cholomandalam Insurance Plans
    $100,000
    $500
    $250,000
    $500
    Deductible: $50
    TATA-AIG Health Insurance Plans
    Gold ($250,000)
    Up to $750
    Platinum ($500,000)
    Up to $1,000
    Deductible: $75 for $750 and $100 for $1,000
    SBI-GENERAL Health Insurance Plans
    2000 on Floater basis
    Deductible: 5% of claim amount
    Universal Sompo Insurance Plans
    Gold ($2,00,000)
    Up to $1,000
    Platinum ($5,00,000)
    Up to $1,000
    Oriental travel insurance
    Plan A1 ($50,000)
    Up to $100
    Plan A2 ($2,00,000)
    Up to $100
    Plan B1 ($1,00,000)
    Up to $100
    Plan B2 ($5,00,000)
    Up to $100
    Deductible: After 12 hours

Insurance FAQ's

Insurance company will pay the expenses incurred upto the fixed amount (Sum Insured), as specified in the Policy Schedule / Certificate of Insurance, if an Insured Person’s journey is unavoidably cancelled (whether wholly or in part) prior to the inception of the journey, due to one of the circumstances:
  • Unforeseen Death, Disablement or Illness or Hospitalization for minimum period of 24 hours of the Insured Person or
  • Unforeseen Death, Disablement or Illness or Hospitalization for minimum period of 24 hours of his/her immediate family member or
  • In the event of Mass Bandh, Strike or Terrorism

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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

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Insurance customers can renew their existing policy online before the exipry date at any time.


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