OPD: The OPD coverage is referred to out patient treatment availed by the patient only in the case of hospitalization or day care procedures. Some insurers also provide cover for a visit to a doctor even for minor infections or health problems.
Ayurvedic coverage: This is also known as Non Allopathic coverage by insurance companies and it can be for Ayurvedic or Homeopathic treatment.
Restoration: In case of the exhaustion of a policy in the year, the insurance company will give this special feature called as restoration. However, the insured must be aware of a clause where there is no coverage for the illness for which the original cover was exhausted using the new cover amount.
No Claim Bonus: The insured is entitled for no claim bonus if there is no claim on the policy. The features under this can be dependent on the insuance company. Some would increase the coverage amount while others could give discounts on the premium amount.
Annual health check up: There can be a free medical check up under many mediclaim policies at designated medical centers after few years of continuous renewal.
Renewal of the policy:Most Mediclaim insurance plans in India have lifelong renewal option.