Cholamandalam Student Medical Insurance, Chola Student Insurance

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  • Pro-rata Amount Refunded if Rejected by University
  • Help complete Waiver Form
  • Personalized support provided
  •   OR age      years
  •   Total Days      days

Cholamandalam Student Medical Insurance, one of the effective and affordable student insurance plans in India. Students can stay secure from unforeseen financial crisis in case of a medical emergency while studtying abroad. A wide range of risks are covered under this policy to assure peace of mind for students. Get quote and Buy Cholamandalam student insurance online without any hassles.

Silver Plan Medical Covers: $50,000/$100,000
It covers Repatriation of Remains and Dental Treatment.

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  Gold Plan Medical Covers: $100,000/$ 250,000
It covers Dental Treatment, Passport Loss, Personal Liability, Personal Accident - Domestic, Personal Accident-Overseas etc.
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    Platinum Plan Medical Covers: $100,000/$ 250,000
It covers Medical Expenses Extension, Dental Treatment, Passport Loss, Personal Liability, Personal Accident - Domestic, Personal Accident-Overseas etc.
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Some of the key advantages of the Chola MS Student Travel Insurance package are:

Eligible age - 16 years to 35 years

Standard coverages in line with the norms of the foreign universities

Special Medical extension covers applicable under the Platinum plan to cover:
    Treatment of mental / nervous disorders including alcoholism / drug dependency
    In-patient medical expenses related to pregnancy
    Medical expenses for inter-college sports injuries
    Cancer screening and mammographic examinations
    Childcare benefits up to 7 days

Cashless outpatient bill settlement for more than $400 if intimated to TPA before

Pre-existing conditions covered under life-saving unforeseen emergency measures

Door-to-door coverage - you can be covered from the time you leave home from India, right up to the time you reach back. This includes any eventuality that may occur on the way from your home to the airport while leaving for the trip, or from the airport to home on the return trip.

Benefits Silver Gold Platinum Deductibles
Medical Cover $ 50,000
$ 100,000
$ 250,000
$ 250,000
$ 100
Repatriation of Remains $ 7500 $ 7500 $ 7500 Nil
Medical Expenses Extension - - Available $ 100
Dental Treatment $ 250 $ 250 $ 250 $ 100
Passport Loss Nil $150 $ 150 $ 30
Personal Liability Nil $ 100,000 $ 100,000 Nil
Personal Accident - Domestic Nil INR 200,000 INR 200,000 Nil
Personal Accident-Overseas Nil $ 25,000 $ 25,000 Nil
Study Interruption Nil $ 7500 $ 7500 Nil
Sponsor Protection Nil $ 10,000 $ 10,000 Nil
Compassionate Visit Nil $ 7500 $ 7500 Nil
Checked Baggage Nil $ 1000 $ 1000 Nil
Bail Bond Nil $ 5000 $ 5000 Nil

Medical Expenses Extension (under the Platinum Plan) Sub Limit (under Medical Expenses )
Cancer Screening & mammography examinations $ 2000
Treatment of medical / nervous disorders including alcoholism & drug dependency  $ 1000
Child care benefits (if the child is above 90 days and is hospitalized for more than 2 days for any ailment.) $ 100 x max 7 days
In - Patient medical expenses related to pregnancy $ 500
Medical expenses for inter - college sports injury As per Medical SI Limit.

Dental treatment - a separate benefit in addition to the medical expenses limit

Bail bond - This covers the bail amount, applicable if arrested or detained by the police or judicial authorities for any bailable offence whilst abroad.

2-way compassionate visit - In the event of hospitalization (more than 7 consecutive days) of a student or a family member, where a family member visits the student or the student visits India, a round-trip economy class ticket for the student / family member and accommodation for the family member visiting abroad will be reimbursed .

Checked baggage loss - compensation towards permanent loss of baggage in the custody of the carrier.

Personal Accident - coverage towards both death and permanent total disability while overseas.

Study interruption - reimbursement for the remaining part f the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front.

Sponsor protection - reimbursement of tuition fees, in case of death of person sponsoring studies, due to an accident.

Personal Liability - compensation towards any legal liability incurred by you to the third party for any injury to a person or damage to a property.