| Coverages | Corporate Lite Benefits(USD) |
Corporate Plus Benefits(USD) |
Deductible (USD) |
| Medical Expenses,Evacuation and Repatriation?The Medical Expenses incurred by the Insured for medical treatment outside India and/or Medical Evacuation required as a result of Accidental Bodily Injury and/or Sickness and/or Disease occurring or having first manifested itself during an Insured Journey, and/or In the event of the Insured's death outside of India as a result of Accidental Bodily Injury and/or Sickness and/or Disease occurring or having first manifested itself during an Insured Journey, the cost of repatriating the Insured's remains to India, or up to an equivalent amount for the burial or cremation of the Insured in the country where the death occurred. | $250,000 | $500,000 | $100 |
| Emergency dental pain relief#?Dental Services for immediate relief of dental pain are covered upto the amount specified in the schedule. However dental care rendered necessary as a result of a covered accident shall be subject to the limit of cover as ststed in th policy. | $500 | $500 | $100 |
| Personal Accident**?The company will pay the Sum Assured specified in the Schedule if the Insured sustains Accidental Bodily Injury during the course of the Insured Journey and such Bodily Injury is within 12 months of the date upon which it was sustained the sole and direct cause of the Insured's death or the Loss of Eye and/or Loss of Limb. | $15,000 | $30,000 | Nil |
| Accidental Death and Dismemberment Benefit(Common Carrier)?Compensation in addition to the sum insured specified under the personal accident, in case of accidental body injury resulting into death/permanent disability while travelling in a common carrier such as rail, bus, tram or aircraft during the course of the journey. | $5,000 | $5,000 | Nil |
| Loss of Checked Baggage*?The company will pay the Insured up to the Sum Assured specified in the Schedule in respect of the complete and permanent loss or destruction of the Insured's Checked Baggage, save that the Company may, in its sole and absolute discretion, opt to reinstate or replace the Checked Baggage as an alternative to making payment to the Insured hereunder | $1,000 | $1,000 | Nil |
| Delay of Checked Baggage?The company will indemnify the Insured up to the Sum Assured specified in the Schedule in respect of the Insured's emergency purchase of toiletries, medication and clothing to replace those contained in Checked Baggage, the arrival of which is delayed by more than 12 hours beyond the time of the Insured's arrival at the intended destination outside of India. | $100 | $100 | 12 hrs |
| Loss of Passport ?In the event of the Insured's loss of his passport, the company will indemnify the Insured up to the Sum Assured specified in the Schedule in respect of the reasonable expenses necessarily incurred by the Insured in obtaining a duplicate or fresh passport. | $250 | $250 | $25 |
| Hijack?For each 24 hour period the insured is detained by hi-jackers following hi-jacking of any aircraft in which the insured is travelling, the company will pay the sum specified in the schedule. | $60 per day to maximum $360 | $60 per day to maximum $360 | - |
| Trip Delay?If the aircraft on which you are booked to travel from India is delayed beyond 12 Hrs then the original schedule departure time, the sum mentioned in the schedule is paid. However, the policy will not pay for any departure delay due to strike/ industrial action anticipated at time of flight booking; aircraft taken out of service as per civil aviation or similar authorities' instruction, or delay because the insured failed to check in on time. | $20 per 12 hrs. maximum $100 | $20 per 12 hrs. maximum $100 | 12 hrs |
| Personal Liability?The Company will indemnify the Insured up to the Section F Sum Assured specified in the Schedule against any legal liability incurred by the Insured in his private capacity to pay Damages for third party civil Claims arising out of Accidental Bodily Injury or Accidental Property Damage occurring during an Insured Journey. | $200,000 | $200,000 | 100 |
| Emergency Cash Advance ***?This is an Assistance Service when the insured person required emergency cash following incidents like theft/ burglary of luggage/ money or holed up. The assistance company shall co-ordinate with the insured person's relatives in India to provide emergency cash assistance to the insured person as per his requirement, upto the limit specified in the policy schedule. | 1,000 | 1,000 | Nil |
| Home Burglary Insurance?This covers loss of or damage to contents excluding jewellery and valuables of the insured's home in India caused by burglary and / or robbery during the policy period | Rs 200,000 | Rs 200,000 | Nil |
| Trip Curtailment?Compensation for loss of personal accommodation or travel charges following the necessary and unavoidable cancellation of the trip due to death serious injury or sudden sickness of insured spouse or child residing in India or, due to hijack of aircraft in which the insured is travelling. | $300 | $500 | Nil |
| Hospitalization Daily allowance?Subject to all other terms and conditions, it is hereby agreed that following hospitalization of insured named in the schedule of the policy due to an accident or the company under this policy shall pay illness covered under the policy, a daily allowance of USD 25 per day upto a maximum of USD 150. For this purpose a day will be reckoned as continuous 24 hrs. | $ 25 per day to maximum $ 150 | $ 25 per day to maximum $ 150 | Nil |
| Total Coverage During the Year Maximum | 180 days | 180 days | - |
| Per Trip Duration | 45 Days | 45 Days | - |
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