Every day, thousands of Indians are crossing new frontiers and taking up new challenges in different parts of the world, thereby making India proud and a force to reckon with in the global arena. While they brave and handle immense responsibilities for the benefit of their loved ones back home, they would be in dire need of a security blanket to keep them safe from any possible peril. Reliance Travel Care ensures this and more through its extensive covers and benefits so that they can be adequately protected at all times.
Reliance Overseas Annual Multi Trip Travel Insurance - Key Advantages
Comprehensive coverage through various unique benefits like Compassionate Visit, Home Burglary Insurance, Financial Emergency Assistance etc.
Custom made Plans (Standard, Plus, Elite) available to choose from depending on your travel requirements
Option of an annual Plan covering multiple trips to benefit Frequent Travellers
Per-day Basis coverage for short-term trips
Coverage of Pre-existing Ailments and Maternity - in case of life threatening situations
Coverage available for sportspersons and trips involving winter/adventurous sports (subject to prior declaration, premium loading and underwriting approval)
Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider
Reliance Overseas Annual Multi Trip Travel Insurance - Medical Benefits
Medical Expenses including Transportation and Evacuation
We take care of all the emergency medical expenses incurred whilst abroad, for any sudden disease, illness, injury or death, with cashless facility.
Also, we reimburse emergency expenses towards evacuation of the Insured Person to India. We cover the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of the untimely demise of the Insured Person.
Dental Care Expenses
We cover the dental expenses incurred by the Insured Person for any acute anaesthetic treatment of teeth due to an injury.
Personal Accident
We pay compensation if the Insured Person unfortunately sustains accidental bodily injury during the trip.
Accidental Death & Dismemberment - Common Carrier
We also pay compensation for permanent disability or loss of life arising due to an accident while the Insured Person is riding as a passenger in a common carrier.
Daily Allowance in case of Hospitalisation
If the Insured Person is hospitalised for more than 2 days, we provide a daily allowance as compensation.
Compassionate Visit
We reimburse the return fare for an immediate family member to visit the Insured Person in the unfortunate event of him/her being hospitalised for more than seven consecutive days.
Loss of Passport
We take care of actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
Total Loss of Checked Baggage
We pay compensation for the total loss of the checked-in baggage caused by a carrier
Delay of Checked Baggage
If the checked-in baggage of the Insured Person is delayed for more than 12 hours, we reimburse reasonable expenses incurred towards purchase of toiletries, clothing and medication
Trip Delay
We reimburse additional expenses incurred if the Insured Person's trip is delayed for more than 12 hours due to airline problems, medical problems, personal employment problems or natural disasters
Trip Cancellation & Interruption
If the trip that the Insured Person is embarking on is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster, we take care of any non-refundable prepaid payments or the additional expenses
Missed Connection
If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, we provide compensation for the additional expenses incurred
Personal Liability
We offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured Person, whilst abroad.
Financial Emergency Assistance
We arrange for emergency cash to be made available to the Insured Person in case of loss of travel funds due to theft.
Hijack Distress Allowance
In case of hijack of the common carrier that the Insured Person is travelling in for more than 12 hours, we pay a special distress allowance
Home Burglary Insurance
We indemnify the Insured Person against any loss or damage caused by burglary of the contents of his/her home in India, while he/she is on a trip abroad.
Reliance Annual Multi Trip Travel Insurance - Exclusions
At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstanding when you make a claim, we would like you to know some of the major exclusions under the Policy.
Medical expenses towards treatment of any pre-existing illness (unless of life threatening nature), pregnancy or complication related to the same (unless of life threatening nature), suicide, self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcohol/drug abuse, dangerous sports, HIV/ AIDS etc will not be payable.
No claim will be paid if the Insured Person.
Is travelling against the advice of a Physician
Is receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate
Is travelling for the purpose of obtaining treatment
Has received a terminal prognosis for a medical condition
No claim will be paid towards theft or loss of passport when left unattended or not informed to Police authorities.
In case of loss of checked baggage, no partial loss or damage shall become payable.
No claim will be payable towards loss arising out of War and Nuclear perils.
No Medical Check Up
Comprehensive coverage through various unique benefits like compassionate visit, home burglary Insurance, Financial Emergency Assistance etc
Custom made plans (Standard, Plus and Elite)
Option of an annual Plan covering multiple trips to benefit Frequent Travellers.
Per -day Basis coverage for short-term trips.
Coverage for Pre-existing Ailments and Maternity -in case of life threatening situations.
Coverage available for sportspersons and trip involving winter/adventurous sports (subject to prior declaration, premium loading and underwriting approval)
Automated extensions of policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
24 hour Emergency Cashless Services offered through Emergency Assistance Service Provide
