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Bajaj Allianz Insurance Plans

Bajaj Allianz Travel Insurance, Bajaj Allianz Overseas travel insurance

As an international traveler, you might be travelling to a foreign country for business or pleasure. However, International travel does involve risks as you are going to an entirely new environment, new languages and different challenges. As a traveler you must be aware that there are two types of issues that can come up…Firstly, cost of healthcare is very high in foreign countries when compared to India and since medical emergencies are unpredictable, you could end up paying money out of your pocket if you do not have any insurance cover…Secondly, there could also be non medical emergencies like loss of passport or baggage, flight or trip delays etc. To safeguard travelers in these unforeseen situations abroad, travel insurance plans are designed for avid travelers by Bajaj Allianz Insurance in India. Bajaj Allianz Overseas Travel Insurance Plans are available for travel anywhere across the world as well as for Travel within India. Bajaj also has a specific approved plan for travel to Europe to Schengen states (France General, Spain, Italy, Germany ...) that helps in obtaining a Schengen visa…
Best overseas travel insurance quotes for parents
Destination
Date of birth
  OR age      years
Start date
End date
  Total Days   

Bajaj Allianz offers specific insurance plans to cover your trip to any of the Schengen countries.
The plan details are:

  • Travelers aged between 6 months and 60 years - buy either Companion, Elite or Assist Card plan with coverage destination Excluding USA & Canada.
  • Travelers aged 61 years and 70 years - buy either Companion or Elite plan with coverage destination Excluding USA & Canada.
  • Travelers above 70 years please contact us at 080-41101026 before buying the policy.

Bajaj General Insurance Company Limited Overview

Bajaj Allianz General Insurance is a Private General Insurance Company in India. The company is a joint venture between Bajaj Finserv Limited owned by the Bajaj Group of India and Allianz SE, a German financial services company. Both enjoy a reputation of expertise, stability and strength.

Bajaj Allianz received the Insurance Regulatory and Development Authority (IRDA) certificate of Registration in 2001 to conduct various businesses (including Health Insurance business) in India. The Company has an authorized and paid up capital of Rs 110 crores. Bajaj Finserv Limited holds 74% and the remaining 26% is held by Allianz, SE.

For the 11thconsecutive year, Bajaj Allianz General Insurance has received iAAA rating from ICRA, indicating the highest claims paying ability and a fundamentally strong position in the industry. The Company has embraced digitalization as a primary enabler and has been working continuously on automation and digitization of its service offerings. The industry first initiatives by the company like cashless claim settlements, in-house health management team (HAT) and image based policy as well as claim processing, digital offices and mobile applications such as Eezee Tab and Insurance Wallet have set a benchmark in the industry.

Bajaj Allianz is one of the leaders in Travel Insurance in India and one of the first insurance companies to offer travel solutions to the India traveller. They currently have the widest range of Travel plans for the Indian customer across multiple product categories with sum insureds ranging from $15,000 to $1,000,000 for Emergency Accident & Sickness.

Bajaj Allianz’s Travel Insurance Products

Coupled with the their benchmark claims servicing, Bajaj Allianz is a strong insurance partner. The product offerings of Bajaj Allianz include :
Bajaj’s Eligibility for their customer’s across all their Travel products are :
  • Travellers aged between 6 months and 60 years - buy either Companion, Elite or Assist Card plan with coverage destinations across the world
  • Travelers aged 61 years and 70 years - buy either Companion or Elite plan with coverage destinations across the world and Senior Citizen Companion plans till the insured reaches the age of 99.
  • Travel insurance is available for the maximum of 180 days under the Single Trip Plans.
  • Traveller should hold either an Indian citizen with an Indian passport, PIO Card (Persons of Indian Origin Card) or OCI Card (Overseas Citizen of India Card)
  • Traveller should be traveling out from India and be available in India while purchasing the Bajaj Allianz Policy

Travel Companion

Travel Care plans can be an effective travel insurance option for the travelers who are going overseas and looking for a reasonably comprehensive yet affordable insurance plan. Buy Bajaj Allianz Travel Care Insurance policy online and stay secure while you are travelling to a foreign country for any reason. Bajaj Allianz travel companion is the most affordable plan which the travelers can choose from but covers the basic necessities of a Travel insurance program although it offers basic coverages and limits. However the insured can avail cashless treatment if admitted to a hospital abroad.

