Tips to find best travel insurance
Tips to find good and adequate international travel health insurance.
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Godigit overseas travel mediclaim insurance| benefits | 50,000 | 100,000 | 250,000 | 500,000 |
|---|---|---|---|---|
| Medical Expenses and Evacuation | $50,000 (Deductible $50) | $100,000 (Deductible $100) | $200,000 (Deductible $250) | $500,000 (Deductible $500) |
| Emergency dental pain relief | $250 (Deductible $50) | $300 (Deductible $60) | $300 (Deductible $60) | $300 (Deductible $60) |
| Accidental Death and Dismemberment(Common Carrier) | $5,000 | $5,000 | $5,000 | $5,000 |
| Baggage Delay Benefit (After first 6 hrs) | $100 | $100 | $100 | $100 |
| Checked Baggage Loss Benefit | $300 | $400 | $500 | $500 |
| Loss of Passport (Deductible $25) | $250 | $250 | $250 | $250 |
| Personal Liability(Deductible $100) | $100,000 | $100,000 | $200,000 | $200,000 |
| Personal Accident | $15,000 | $15,000 | $20,000 | $20,000 |
| Daily Cash Allowance (Per day/Max 5 days) | $50 (Time - 2 days) | $50 (Time - 2 days) | $50 (Time - 2 days) | $50 (Time - 2 days) |
| Home Buildings and Contents | $100,000 | $100,000 | $200,000 | $200,000 |
| Financial Emergency Cash | $200 | $250 | $500 | $500 |
| Bounced Bookings | $300 (Deductible $30) | $500 (Deductible $50) | $750 (Deductible $75) | $1000 (Deductible $100) |
| Trip Cancellation | $300 (Deductible $30) | $500 (Deductible $50) | $750 (Deductible $75) | $1000 (Deductible $100) |
| Common Carrier Delay | $50 (Time - 6 hours) | $50 (Time - 6 hours) | $50 (Time - 6 hours) | $50 (Time - 6 hours) |
| Missed Connection | $300 (Deductible $30) | $500 (Deductible $50) | $750 (Deductible $75) | $1000 (Deductible $100) |
| Trip Abandonment | $300 (Deductible $30) | $500 (Deductible $50) | $750 (Deductible $75) | $1000 (Deductible $100) |
| Emergency Trip Extension | $300 (Deductible $30) | $500 (Deductible $50) | $750 (Deductible $75) | $1000 (Deductible $100) |
| Compassionate family visit | $300 (Deductible $30) | $500 (Deductible $50) | $750 (Deductible $75) | $1000 (Deductible $100) |
| Escort of minor child | $300 (Deductible $30) | $500 (Deductible $50) | $750 (Deductible $75) | $1000 (Deductible $100) |
| Adventure sports | covered | covered | covered | covered |
GoDigit Overseas Mediclaim insurance offers cashless hospitalization, emergency evacuation, coverage for loss of passport or baggage, trip delay, and personal accident benefits for international travel.
Yes, senior citizens up to 99 years of age can buy special senior citizen plans, with medical screening and premium adjustments as applicable.
Yes, a small deductible applies for certain claims such as medical expenses, as specified in the policy document. This varies based on the sum insured selected.
Yes, policy extensions are allowed if requested before the policy expires and subject to the insurer’s approval and underwriting guidelines. Speak to eindiainsurance.com to learn more about extension or renewal of godigit travel insurance policy.
No, high-risk activities like skiing, scuba diving, or bungee jumping are excluded unless specifically opted for and mentioned in the policy.
Generally, you’ll need your passport copy, boarding pass, travel tickets, hospital bills, discharge summary, and payment receipts. All claims can be submitted digitally.
Both emergency outpatient and inpatient treatments are covered, provided they are medically necessary and not for pre-existing conditions unless explicitly included.
Yes, if trip cancellation is due to valid reasons such as sudden illness, injury, or death in the family, reimbursement is possible under this benefit.
Claims should ideally be reported within 24 to 48 hours of the incident. GoDigit’s support team can assist round the clock via email, phone, or WhatsApp.
Yes, the annual multi-trip policy allows you to travel abroad multiple times in a year with a single purchase which is ideal for frequent travelers.
Yes, you can get a refund if the policy is cancelled before the travel start date and no claims have been made. Cancellation charges may apply.
Tips to find good and adequate international travel health insurance.
Know more »Comparison of overseas Healthcare cost and popular tourist destinations.
Know more »How to use visitor insurance in case of sudden sickness and accidents.
Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Godigit travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify Godigit by contacting them.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
Know more »Contact our customer service team, we are here to help you!