Star Health insurance plans are designed to suit your requirements best as per your budget. By providing a guidance to the path of wellness through protection of prevention and cover, Star Health insurance helps the insured to guard oneself from costly health care.
Pre-hospitalization and Post-hospitalization expenses
Pre-existing diseases are included subject to prior coverage by a domestic insurer; usually for the four years preceding policy inception
Floater basis and individual basis
Reinstatement of sum assured
Individual basis: The sum assured is per person insured
Reinstatement of sum assured: Normally allowed after a specified number of claim-free years
(Room, nursing, boarding, surgery, anaesthetist, medical practitioner, consultation, specialists, oxygen, OT charges, X-ray, dialysis, chemotherapy, diagnostic materials, blood, medicine, drugs etc. depending on the plan chosen. This is not a restrictive list)
Critical factors of the Star Health insurance
Co-pay When you make a claim on your insurance coverage, Co-pay is the certain percentage of hospital bill that you pay from your pocket and the Insurer will pay the balance amount.
Life long renewable You will be covered for your entire lifetime with lifelong renewal option.
Pre-existing Diseases After a waiting period of 4 years any of your pre-existing condition will be covered.
There are different types of insurance policies by Star Health and Allied insurance to cover you in the event of medical emergencies and safeguard financial position. The insured can avail cost efficient medical treatment with the products designed by the company with the analysis of the economic fallouts of rising medical costs.
Each insurance policy has unique coverage to serve the insured in meeting varied medical costs. Some of the greatest benefits of buying insurance from the company are quick, easy and direct settling of claims (i.e. no third party involvement), cashless facilities and free telephonic medical advice at any time.