Like Travel Care, the other plans in this master plan are the Travel Secure and Travel Value, where the significant difference is in terms of the Sum Insured for Emergency Accident & Sickness at $200,000 and $500,000 respectively. The coverage under the plan and its respective sub-categories include medical expenses, evacuation and repatriation, emergency dental pain relief, personal accident cover, loss and delay of checked in baggage, loss of passport, personal liability, hijack, trip delay. A unique Golfer’s Hole-in-one feature is available with Travel Secure and Travel Value plans which offer reimbursement of expenses that may be incurred to celebrate a hole-in-one by the insured during his/her trip.
Travel Care Travel Secure Travel Value Travel Age
Benefits Deductible Benefits Deductible Benefits Deductible Benefits Deductible
Emergency Medical Expenses, Evacuation and Repatriation
$50,000 $100 $200,000 $100 $500,000 $100 $500,000 $100
Emergency dental pain relief#
$500 $100 500 100 $500 $100 - -
Loss of Checked Baggage*
$250 NIL $1000 NIL $1000 NIL $250 NIL
Delay of Checked Baggage
$100 12 Hrs. $100 12 Hrs. $100 12 Hrs. $100 12 Hrs.
Personal Accident**
$10,000 Nil $25,000 Nil $30,000 Nil $25,000 Nil
Loss of Passport
$250 $15 $250 $25 $250 $25 $250 $25
Personal Liability
$100,000 $100 $200,000 $100 $200,000 $100 $100,000 $100
Hijack
$ 50 per day, Max $ 300 - $ 50 per day, Max $ 300 - $ 50 per day, Max $ 300 - $50 per day to maximum $300 -
Emergency Cash Advance ***
$500 Nil $1000 Nil $1500 Nil $500 Nil
Golfer's Hole in One
- - $250 Nil $500 Nil $250 Nil
Trip Delay
- - - - $20 per 12 hrs., max $120 12 Hours. - -
# - Included under the benefit limit of Sickness Medical Expenses
*Per Baggage maximum 50% and per item in the baggage 10%.
**Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
*** Cash Advance would include delivery charges and is paid against the Credit Card Limit of the insured.

Travel Prime

What is Travel Prime? Travel Prime gives the discerning traveler a wide range of policy options to choose from which include Silver, Gold, Platinum, Super Platinum and Maximum, with each policy customized to meet the specific needs of the traveler. Depending upon whether one is a leisure traveler, businessman, corporate executive, senior citizen or one traveling with the family, one can choose the corresponding plans. The plans are also across the widest age ranges currently available in the India market, which is right from 6 months onwards till 99 years of age. The typical benefits under these plans include Personal Accident (death and disablement), Emergency Accident & Sickness Medical Expenses, Medical Evacuation and Repatriation, Loss and Delay of Checked Baggage apart from Loss of Passport, Personal Liability, Trip Cancellation and Curtailment, Hijack Cover, Trip Delay etc

Bajaj Allianz - Travel Prime Insurance Coverage and Benefits for 6 months to 60 years

Silver
$50,000
Gold
$2 Lakhs
Platinum
$5 Lakhs
Super Platinum
$7.5 Lakhs
Maximum
$10 Lakhs
Deductible
Medical Expenses and Evacuation
$50,000 $200,000 $500,000 $750,000 $1,000,000 $100
Personal Accident*
$15,000 $25,000 $25,000 $25,000 $25,000 Nil
Emergency Dental Treatment
$500 $500 $500 $500 $500 $100
Repatriation
$5,000 $5,000 $5,000 $6,000 $6,500 Nil
Loss of Checked Baggage**
$500 $1,000 $1,000 $1,000 $1,000 Nil
AD & D Common Carrier
$2,500 $5,000 $5,000 $5,000 $5,000 Nil
Loss of Passport
$250 $250 $250 $300 $300 $25
Personal Liability
$100,000 $200,000 $200,000 $250,000 $250,000 $100
Hijack
$50 per day to max $300 $60 per day to max $360 $60 per day to max $360 $60 per day to max $360 $60 per day to max $360 Nil
Emergency Cash Benefit***
$500 $1,000 $1,000 $1,500 $1,500 Nil
Trip Delay
$25 per 12 hrs to max $120 $30 per 12 hrs to max $180 $30 per 12 hrs to max $180 $30 per 12 hrs to max $180 $30 per 12 hrs to max $180 12 Hrs
Hospitalization Daily Allowance
$20 per day to max $100 $25 per day to max $125 $20 per day to max $150 $25 per day to max $125 $25 per day to max $125 Nil
Golfer's Hole-in-one
$250 $500 $500 $500 $500 Nil
Trip Cancellation
$500 $1,000 $1,000 $1,000 $1,000 Nil
Trip Curtailment
$200 $300 $500 $500 $500 Nil
Delay of Checked Baggage
$100 $100 $100 $100 $100 12 Hours
Home Burglary Insurance
RS 1 Lakh RS 2 Lakhs RS 3 Lakhs RS 3 Lakhs RS 3 Lakhs Nil
Missed Connection
$100 $100 $100 $100 $100 12 Hours
Difference in Airfare due to delayed or early return
$500 $500 $500 $500 $500 Nil
Bounced Hotel
$500 $500 $500 $500 $500 Nil
Personal Accident Cover in India
RS 50,000 RS 50,000 RS 50,000 RS 50,000 RS 50,000 Nil
*Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Cash Advance Would include delivery charges

