HDFC ERGO Health Optima Restore Family health insurance plans provide coverage for the entire family within the scope of a single health plan. find quotes, compare & buy HDFC ERGO Health Optima Restore Quotes for Family
Buy HDFC ERGO Health Optima Restore for FamilyCoverage Benefits | Optima Restore |
---|---|
Basic Sum Insured | 3Lakhs, 5Lakhs, 10Lakhs &15Lakhs |
In-patient Treatment | Covered |
Pre-Hospitalization | Covered, upto 60 Days |
Post-Hospitalization | Covered, upto 180 Days |
Day Care Treatment | Covered |
Domiciliary Treatment/Home Treatment | Covered |
Treatment for Organ Donor | Covered |
Emergency Ambulance | Upto Rs.2,000 per Hospitalisation |
Restore Benefit | Equal to the sum insured. Extra sum insured will be reinstated only after the basic sum insured amount has been exhausted. This does not involve additional cost. |
Multiplier Benefit | 50% of the initial basic sum insured for every year without claims and maximum is 100%. If there are claims, only the bonus is reduced by 50%, not the initial sum insured. |
Review HDFC ERGO Health Optima Restore Health Insurance insurance brochure to understand coverage details.
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Review HDFC ERGO Health Optima Restore Health Insurance policy wordings which explains the terms and conditions.
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