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Studying abroad is an opportunity twice over. To learn in the college of your choice, and to use free time exploring new lands, new cultures. But remember,with this opportunity comes the risk of an accident or loss of sponsorship. Tata AIG's StudentGuard plan is designed for people traveling abroad for studies. But wait a minute, before you set off, do answer some important questions.
TATA AIG Student Insurance - Student Guard Benefits Details
* - Included under the overall limit of Accident & Services Medical Expenses Reinbursement. # - Reinbursement of purchase of necessary personal effect, due to baggage delay overseas.
TATA AIG Student Insurance - Policy CoverageStudy InterruptionWe'll reimburse tuition fee paid in advance for the current semester if your studies are interrupted due to medical or compassionate reasons. Sponsor ProtectionIn the event of accidental death or permanent disablement of your sponsor, we'll reimburse the remaining school fees up to a specified maximum limit shown in the table of benefits. Accident and Sickness Medical ExpensesWe will pay you Covered Medical Expenses incurred overseas by you, which are not due to a pre-existing condition up to the maximum stated in the Policy Schedule or the Schedule of Benefits. Compassionate Visit(2-way)*Visit by Family Member: - If you are hospitalized for more than seven(7) consecutive days, we will cover the cost of round-trip economy class air ticket and accommodation expenses for an immediate family member to be with you. Visit by Student: In the event of death or hospitalisation of parent(s)/spouse/child(ren) for more than seven(7) consecutive days, we will cover the cost of a round trip economy class air ticket. (* - Subject to maximum coverage as provided in the Schedule of Benefits.) Personal AccidentStudent Guard Plus provides worldwide coverage against Accidental death and permanent Disablement whilst you are abroad, upto maximum limit shown in the Schedule of Benefits. Assistance ServicesOur assistance team will be available around the clock for any assistance or referral services. Maternity BenefitsMedical expenses related to termination of pregnancy are covered subject to maximum amount as provided in the Schedule of Benefits subject to a waiting period of 10 months from the effective date of policy. *Condition Apply: Please refer to policy documents for terms and conditions. Other benefits include: 24 hrs Wolrdwide Emergency Assistance Services, Emergency Medical Evacuation, Repatriation of Remains, Felonious Assault, Lost Luggage, Personal Liability Aboard, Accident and sickness Medical Coverage All Rates, Tax Amounts & Total Gross Figs. Have been rounded to the Nearest Rs. Value. TATA AIG Student Insurance - Key Exclusions
For other exclusions please refer to the policy wordings. |
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