Bajaj Allianz - Travel Prime Insurance Coverage and Benefits for 61-70 Years

Prime Age Silver
$50,000
Prime Age Gold
$2 Lakhs
Prime Age Platinum
$5 Lakhs
Prime Age Super Platinum
$7.5 Lakhsd
Prime Age Maximum
$10 Lakhs
Deductible
Medical Expenses and Evacuation
$50,000 $200,000 $500,000 $750,000 $1,000,000 $100
Personal Accident*
$15,000 $25,000 $25,000 $30,000 $30,000 Nil
Emergency Dental Treatment
$500 $500 $500 $500 $500 $100
Repatriation
$5,000 $5,000 $5,000 $5,500 $6,000 Nil
Loss of Checked Baggage**
$500 $1,000 $1,000 $1,000 $1,000 Nil
AD & D Common Carrier
$2,500 $5,000 $5,000 $5,000 $5,000 Nil
Loss of Passport
$250 $250 $250 $300 $300 $25
Personal Liability
$100,000 $200,000 $200,000 $200,000 $200,000 $100
Hijack
$50 per day to max $300 $60 per day to max $360 $60 per day to max $360 $60 per day to max $360 $60 per day to max $360 Nil
Emergency Cash Benefit***
$500 $1,000 $1,000 $1,000 $1,000 Nil
Trip Delay
$20 per 12 hrs to max $120 $30 per 12 hrs to max $180 $30 per 12 hrs to max $180 $30 per 12 hrs to max $180 $30 per 12 hrs to max $180 12 Hrs
Hospitalization Daily Allowance
$25 per day to max $100 $25 per day to max $125 $25 per day to max $250 $25 per day to max $250 $25 per day to max $250 Nil
Golfer's Hole-in-one
$250 $500 $500 $500 $500 Nil
Trip Cancellation
$500 $1,000 $1,000 $1,000 $1,000 Nil
Trip Curtailment
$200 $300 $500 $500 $500 Nil
Delay of Checked Baggage
$100 $100 $100 $100 $100 12 Hours
Home Burglary Insurance
RS 1 Lakh RS 2 Lakhs RS 3 Lakhs RS 3 Lakhs RS 3 Lakhs Nil
Missed Connection
Not Available Not Available Not Available Not Available Not Available Not Available
Difference in Airfare due to delayed or early return
Not Available Not Available Not Available Not Available Not Available Not Available
Bounced Hotel
Not Available Not Available Not Available Not Available Not Available Not Available
Personal Accident Cover in India
Not Available Not Available Not Available Not Available Not Available Not Available
*Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Cash Advance Would include delivery charges

Bajaj Allianz - Travel Prime Insurance Coverage and Benefits for 71-99 Years

Prime Super Age
$50,000
Deductible
Medical Expenses and Evacuation
$50,000 $100
Personal Accident*
$10,000 Nil
Emergency Dental Pain Relief included in above limits
$500 $100
Repatriation
$5,000 Nil
Loss of Checked Baggage**
$500 Nil
Delay of Baggage
$100 12 Hours
Loss of Passport
$250 $25
Personal Liability
$100,000 $100
Hijack
$50 per day to max $300 Nil
Trip Delay
$20 per 12 hrs to max $120 12 Hours
Hospitalization Daily Allowance
$25 per day to max $100 Nil
Golfer's Hole-in-one
$250 Nil
Trip Cancellation
$500 Nil
Trip Curtailment
$200 Nil
Accident Death & Disability
$1,500 Nil
Home Burglary Insurance
RS 1 Lakh Nil
Emergency Cash Benifit**
$500 Nil
*Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Cash Advance Would include delivery charges

Medical Sublimit under Medical expenses for age 61 -70 years who have purchased TRAVEL PRIME PLAN
Prime Age Silver Prime Age Gold Prime Age Platinum Prime Age Super Platinum Prime Age Maximum
Hospital Room, Board and Hospital miscellaneous
$1,200 per day $1,500 per day $1,700 per day $2,000 per day $2,300 per day
Intensive Care Unit
$2,000 per day $2,500 per day $2,500 per day $3,000 per day $3,200 per day
Surgical Treatment
$8000 $9,000 $11,500 $15,000 $20,000
Anesthetist Services
25% of Surgeons Charges 25% of Surgeons Charges 25% of Surgeons Charges 25% of Surgeons Charges 25% of Surgeons Charges
Physician's Visit
$50 per day $75 per day $75 per day $100 per day $150 per day
Diagnostic and Pre-Admission Testing
$400 $500 $600 $1,000 $1,500
Ambulance Services
$300 $400 $500 $600 $1,000

