Future Generali Insurance plans

Future Generali Lifetime Partner Insurance

You need an ideal accomplice for the excursion called Life.
Monetary wellbeing implies arranging admirably for monetary achievements throughout everyday life. All you need is an arrangement that offers you a persistent progression of pay for your standard costs, be it for your child's schooling, yearly get-away or post-retirement pay. Extra security plan that pays pay forever, can help you secure funds for your family, even on account of an untoward occurrence.
Introducing the Future Generali Lifetime Partner Plan, a Life Insurance Plan that gives a truly necessary insurance to your family, along with a customary pay for entire of your life, up to age 100. It moreover gives you likely potential gain on the pay, through cash rewards (if announced)
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Future Generali Life insurance review

Future Generali Life Insurance plans
Distribution - Number of branches pan India (March 2019)
Entry Age Minimum/Maximum (Years) - Term Plans
Sum Assured Minimum / Maximum - Term Plans
3 lacs / Unlimited
Policy Term Minimum / Maximum (Years) - Terms Plans
Solvency Ratio (FY 2018-19) *
Number of Policies Sold (Ind+Group) *
Number of Lives Covered (Ind+Group) **
Claims Settlement Ratio (Ind+Group) ***
* - As per IRDAI data 2018-19 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2019-20  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

Future Generali Lifetime Partner Insurance Overview

  • Key Benefits
  • Eligibility

why go for the future generali lifetime partner plan?

  • Increasing Guaranteed Income
  • Choose from 2 Plan Options:
    Option 1: Quick Income - With this choice, get an ensured pay alongside cash reward, whenever pronounced, from the primary year as characterized underneath under the endurance benefits segment.
    Option 1: Conceded Income - With this choice, get an ensured pay alongside cash reward, whenever pronounced, from premium installment term in addition to 3 years as characterized beneath under the endurance benefits area.
  • Enjoy whole - life cover: Get a whole - life cover till 100 years of age and secure your family‚Äôs financial future against the uncertainties of life.
  • Flexibility to receive income: Choose among yearly, half-yearly, quarterly and monthly frequencies to receive income, as per your need.
  • Tax benefits: You might be qualified for tax reductions on the premium(s) you pay and advantage continues, as per the arrangements of Income Tax laws. These advantages are liable to change according to the current duty laws. If it's not too much trouble, counsel your Tax Advisor for additional subtleties.
  • Key Benefits of the future generali lifetime partner plan?
  • Survival Benefit: You will receive a Guaranteed Income and Annual Cash Bonus, if declared, as per the option chosen by you, on survival and subject to payment of all due premiums
    a) Option 1: Immediate Income
    b) Option 2: Deferred Income
  • Maturity Benefit: a) Option 1: Immediate Income and Option 2: Deferred Income
    You will receive Sum Assured on Maturity which is equal to 2 times the Sum Assured, upon survival till the end of the policy term subject to payment of all due premiums. Terminal Bonus, if declared, shall also be paid ,along with the Maturity Benefit.
  • Death Benefit

Eligibility Criteria of Future Generali Lifetime Partner Insurance

Parameter Minimum Maximum
Entry Age (As on last Birthday) Option 1 & Option 2: 1 year Option 1: 55 years I Option 2: 60 years
Maturity Age 100 years 100 years
Premium Payment Term (PPT) 6/ 8/ 10/ 12 years
Sum Assured Minimum Rs. 1,00,000
Policy Term (100 minus Entry Age) years


Review Future Generali Lifetime Partner Insurance Insurance brochure to understand coverage details.

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Policy wordings

Review Future Generali Life New Assure Plus Insurance policy wordings which explains the terms and conditions.

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025