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ICICI Prudential Lakshya Lifelong Income Plan

In the prime of your life and at the peak of your career, you enjoy all the comforts of life - a happy family, your own home and a car, holidays in India and abroad. To keep enjoying these comforts for the rest of your life, we bring to you ICICI Pru Lakshya Lifelong Income, a protection and savings oriented conventional participating life product to fulfill your financial needs.
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ICICI Prudential Life insurance review

ICICI Prudential Life
Branches In India
517
Entry Age Minimum/Maximum (Years) - Term Plans
18/65
Sum Assured Minimum / Maximum - Term Plans
50 lacs / 100 cr
Policy Term Minimum / Maximum (Years) - Terms Plans
5years/ 85years and also we have whole life option
Solvency Ratio *
217% (2.17)
Death Claims Settled from 2002 till now
₹ 95.48 billion
Number of Lives Covered**
2133682
Claims Settlement Ratio ***
97.90%
Claim Settlement Time
1.4 days
13 months Persistency Ratio
87.10%
* - As per IRDAI data 2020-21 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2020-21  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

Key Features of ICICI Prudential Lakshya Lifelong Income Plan

  • Regular Income - Guaranteed Income and Cash Bonus1 every year after Income Start Date2 till the age of 99 years.
  • Guaranteed Capital Protection – Get Guaranteed Capital protection in the form of ‘Sum Assured on Maturity’3
  • Regular Additions– Enjoy bonuses in the form of Regular Additions4 every year to grow your wealth till the Income start date.
  • Life Cover - Life cover throughout the policy term till the age of 99 years to secure your family’s future.
  • Liquidity - Liquidity5 benefits during the policy term to help you in case of financial emergencies.
  • Tax Benefits - Get Tax Benefits6 on premiums paid and benefits received as per prevailing tax laws.

Brochure

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Policy wordings

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025