|Age||Minimum entry age - Plan 1 & 2: 5 years | Plan 3: 18 years
Maximum entry age - 65 years
|Relationships covered||Self, spouse, up to 4 children, up to 2 parents and 2 parents in laws|
|Eligibility for Sum Insured||Earning member - Up to 12 times of annual gross income
Non-earning spouse - 50% of Proposer’s sum insured/eligibility or 30L whichever is lower
Non-earning Parent/ Parent in laws – 50% of Proposer’s sum insured/eligibility or 10L whichever is lower
Children – 50% of Proposer’s sum insured/eligibility or 15L whichever is lower
Yes, you can. However, in this case- you'll have to claim for Reimbursement as Cashless Claims are available at our network hospitals only.
We’ll be here for you no matter what time or day it is. Just give us a ring at 1800-270-7000 and we’ll sort things out for you.
Yes, ABHI’s health insurance policy is valid pan India.
Yes, a health insurance claim can be rejected if it doesn’t comply with your policy’s terms and conditions. For example: If you claim for a pre-existing disease-related treatment before completing the waiting period, your claim may be rejected.
Yes, you can if it is a daycare procedure or an OPD – provided that you’ve opted for an OPD cover in your health insurance.
The right age to buy a health insurance would be while you’re still young. This is because, premiums are a lot cheaper and you complete waiting periods sooner too! Additionally, with healthcare expenses off the roof, if you ever need treatment for an illness – a health insurance will ensure it doesn’t eat up your early savings which you can instead use for your travels.
Yes, your spouse, children and parents can be added as a dependant under the floater plan. The policy can also be taken for your father, mother, father-in-law, mother-in-law, son, daughter-in-law, daughter, grandparents, and grandchildren on individual basis. Your unmarried children, under the age of 18, are eligible as dependants under the policy. Your children enrolled as full-time education students are eligible until the age of 25.
No, all benefits shall be payable when incurred in India only, in Indian rupees.
Aditya Birla Health has an extensive network of 5,900+ network hospitals across India growing steadily over the years. One must get admitted to a network hospital in order to avail cashless treatment for their illness. One can get the hospital closest to them by going through the Aditya Birla Health network hospital list available on https://www.eindiainsurance.com/aditya-birla/health/
The premium paid on a health insurance policy is eligible for deduction under Section 80D of the Income Tax Act. So save with your policy now.
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more