Travel Assist Plan

Bajaj Allianz General Insurance along with ASSIST CARD a Swiss company specializing in Assistance abroad has launched a co-branded travel insurance product called TRAVEL ASSIST. The product has all the benefits of the existing travel insurance products plus several value-added services to quality-sensitive customers. It has a unique coverage for medical expenses due to pre-existing illness and guaranteed cashless assistance even for minor medical expenses.
TRAVEL ASSIST CLASSIC TRAVEL ASSIST PREMIUM TRAVEL ASSIST PRIVILEGED
Sum Insured in USD Deductible Sum Insured in USD Deductible Sum Insured in USD Deductible
Medical Expenses, Evacuation and Repatriation?
$50,000 $100 $200,000 $100 $500,000 $100
Pre-existing Illnesses?
$300 $100 $500 $100 $1000 $100
Emergency dental pain relief?
$500 $100 $500 $100 $500 $100
Loss of Checked Baggage *?
250 Nil $1,000 Nil $1000 Nil
Delay of Checked Baggage?
$100 12 hrs. $100 12 hrs. $100 12 hrs.
Personal Accident**?
$10,000 Nil $25,000 Nil $30,000 Nil
Loss of Passport?
$250 $25 $250 $25 $250 $25
Personal Liability?
$100,000 $200 $200,000 $200 $200,000 $200
Hijack?
$50 per Day, Max. 300 Nil $50 per Day, Max. $300 Nil $50 per Day, Max. $300 Nil
Emergency Cash Advance ***?
$500 Nil $1,000 Nil 1000 Nil
Difference in Airfare due to delayed or early return?
YES Nil YES Nil YES Nil
Transfer of a relative
YES Nil YES Nil YES Nil
Stay of a card holder's relative?
Daily Limit up to $50 to Max. $250 Nil Daily Limit up to $100, Max. $500 Nil Daily Limit up to $120, Max. $600 Nil
Minors´ Escort?
YES Nil YES Nil YES Nil
Hotel Expenses due to convalescence?
Daily Limit up to $50 to Max. $250 Nil Daily Limit up to $100, Max. $500 Nil Daily Limit up to $120, Max. $600 Nil
Transfer of executives due to an emergency?
YES Nil YES Nil YES Nil
Legal assistance to file claims in case of an accident (Fees And Expenses)?
$2,000 Nil $3000 Nil $4000 Nil
Cash Advance for bail bonds?
$3,000 Nil $5,000 Nil $10,000 Nil
Concierge 24 hrs.?
YES Nil YES Nil YES Nil
Lost Baggage Tracking?
YES Nil YES Nil YES Nil
# - Included under the benefit limit of Sickness Medical Expenses
* - Per Baggage maximum 50% and per item in the baggage 10%.
** - Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
*** - Cash Advance Would include delivery charges.
Some unique benefits under the Travel Assist Plan include
  • Family visit coverage - In the being as a result of an accidental injury or sickness covered under the policy and the attending physician in writing advises the necessary attendance of a Family Member of the Insured and provided the anticipated hospitalization is over ten days and is within the policy validity period plus 7 complementary days, The company will reimburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum the sum insured.
  • Minors' escort - Subject to all other terms and conditions, if the insured is hospitalized due to an illness or accident covered under the policy and he is the only companion of a child (or children) under the age of 15 years who is (are ) also insured under BAGIC , then if the insured is not able to take care of the child (or children) , The company will reimburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum the sum insured, for the relative to accompany the child( or children) back to their permanent place of residence in India.
  • Stay of Visiting Family Member - Subject to all other terms and conditions, if the Family visit benefit is approved by the company, and if the family member is abroad alone, and without any other family members or personal friends, during said period, then the lodging expenses incurred by the accompanying relative for a maximum period of 10 (ten) days will be assumed by the company subject to the sum insured and limits mentioned in the schedule.
  • Difference in airfare due to delayed or early return - Subject to all other terms and conditions of the policy, if the insured return back to India due to illness or accident is cancelled or delayed then The company will pay for the fare difference for a tourist or economy class return ticket when the insured's original return ticket was issued at a reduced rate and with a fixed or limited return date, and such return date cannot be met due to the insured's illness or accident covered under the polic
  • Legal assistance in case of responsibility in an accident - Subject to all other terms and conditions of the policy , In case the insured is charged with responsibility in an accident in a country where company renders its assistance services, an attorney will be placed at the disposal of the insured who makes such a request, in order to take charge of his/her civil or criminal defense. The company will advance, as a loan and to be refunded by the insured the amounts corresponding to lawyer fees and trial expenses
  • Baggage Tracking - Subject to all other terms and conditions of the policy, The company will assist the insured abroad by all means at its reach to try to locate lost pieces of luggage that have been shipped in the luggage compartment of the same international flight on which the insured was traveling. The Company in association with ASSIST-CARD provides insured, within the document-holder with codified luggage tags for identification purposes. In order to facilitate luggage identification in case of loss, it is essential to have those luggage tags affixed to it for the whole duration of the trip
  • Concierge Services - The company can provide on best effort basis miscellaneous information to the insured related to the and during the Policy Holder's trip. The below are assistance services which will be tried to be arranged and are not guaranteed. The information services will comprise the following and charges if any incurred will be debited to insured's account directly

