Future Generali Insurance plans

Future Generali Life Assured Money Back Insurance

Our Future Generali Assured Income Plan is a life insurance plan that provides life cover and ensures that you get guaranteed returns on your premiums.
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Future Generali Life insurance review

Future Generali Life Insurance plans
Distribution - Number of branches pan India (March 2019)
Entry Age Minimum/Maximum (Years) - Term Plans
Sum Assured Minimum / Maximum - Term Plans
3 lacs / Unlimited
Policy Term Minimum / Maximum (Years) - Terms Plans
Solvency Ratio (FY 2018-19) *
Number of Policies Sold (Ind+Group) *
Number of Lives Covered (Ind+Group) **
Claims Settlement Ratio (Ind+Group) ***
* - As per IRDAI data 2018-19 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2019-20  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

Future Generali Life Assured Money Back Insurance Overview

  • Key Benefits
  • Eligibility

Key Benefits of Future Generali Life Assured Money Back Insurance

  • Guaranteed Income – Pay premiums only for 11/15 years and get guaranteed payout for the next 11/15 years.
  • Additional Income – Receive additional benefit ranging from 1 to 4.5 times your annualised premium along with the last payout.
  • Death Benefit – Depending on life assured’s age and the term you choose for your policy, life assured will be covered for amounts ranging from 15.3 to 27.0 times your annualised premium, which includes the additional benefit.
  • ATax Benefit – You may be eligible for tax benefits on the premium(s) you pay and benefit proceeds, according to the provisions of Section 80C and 10(10D) whichever is applicable, subject to fulfillment of conditions as specified in the respective sections. These benefits are subject to change as per the current tax laws. Please consult your tax advisor for more details

Eligibility Criteria of Future Generali Life Assured Money Back Insurance

Parameter Criterion
Entry Age 7 to 50 years for a 11-year term, 5 to 50 years for a 15 -year term (Age means life assured’s age as on last birthday).
Maturity Age 18 to 65 years
Premium Payment Frequency Annually/ Monthly
Premium Payment Term 11 years for Policy Term of 11 years, 15 years for Policy Term of 15 years
Policy Term 11 years or 15 years


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Policy wordings

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025