Why purchase Mediclaim Insurance?
While excellent health care is now available in most Indian cities, the cost of this quality health care are increasing every year, so much so that having heath insurance is no longer a luxury, but very much as necessity. Adequate health insurance coverage is necessary to pay the bills in case of hospitalization. Adequate health insurance policy coverage will give confidence for the insured to access quality health care and get better treatment. Mediclaim insurance coverage ensures the policy holder to avoid debt to paying medical bills or hospitalization expenses.
There are different types of plans designed by Indian insurance companies. Individual plans for single person coverage, family floater to cover entire family, senior citizen plan for the elderly, specific policies for specific illness such as diabetes... The prominent insurance companies like Apollo Munich, Max Bupa, ICICI Lombard, Oriental Insurance, National Insurance, Bajaj Allianz, Reliance, Star Health, TATA AIG... offer coverage for Indians at affordable premium cost. You can get objective information at Eindiainsurance.com and buy the best policy that can suit your requirements.
A few important points have to be noted while buying health insurance. It is advisable to purchase coverage at a younger age, as customer can become ineligible for certain plans as they grow older and have any medical ailments. For example, some insurance policies are not available to anyone who has diabetes. Even if a customer becomes eligible to purchase a specific insurance policy, all plans have a exclusion period during which pre-existing ailments are not covered. It should also be known that the plans do not cover sickness immediately, they usually have a thirty day waiting period before sickness is covered, hospitalization caused by accidents are however covered immediately.