Travel Elite Asia

This is an Asia specific plan to cover travellers to different locations in Asia. Under the Travel Elite plan, there are two options called Flair and Supreme where there is a difference in the Sum Insureds for Accident & Sickness. The plans have almost equal benefits which include Dental Relief, Loss and Delay of Checked in Baggage, Loss of Passport, Personal Liability, Personal Accident cover etc.
TRAVEL ELITE ASIA FLAIR TRAVEL ELITE ASIA SUPREME
Benefits in US$ Deductible Benefits in US$ Deductible
Medical Expenses,Evacuation and Repatriation?
$15,000 $50 $25,000 $50
Emergency dental pain relief?
$500 $50 $500 $50
Loss of Checked Baggage *?
$200 Nil $200 Nil
Delay of Checked Baggage?
$100 12 hrs $100 12 hrs
Personal Accident**?
$7,500 Nil $7,500 Nil
AD&D Common Carrier
$2,500 Nil $2,500 Nil
Loss of Passport?
$100 $25 $100 $25
Personal Liability?
$10,000 $100 $10,000 $100
Hijack?
$50 per day, Max $300 per day Nil $60 per day, Max $360 per day Nil
Trip Delay
$20 per 12 hrs, Max $120 per day Nil $30 per 12 hrs, Max $180 per day Nil
Emergency Cash Advance ***?
$500 Nil $500 Nil

# - Included under the benefit limit of Sickness Medical Expenses
* - Per Baggage maximum 50% and per item in the baggage 10%.
** - Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
*** - Cash Advance Would include delivery charges issued against Credit Card Limits of the traveler.
Features of Companion, Prime, Elite, and Travel Assist Plans
  • Coverage of Medical Expenses : The Bajaj Travel plans take care of your medical expenses due to Accident and Sickness while traveling so that you can concentrate on enjoying the holiday without any stress.
  • Checked Baggage Loss: Compensation for the loss of checked in baggage in the custody of the common carrier.
  • Baggage delay : Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
  • Loss of Passport: Compensation for expenses incurred directly in obtaining a duplicate or new passport abroad
  • Personal Liability : Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
  • Hijacking : In an unfortunate event of your common carrier in which you are travelling; being hijacked, this product will pay a distress allowance to you.
  • In-hospital Indemnity : The Policy pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.
  • Trip Delay : Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).
  • Golfer Hole In One: Offers reimbursement of expenses that may be incurred to celebrate a hole-in-one scored by the insured during his/her trip.
  • Personal Accident : The policy gives you worldwide coverage against Accidental Death and Dismemberment following an accident during your trip.
  • Sickness Dental Relief : The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.
  • Other Benefits : Bajaj Allianz’s Plans also cover some other benefits like Trip Cancellation / Curtailment, Repatriation of Remain and Medical Evacuation.

Senior Citizens Plans

Bajaj Allianz also offers a comprehensive Senior Citizen Plan called Travel Companion for Senior Travelers above the age of 70 years, here the benefits are marginally different for each category as presented in the table below. The benefits under the Senior Citizen Program are standard benefits as offered under most of the other Travel plans and they include Emergency Accident & Sickness, Dental Relief, Loss and Delay of Checked in Baggage, Loss of Passport, Personal Liability, Personal Accident cover, Repatriation and Medical Evacuation, Trip Cancellation/Curtailment, Golfer hole in one etc.
Age Group 71 - 75 years Age Group 76 - 80 years Age Group 81 - 85 years Deductible
Medical Expenses,Evacuation and Repatriation ?
$50,000 $50,000 $50,000 $100
Personal Accident**?
$10,000 $10,000 $10,000  
AD & D Common Carrier
$1,500 $1,500 $1,500  
Loss of Checked Baggage *?
$500 $500 $500  
Delay of Checked Baggage?
$100 $100 $100 12 hrs
Loss of Passport?
$250 $250 $250 $25
Hijack?
$50 per day to max $300 $50 per day to max $300 $50 per day to max $300  
Trip Delay
$20 per 12 hrs to max $120 $20 per 12 hrs to max $120 $20 per 12 hrs to max $120 12 hrs
Personal Liability
$100,000 $100,000 $100,000 $100
Emergency Cash Advance ***?
$500 $500 $500 $100
Golfer’s Hole-in-one
$250 $250 $250  
Trip Cancellation
$500 $500 $500  
Emergency Cash Advance ***?
Rs. 100,000 Rs. 100,000 Rs. 100,000  
Trip Curtailment
$200 $200 $200  
Hospitalization Daily Allowance
$25 Per day to Max 100 $25 Per day to Max 100 $25 Per day to Max 100  
Special Conditions for medical expenses
Any One Illness
$8500    ($7500 if purchased 30 days in advance) $7500   ($5000 if purchased 30 days in advance) $5000   ($3000 if purchased 30 days in advance)  
Any one Accident
$20000 $20000 $20000  
  • *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
  • **Per baggage maximum 50% and per item in the baggage restricted to 10%.
  • ***Cash Advance Would include delivery charges.

