The traveller must first be aware of the travel health insurance options in the market. This is where a website like EIndiainsurance.com comes in. At www.eindiainsurance.com , the traveller gets to review a wide range of insurance options pertaining to their requirements before making a decision regarding the same. Ideally there are 4-5 important details that the traveller should keep in mind while deciding on the insurance plan most suited to them:
- Duration of Travel
- Destination of Travel – Premium is dependent on the Destination Country
- Age of the Traveller
- Coverage required in terms of Sum Insured ($50,000 - $1,000,000 options are available)
- Proposed Itinerary of the trip (if you’re likely to undertake adventure activities, it may be better to buy a plan with an Adventure Sports Cover) and
- Claims Settling capabilities of the insurance partner (along with their Third Party Administrator or TPA) .
It is advisable to choose a partner who specialises in Travel Insurance and has a large network of hospitals abroad.