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Reliance Student Medical Insurance

Coverage destination

No. of traveler
Traveler date of birth
  OR age      years
Policy start date
Policy end date
  Total Days      days
  •        
    • GET QUOTE 
     
    • Entire Premium Refunded if Rejected by University
    • Offer School Waiver Form
    • Personalized support provided

    Already outside India?

    Insurance claims

    Online renewal

    List of Universities

    Special Features

    • Pro-rata refund of premium if rejected by the University.
    • University Waiver Form will be facilitated by us.
    • Students already outside India can also buy the plan under special approval.
    • Covers Bail bond, study interruption, sponsor protection, 2 way compassionate visit of a family person.
    • US Dollars coverage while you pay in India Rupees.
    Students registered for their higher studies in overseas universities need to have health insurance cover to meet the university requirements. Reliance General Insurance provides an unique plan Reliance student travel insurance which satisfies the overseas universities insurance requirements. This insurance covers not only for medical expenses but also for non medical expenses.

    Insurance plan is available in different options based on the students needs. The student can opt for very basic plan with no medical cover just for few days or a month and later get insurance cover from the respective university where it is mandatory to get university insurance. Plan also gives flexibility in chosing the plan for a student by giving add-on benefits. The student can buy this insurance either with Add-on benefits or without Add-on benefits depending on his university requirements.The student can buy reliance student policy online for continuous 2 years at one stretch and stay insured.

    Student Plans

    Basic Plan

    • Plan available with non-medical expenses
    • Continuous Coverage upto a period of 2 years available
    • Suitable plan for a very shorter duration which is not recommended
    Plan Details          Free Quotes  

    Standard Plan

    • Sum insured is US$50,000
    • Continuous Coverage upto a period of 2 years available
    • Basic plan with minimum coverage
    Free Quotes          Plan Details  

    Silver Plan

    • Sum insured is US$1,00,000
    • Continuous Coverage upto a period of 2 years available
    • Affordable plan
    Plan Details          Free Quotes  

    Gold Plan

    • Sum insured is US$2,50,000
    • Continuous Coverage upto a period of 2 years available
    • Affordable Plan
    Free Quotes          Plan Details  

    Platinum Plan

    • Sum insured is US$5,00,000
    • Continuous Coverage upto a period of 2 years available
    • Affordable Plan with high end cover
    Plan Details          Free Quotes  
      Advantages
    • Custom made plans to suit university requirements
    • Insurance Coverage available in multiple options. (Platinum Plan-$500,000 coverage, Gold Plan - $250,000 coverage, Silver Plan - $100,000 coverage & Standard Plan - $50,000 coverage)
    • There is a basic plan available in Reliance student insurance plan without medical benefits. This plan is more suitable for students whose universities make it mandatory to get university insurance. They can be insured with this plan till they insurance cover from their university.
    • Reliance student medical insurance can be purchased for a maximum of 2 years at a time
    • Reliance student policy offers Add-on benefits with nominal excess premium where a student can choose the reliance student plan with add-on or without add-on depending upon his university requirements
    • Covers pre-existing situations in case of life threatening situations only
    • Emergency Medical Expenses (not available for basic plan)
    • Emergency Medical Transportation or Evacuation & Repatriation of Mortal Remains
    • Emergency Dental Treatment (not available for basic plan)
    • Personal Accident & Compassionate Visit
      Policy Features
    This Policy does not cover:
    • Events occurring before the start/outside policy period
    • Medical treatment abroad being the sole reason or one of the reasons for temporary stay abroad
    • Any claim if the Insured Person
           is traveling against the advice of a physician
           is receiving, or is on a waiting list to receive, specified medical treatment
           has received terminal prognosis for a medical condition
           is taking part in a naval, military or air force operation
    • Deductibles as specified in the Schedule
    • Any claim arising out of diseases, illnesses or accidents that the Insured Person has caused intentionally or by committing a crime or under the influence of intoxication
    • Any claim arising out of mental disorder, anxiety, stress, depression, venereal disease or any loss attributable to HIV or any related illness or mutant derivative or variations
    • War and nuclear perils or Any act of terrorism
    • Any claim arising out of sporting activities of professional or semi-professional nature, unless declared beforehand & additional premium paid

    Coverage Benefits

    Coverage Benefits in US$ Basic Standard Silver Gold Platinum Deductibles
    Medical Expenses including transportation and evacuation   50,000 100,000 250,000 500,000 50
    Dental Care Expenses   500 500 500 500 50
    Personal Accident 25000 25000 25000 25000 25000 Nil
    AD & D - Common Carrier   2500 2500 2500 2500 Nil
    2 way Compassionate Visit 7500 7500 7500 7500 7500 Nil
    Loss of Passport 100 100 100 200 200 25
    Total Loss of Checked Baggage* 1000 1000 1000 1000 1000 100
    Personal Liability 10000 10000 10000 15000 15000 200
    Study Interruption 1000 500 1000 5000 5000 50
    Bail Bond 10,000 10,000 10,000 10,000 10,000 Nil
    Sponsor Protection 10,000 10,000 10,000 10,000 10,000 Nil
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    • Address
    • 485, 14th Main, 3rd Block, Koramangala, Bangalore - 560 034. India.