Family Plans

If you are travelling abroad with your family, this Family Plan is specially suited for you. It covers the entire family (self & spouse - upto 60 years of age and 2 children - under the age of 21 years) for medical eventualities abroad and most importantly provides floater benefit to individual family members. As is the case of Floater policies in domestic health insurance, this works on the principle that all members of a family rarely are ill at the same point in time and hence purchasing of a floater plan is a much cheaper option that buying individual policies for each family member.

The benefits under the Family Plans are standard benefits as offered under most of the other Travel plans and they include Emergency Accident & Sickness, Dental Relief, Loss and Delay of Checked in Baggage, Loss of Passport, Personal Liability, Personal Accident cover (including coverage in common carrier), Repatriation and Medical Evacuation, Trip Cancellation/Curtailment, Golfer hole in one etc.
Companion Elite
Benefits Deductible Sum Insured Deductible
Medical Expenses, Evacuation
$ 50,000 $ 100 $ 50,000 $ 100
Repatriation of Remains
- - Included -
Emergency dental pain relief included under Medical Expenses
$ 500 $ 100 $ 500 $ 100
Loss of Baggage(Checked)
$ 250** Nil $ 250** Nil
Delay of Baggage
- - - -
Personal Accident
- - - -
Passport Loss
- - - -
Personal Liability
- - - -
Accidental Death and Dismemberment Benefit(Common Carrier)
- - - -
Hijack
- - - -
Trip Delay
- - - -
Emergency Cash Advance ***
- - - -
Golfer's Hole in One
- - - -
Trip Cancellation
- - - -
Home Burglary Insurance
- - - -
Trip Curtailment
- - - -
Hospitalization Daily Advanced
- - - -
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Cash Advance Would include delivery charges.

Annual Multitrip

The Bajaj Allianz Annual Multi Trip policy is ideally suited for frequent travellers who travel multiple times every year to destinations abroad. The insured can purchase a single policy for 365 days during which period he/she can travel as many times as they need to, without having to worry about the coverage for each trip. The plans offer a maximum annual coverage of 180 days with each individual trip having a duration upto 45 days, depending on their travel requirements.

The Annual Multi Trip policy is also an economical option when compared to purchasing individual single trip policies each time they travel. In addition to this, it offers the traveller complete peace of mind for the entire year, not requiring them to remember to purchase a single trip policy each time they need to travel. In terms of coverages also, the Annual Multi Trip plans offer the insured a comprehensive range of benefits to take care of any exigency (both medical and non medical) when they are traveling.

The benefits under the Family Plans are standard benefits as offered under most of the other Travel plans and they include Emergency Accident & Sickness, Dental Relief, Loss and Delay of Checked in Baggage, Loss of Passport, Personal Liability, Personal Accident cover (including coverage in common carrier), Repatriation and Medical Evacuation, Trip Cancellation/Curtailment, Home Burglary, Golfer hole in one etc.
Corporate Lite
Benefits(USD)
Corporate Plus
Benefits(USD)
Deductible
(USD)
Corporate Lite
Benefits(USD)
Corporate Plus
Benefits(USD)
Deductible
(USD)
Medical Expenses,Evacuation and Repatriation
$250,000 $500,000 $100 $250,000 $500,000 $100
Emergency dental pain relief
$500 $500 $100 $500 $500 $100
Loss of Checked Baggage
$1,000 $1,000 Nil $1,000 $1,000 Nil
Delay of Checked Baggage
$100 $200 12 Hrs. $100 $100 12 hrs
Personal Accident**
$15,000 $30,000 Nil $15,000 $30,000 Nil
Loss of Passport 
$250 $250 $25 $250 $250 $25
Personal Liability
$200,000 $200,000 $100 $200,000 $200,000 100
Hospitalization Daily allowance
$ 25 per day to maximum $ 150 $ 25 per day to maximum $ 150 - $ 25 per day to maximum $ 150 $ 25 per day to maximum $ 150 Nil
Hijack
$ 50 per day to maximum $ 300 $ 50 per day to maximum $ 300 - $60 per day to maximum $360 $60 per day to maximum $360 -
Trip Delay
$ 20 per 12 hrs. maximum $ 100 $ 20 per 12 hrs. maximum $ 100 12 Hours. $20 per 12 hrs. maximum $100 $20 per 12 hrs. maximum $100 12 hrs
Total Coverage During the Year Maximum
180 days 180 days - 180 days 180 days -
Per Trip Duration
45 Days 45 Days - 45 Days 45 Days -
Per Trip Duration
45 days 45 days - 45 days 45 days -
AD&D Common Carrier
- - - $5,000 $5,000 Nil
Trip Cancellation
- - - $1000 $1000 Nil
Trip Curtailment
- - - $300 $300 Nil
Home Burglary
- - - Rs.2,00,000 RS.2,00,000 Nil
Golfer's Hole in-one
- - - $500 $500 Nil
*Per Baggage maximum 50% and per item in the baggage 10%.

