TATA AIG’s Wellsurance is an exciting health insurance product which works very well in complementing other health insurance products. A customer can already have a regular health insurance product and still purchase the TATA AIG Wellsurance policy and benefit fully from it. The claims are settled on this plan simply by providing photocopies of the bills which is unique to this plan, thereby allowing the customer to use the original bills for filing claims with any other health insurance plan.
Some of the unique benefits of the TATA AIG Wellsurance plans are
No medical tests required for this plan
There are no medical tests required during enrollment of this plan, or during subsequent renewals. Customers can enroll with the TATA AIG Wellsurance plan up to the age of 65 years without the need for any medical tests or certification.
Claims are settled without insisting on original bills
TATA AIG Wellsurance will settle insurance claims on the basis of photocopy of relevant medical bills. This feature is unique to TATA AIG’s plan, as all other plans insist on original medical bills. By accepting photocopy of bills, this plan allows it be used to complement other health insurance plans that the customer might have. In theory a customer can get his claims settled from another health insurance plan by providing the original medical bills and get the qualified medical benefits reimbursed by providing photocopy of bills according to TATA AIG Wellsurance benefits criterion.
Benefits are paid on diagnosis of 11 specified critical ailments.
TATA AIG Wellsurance provides benefits based on the diagnosis of 11 specified critical ailments, irrespective of the costs of treatments for the same.
Childrens education fund in the event of Accidental death or permanent total disability of the bread winner
TATA AIG Wellsurance provides an education fund for children in the event of accidental death or total disability of the bread winner
Cashless hospitalization in over 3000 hospitals in the country
TATA AIG Wellsurance provides Cashless hospitalization in over 3000 hospitals in the country
Income tax benefit from section 80D
TATA AIG Wellsurance provides the customer full tax benefits under section 80D
TATA AIG Health Insurance is available in 3 variants
TATA AIG Wellsurance Executive - Health Insurance plan for any individuals
TATA AIG Wellsurance Women - a Unique Health Insurance plan for Womens
TATA AIG Wellsurance Family - Family floater health insurance for the whole family