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Future Generali Travel Insurance(Travel Suraksha) protects you, when unseen events occur during your overseas travel. Whether it is medical emergencies, or loss of passport or baggage, Travel Suraksha shields you so that you enjoy your overseas travels with complete peace of mind.
Future Generali Travel Insurance Advantages
- Policy is available for the age between 6months - 70 years
- Age Slab : 1/2-45 years, 46-60 years, 61-65 years, 66-70 years
- Cashless Claims Settlement for inpatient
- Claims turnaround time of less than 7 working days
- Global Service Provider & hospital network
- Worldwide emergency, medical & travel assistance services
- Universal International Free Number (UIFN)
- Flexibility of choosing Travel insurance plan as per your need
- Special covers like child escort and golfers hole in one
- Specially designed plan for the senior citizens (71- 80 years)
- Ease & Convenience of purchase
- Cover extension up to 90 days for medical expenses on evacuation
Future Generali Travel Insurance Benefits
| Benefits |
Standard |
Silver |
Gold |
Platinum |
Deductible |
| Accident & Sickness Medical Cover |
$50,000 |
$100,000 |
$250,000 |
$500,000 |
75 |
| Accidental Death & Permanant Total Disablement |
$5,000 |
$5,000 |
$10,000 |
$20,000 |
|
| Accident Death Common Carrier |
|
$5,000 |
$5,000 |
$5,000 |
|
| Accident Death Air Travel Only |
|
|
$5,000 |
$5,000 |
|
| Emergency Medical Evacuation |
Included |
Included |
Included |
Included |
|
| Repatriation of Remains |
Included |
Included |
Included |
Included |
|
| Daily Hospital Allowance |
|
|
25 per day
(max 5 days) |
25 per day
(max 5 days) |
1 Day |
| Emergency Sickness Dental Treatment |
$ 300 |
$ 300 |
$ 300 |
$ 300 |
$ 100 |
| Hijack Benefit |
|
50 per day
(max for 7 days) |
100 per day
(max for 7 days) |
150 per day
(max for 7 days) |
1 day |
| Trip Delay |
|
|
20 per 12 hours
(max 120) |
20 per 12 hours
(max 120) |
12 Hrs |
| Trip Cancellation |
|
|
|
$500 |
$100 |
| Trip Curtailment |
|
|
|
$300 |
$100 |
| Missed Connection |
|
|
|
$500 |
$50 |
| Loss of Passport |
$ 200 |
$ 20 |
$ 250 |
$ 250 |
$ 25 |
| Baggage Delay |
|
$ 50 |
$ 100 |
$ 200 |
12 Hrs |
| Checked Baggage Loss |
$ 250 |
$ 500 |
$ 1000 |
$ 1000 |
$25 |
| Compassionate Visit |
|
|
|
Upto a max of 1000 |
$200 |
| Financial Emergency Assistance |
|
$ 200 |
$ 500 |
$ 500 |
|
| Personal Liability |
|
$100,000 |
$200,000 |
$200,000 |
0.1% of Sum Insured |
| Golfer Hole in one celebration |
$ 100 |
$ 100 |
$ 100 |
$ 200 |
|
| Automatic extension for 7 days |
|
|
Available |
Available |
|
| Home Burglary |
|
|
$2500 |
$2500 |
|
| Child Escort |
|
|
$2500 |
$2500 |
|
Future Generali Travel Insurance - Exclusions:
- Policy does not cover pre-existing diseases & complications arising from them.
- Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
- Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
- Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
- Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
- Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
- Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
- War or war-like actions, act of terrorism.
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