Reliance Student medical Insurance - Coverages
Covers all major medical emergenciesthat the student could face, while abroad
- Emergency Medical Expenses (not available for basic plan)
- Emergency Medical Transportation or Evacuation
- Repatriation of Mortal Remains
- Emergency Dental Treatment (not available for basic plan)
- Personal Accident
- Accidental Death and Dismemberment -Common Carrier
- Compassionate Visit
Reliance Student Medical Insurance - Exclusions
This Policy does not cover:
- Events occurring before the start/outside policy period
- Medical treatment abroad being the sole reason or one of the reasons for temporary stay abroad
- Any claim if the Insured Person
- is traveling against the advice of a physician
- is receiving, or is on a waiting list to receive, specified medical treatment
- has received terminal prognosis for a medical condition
- is taking part in a naval, military or air force operation
- Deductibles as specified in the Schedule
- Any claim arising out of diseases, illnesses or accidents that the Insured Person has caused intentionally or by committing a crime or under the influence of intoxication
- Any claim arising out of mental disorder, anxiety, stress, depression, venereal disease or any loss attributable to HIV or any related illness or mutant derivative or variations
- War and nuclear perils or Any act of terrorism
- Any claim arising out of sporting activities of professional orsemi-professional nature, unless declared beforehand & additional premium paid
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