|Star Diabetes Safe||Religare Care Freedom||HDFC ERGO Energy Health|
|BUY NOW||BUY NOW||BUY NOW|
|Rs. 3 lacs – 10 lacs||Rs. 3 lacs – 10 lacs||Rs. 2 lacs – 50 lacs|
|1 year||1, 2, 3 years||1, 2 years|
|18 years – 65 years||3 months – No Maximum Entry age||18 years - 65 years|
|Day Care Procedures|
|All day care procedures covered||Upto Sum Insured||182 day care procedures|
|Pre-policy Medical Check up|
|Nil||20% / 30% per claim||• 182 day care procedures|
|Coverage after 48 months||Covered after 2 years waiting period||Covered after 2 years waiting period|
|General waiting period|
The Sum Insured option available are from ₹2 lacs upto 50 lacs on individual sum insured basis. Some insurers also offer a family floater option.
This kind of a plan is not required for people leading a normal life. Regular & cheaper alternatives like indemnity based health insurance plans would be sufficient to cater the regular health insurance requirements. It is designed specifically for diabetics to ensure they can also avail a customised plan.
Yes, this product is eligible for portability. Portability would be limited to the extent of previous sum insured + Cumulative Bonus (if any) and waiting periods (2 years and PED) would be reduced based on number of continuous years of previous insurance.
Minimum entry age – 18 years and maximum entry age – 65 years for adults. Some plans are also available for covering children from 3 months of age.
Yes & No. Some insurance plans don’t’ have PPC, while others have a Pre- policy Check, post which coverage approval will be provided.
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