Domestic Travel Insurance

Bajaj Allianz is one the few insurance companies which also offer a Domestic Travel insurance plan. The plan is comprehensive in terms of the benefits that it offers at very competitive premiums. The policy is names as Bharat Bhraman and offers both Accidental Coverages like Personal Accident and Medical Expenses, Hospital Cash as well as Non Accidental coverages like Trip Cancellation, Personal Liability, Emergency Hotel Booking and Bounced Hotel, Missed Connection and Trip Delay etc .

Bajaj Allianz Bharat Bhraman Policy, is a domestic travel policy for all individuals travelling within India, for holiday/business/personal trips in common or private vehicles including bicycles. The first of its kind, this policy can be availed for e-commerce cabs as well. The period of this policy, can be as short as one cab ride and can be as long as 365 days after which it has to be renewed. This policy primarily has five plans, which are
  • PLAN A for Travel by E- Commerce Cabs only
  • PLAN B for Travel by Bus only
  • PLAN C for Travel by Train only
  • PLAN D for Travel by Scheduled Airlines only
  • PLAN E for Travel by Other Modes/Multiple Modes of Transport
Domestic - Bharat Bhraman Policy (Figs in INR)
Personal Accident 5,00,000
Accidental Hospitalization Expenses 1,00,000
Hospital Daily Allowance 600
Emergency Medical Evacuation 10,000
Personal Liability 1,00,000
Repatriation Of Remains 20,000
Loss Of Baggage 5,000
Trip Cancellation 20,000
Emergency Hotel Extension 10,000
Missed Connection 10,000
Home Burglary Insurance 1,00,000
Bounced Hotel 5,000
Compassionate visit by a Family Member 5,000
Delay Of Checked Baggage 2,500
Loss Of Checked Baggage 15,000
Trip Curtailment 10,000
Trip Delay by Scheduled Aircraft 1,500
What are some the key exclusions under the Bajaj Allianz Travel plans?
Some of the key exclusions are listed below, please refer to the entire list available along with your policy document.
  • Any medical condition or complication arising from it which existed before the commencement of the policy period, or for which care, treatment or advice was sought, recommended by or received from a physician.
  • Routine physical or other examination where there is no objective indication of impairment of normal health.
  • Medical expenses beyond the expiry of the policy period.
  • Suicide, attempted suicide or willfully self-inflicted injury or illness, mental disorder, anxiety/stress/depression/nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs.
  • Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), engaging in any criminal or illegal act.
  • Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  • Experimental, unproven or non-standard treatment.
  • Treatment by any other system other than modern medicine (also known as Allopathy).
  • The cost of spectacles, contact lenses, hearing aids, crutches and all other external appliances and/or devices whether for diagnosis or treatment.
  • Delay of baggag e when the intended destination is in India.
  • Loss or damage to the insured's passport as a result of the confiscation or detention by customs, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  • Loss caused by the insured's failure to take reasonable steps to guard against the loss of passport

Travel Insurance Cancellation Procedure for Bajaj Travel policies

  • Before the policy start date
    • The insured is expected to inform us and an E mail should be sent by the insured requesting the cancellation.
    • He/she should furnish policy number or schedule number in the E mail.
    • There will be a Rs 250/- cancellation charges.
  • After the policy start date - If the insured has not travelled, the following documents should be submitted:
    • Proof that the insured has not travelled overseas.
    • Photo copy or Scan copy of all the pages (including empty pages) of the passport.
    • Reason for policy cancellation.
    • Visa rejection letter in case of visa refusal by embassy.
  • After the policy start date - If the insured has travelled
    • In case of any early return of the insured person prior to expiry of the policy period, the company will refund premium as per the applicable rates (subject to no claims being incurred on the policy)

Where should the insured call for claims assistance while they are abroad?

