Chola Overseas Mediclaim Insurance Advantages
- Eligible age & trip duration
- 3 months to 60 years: up to 360 days
- 61 - 70 years: up to 180 days
- Extension option of 180 days
- No medical expenses sub limits till the age of 70. (Comprehensive plans)
- Cashless outpatient bill settlement for more than $400 if intimated to TPA before
- Per day rates - Pay only for the number of days you want insurance coverage
- Asia Pacific includes : Australia, New Zealand & Asia(except Japan)
- No medical check-up up to 65 years
- Door-to-door Cover You are covered from the time you leave home, right up to the time you return back. This includes any eventuality that may occur on the way from your home to the airport while leaving for the trip, or from the airport to home on the return trip.
- Adventure Sports Cover Make the fullest of your holiday by enjoying the thrills of adventure sports too!! For just a nominal additional premium you can get yourself covered against any eventualities arising from any adventure sports that you may want to try your hand.
- Multi-Purpose Cover Addresses all needs - be it a trip for holiday or for business or for any other personal reasons.
- Individual cover for your family members You can get the Chola MS cover for right from your young kids (as young as 3 months) to the elders in your family (as old as 80 years) under this policy. No medical check-up is required for people up to 70 years of age.
- Senior Citizens Cover The elderly members of your family can be covered under the Chola MS Senior Citizen Travel Insurance package.
- Pay as per your requirement We have a per-day rate, which means that you pay for the exact duration of your trip, and do not waste money paying on any slab-based premium rate.
- Pre-existing conditions covered under life-saving unforeseen emergency measures We provide cover for any eventuality arising from a pre-existing condition. This is a unique feature of the Chola Travel Insurance.
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Chola Travel Insurance - Plan Options
Silver Cover: A simple cost-effective plan
Gold Cover: A comprehensive, value for money offering
Chola Overseas Travel Insurance Benefits
| Benefits |
Silver |
Gold |
Deductible |
Medical Cover
(Emergency evacuation included) |
$ 50,000 / $ 100,000 |
$100,000 / $ 250,000 |
$ 100 |
Repatriation of Remains
(within the overall medical limit) |
$ 7500 |
$ 7500 |
N/A |
| Dental Treatment |
$ 250 |
$ 250 |
$ 50 |
| Checked Baggage Loss |
$ 250 |
$ 1000 ($ 500 for Med SI 100K) |
N/A |
| Checked Baggage Delay |
$ 100 |
$ 100 |
12 Hrs |
| Passport Loss |
$ 150 |
$ 250 |
$ 30 |
| Personal Accident-Overseas |
$ 10,000 |
$ 25,000 ( $ 10,000 for Med SI 100k ) |
N/A |
| Personal Accident - Domestic |
INR 100,000 |
INR 250,000 |
N/A |
| Personal Liability |
$ 100,000 |
$ 100,000 |
N/A |
Hijack Relief Benefit
( $100 / day: max 7 days) |
$ 700 |
$ 700 |
12 Hrs |
Hospital Daily Cash
( $ 25 / day; max 14 days ) |
N/A |
$ 350 |
N/A |
| Financial Emergency |
N/A |
$ 250 |
N/A |
| Trip Cancellation |
N/A |
$500 |
$50 |
| Trip Curtailment |
N/A |
$500 |
$50 |
Trip Delay
(10 per 12 hrs; max $ 150) |
N/A |
$ 150 |
12Hrs |
| International Driving License Loss |
N/A |
$ 100 |
$ 25 |
Home Burglary
(Contents First Loss Basis ) |
N/A |
INR 200,000 |
INR 2500 |
Cholamandalm Travel Insurance - Salient Features:
Trip Cancellation
Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is cancelled prior to the commencement.
Trip Curtailment
Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is curtailed after the commencement.
Trip Delay
Compensation towards expenses for meals & lodging in the event of trip delay, in excess of 12 hrs, wherein the airline has not provided for the same.
Home Burglary
Compensation on a first loss basis towards the loss of or damage to the contents at home, whilst you are abroad.
International Driving License Loss
International Driving License Loss covers indemnification towards duplicate / fresh issuance expenses.
