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Cholamandalam Student Medical Insurance

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Chola MS Student Travel Insurance ensures that you focus on your academics to the fullest extent, while the company takes care of your worries.


Cholamandalam Student Medical Insurance - Advantages


Some of the key advantages of the Chola MS Student Travel Insurance package are
  • Standard coverages in line with the norms of the foreign universities
  • Extra Savings: - The Chola MS Student Travel Insurance cover costs much less than any Insurance abroad, and is available in Indian Rupees. So you save on the outflow on your precious Foreign Exchange.
  • Special Medical extension covers applicable under the Platinum plan to cover
    • Treatment of mental / nervous disorders including alcoholism / drug dependency
    • In-patient medical expenses related to pregnancy
    • Medical expenses for inter-college sports injuries
    • Cancer screening and mammographic examinations
    • Childcare benefits up to 7 days
  • No separate medical check-up
  • Door-to-door coverage - you can be are covered from the time you leave home within India, right up to the time you reach home. This includes any eventuality that may occur on the way from your home to the airport while leaving for the trip, or from the airport to home on the return trip.



Cholamandalam Student Insurance plans


Cholamandalam Student Silver Plan

  • Medical Covers: $50,000/$100,000
  • It covers Repatriation of Remains and Dental Treatment.
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Cholamandalam Student Gold Plan

  • Medical Covers: $100,000/$ 250,000
  • It covers Dental Treatment, Passport Loss, Personal Liability, Personal Accident - Domestic, Personal Accident-Overseas etc.,
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Cholamandalam Student Platinum Plan

  • Medical Covers: $100,000/$ 250,000
  • It covers Medical Expenses Extension, Dental Treatment, Passport Loss, Personal Liability, Personal Accident - Domestic, Personal Accident-Overseas etc.,
 Get Quote  Know More



Cholamandalam Student Insurance - Coverage Benefits


Cholamandalam Student Insurance - Silver Plan
Benefits Silver Gold Platinum Deductibles
Medical Cover $ 50,000
$ 100,000
$100,000/
$ 250,000
$100,000/
$ 250,000
$ 100
Repatriation of Remains $ 7500 $ 7500 $ 7500 Nil
Medical Expenses Extension * - - Available ** $ 100
Dental Treatment $ 250 $ 250 $ 250 $ 100
Passport Loss Nil $150 $ 150 $ 30
Personal Liability Nil $ 100,000 $ 100,000 Nil
Personal Accident - Domestic Nil INR 200,000 INR 200,000 Nil
Personal Accident-Overseas Nil $ 25,000 $ 25,000 Nil
Study Interruption Nil $ 7500 $ 7500 Nil
Sponsor Protection Nil $ 10,000 $ 10,000 Nil
Compassionate Visit Nil $ 7500 $ 7500 Nil
Checked Baggage Nil $ 1000 $ 1000 Nil
Bail Bond Nil $ 5000 $ 5000 Nil


Medical Expenses Extension (under the Platinum Plan) Sub Limit (under Medical Expenses )

Cancer Screening & mammography examinations

$ 2000

Treatment of medical / nervous disorders including alcoholism & drug dependency

 $ 1000

Child care benefits (if the child is above 90 days and is hospitalized for more than 2 days for any ailment.)

$ 100 x max 7 days

In - Patient medical expenses related to pregnancy

$ 500

Medical expenses for inter - college sports injury

As per Medical SI Limit.


Cholamandalam Student Insurance - salient features


  • Dental treatment - a separate benefit in addition to the medical expenses limit


  • Bail bond - Chola MS covers the bail amount, applicable if arrested or detained by the police or judicial authorities for any bailable offence whilst abroad.


  • 2-way compassionate visit - In the event of hospitalization (more than 7 consecutive days) of a student or a family member, where a family member visits the student or the student visits India, a round-trip economy class ticket for the student / family member and accommodation for the family member visiting abroad will be reimbursed .


  • Checked baggage loss - compensation towards permanent loss of baggage in the custody of the carrier.


  • Personal Accident - coverage towards both death and permanent total disability while overseas.


  • Study interruption - reimbursement for the remaining part f the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front.


  • Sponsor protection - reimbursement of tuition fees, in case of death of person sponsoring studies, due to an accident.


  • Personal Liability - compensation towards any legal liability incurred by you to the third party for any injury to a person or damage to a property.


   



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