One of the important features of this policy is Emergency Cash Advance. It is an assistance service, wherein the company facilitates providing emergency cash to the insured during incidents such as theft/burglary of luggage/money or hold ups by co-coordinating with the insured person's relatives in India to provide emergency cash assistance to the insured person as per his requirement, up to the limit specified in the policy schedule.

In case of any claim or assistance abroad call Toll-Free Numbers :
Originating Country Dialled Number
USA (001) 186658 76903
Canada (001) 186691 43705
Austria (043) 990+800 10002005
Belgium 990+800 10002005
Denmark (045) 990+800 10002005
France (033) 990+800 10002005
Germany (049) 990+800 10002005
Hungary (036) 990+800 10002005
Ireland (353) 990+800 10002005
Italy (039) 990+800 10002005
Malaysia (060) 990+800 10002005
Netherlands (031) 990+800 10002005
New Zealand (064) 990+800 10002005
Norway (047) 990+800 10002005
Philippines (063) 990+800 10002005
Portugal (351) 990+800 10002005
Spain (034) 990+800 10002005
Sweden (046) 990+800 10002005
Swizerland (041) 990+800 10002005
UK (044) 990+800 10002005
Finland (358) - carrier TS 990+800 10002005
Finland (358) - carrier Elisa 990+800 10002005
Hong Kong (852) 001+800 10002005
Israel (972) 014+800 10002005
Singapore (065) 001+800 10002005
So. Korea (082) - carrier Telecom 001+800 10002005
So. Korea (082) - carrier Dacom 002+800 10002005
Thailand (066) 001+800 10002005
Japan (081) - carrier Tele 0041-010+800 10002005
Japan (081) - carrier IDC 0061-010+800 10002005
Japan (081) - carrier NTT 0033-010+800 10002005
Japan (081) - carrier KDD 001-010+800 10002005
Australia (061) 0011+800 10002005
When dialling a universal toll free number the caller must first dial the appropriate country's int'l access code (+) as illustrated above.

Tel : 91-20-3030 58 58 Fax : 91-20-30512207 travel@bajajallianz.co.in
Call Toll Free :1800-22-5858 (for Bharti users - mobile / landline) or 1800-102-5858 (for BSNL/MTNL lines only) or 020-30305858

Bajaj Allianz Travel FAQ’s

Is there any network of hospitals if I go with Bajaj Allianz overseas medical insurance? No, there is no network of hospitals, the insured is free to visit any hospital or doctor.

Can I buy insurance from overseas for my parents who live in India and coming to visit me? Will this policy be a valid insurance? Yes, you can buy Bajaj Allianz Travel Insurance plan for your parents and relatives using international debit or credit cards. The email copy of the policy is a valid legal document and proof of your insurance cover.

How can I renew an existing policy being overseas if the stay is extended? The plan can be renewed online by filling a form before 7-10 days of the expiry of coverage. We will get an approval from the concerned team for an extension of the policy within 24 hours. Travelers can initially buy the policy for 180 days and renew the same plan for another 180 days. Similarly students can buy the policy for one year and later renew the policy for the one more year.

What information do I need to complete the online application? All the information required to complete the application is available in the applicants passport. The main data elements are the applicants complete name, passport number, date of birth, mailing address and telephone number in India, the assignee (the beneficiary for the policy in the event of death or dismemberment of the traveler) and the correct travel dates

Does Bajaj Allianz travel insurance cover for medical expenses also? Bajaj Allianz travel insurance policy covers the insured for medical expenses incurred during travellers’ overseas visit. The terms and conditions of travel insurance coverage is available in the plans available on the eIndiainsurance website.

What is the procedure to claim? In case of inpatient hospitalization medical expenses the insured or their close ones should intimate the insurance company claims and assistance team and give policy details. Insurance company will speak to the hospital and arrange for direct billing/cashless settlement. In the event of outpatient medical, the claims procedure involves the insured settling the bill with the medical provider and returning to India and filing a reimbursement claim.

Can I get travel medical insurance for senior citizens who are above 70 years? Yes, Bajaj Allianz offers specific plans for Senior Citizens which are affordable and comprehensive in terms of policy coverage.

What is the proof of my purchased insurance? When the insurance application and the payment is completed online, you will immediately get a confirmation email along with insurance details. You will then get a policy document in the PDF format by email (within a few hours and at most within one working day). The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.

Bajaj Allianz Travel Insurance useful links

How to buy online?
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Already outside India

Travelers who have already traveled from India and do not have insurance can buy Bajaj Allianz travel medical insurance after approval.

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Online renewal
Online renewal

Insurance customers can renew their existing policy online before the expiry date at any time.

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Insurance claims
Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify Bajaj Allianz by contacting them.

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