Accident does not occur with prior notice and they may disrupt your income till you recover. Accident insurance is essential to avoid such financial catastrophe. This policy is exclusively designed to meet the needs of individuals, family and employees respectively. Accidental death, dismemberment, repatriation of remains (insured person); permanent disability etc are also covered under accident insurance. It is better to be safe than sorry.
Home insurance, also called as property insurance is essential to safeguard your dream home (structure and its contents) from unforeseen disasters. Damage to the structure of the house in case of natural calamities, terrorist activities, gas cylinder explosion, missile testing operations, burglary etc is covered under home insurance. Home insurance policy is a term contract that will be in effect for a fixed period of time.
