Reliance Individual travel care insurance plan is offered for the individuals travelling aboard. Four types of plans are available with different coverages in reliance individual travel care insurance.
Reliance Family Travel Insurance is available for the family which includes a couple and 2 kids. This reliance family travel policy offers 2 plans with different coverages.
Standard Plan | Silver Plan | Gold Plan | Platinum Plan | Family Standard Plan | Family Gold Plan | Deductible |
---|---|---|---|---|---|---|
Medical Expenses Incl.transportation, evacuation and repatriation of mortal remains | ||||||
$50,000 | $100,000 | $250,000 | $500,000 | $50,000 | $100,000 | $50 |
Dental Care Expenses | ||||||
$500 | $500 | $500 | $500 | $500 | $500 | $50 |
Personal Accident | ||||||
$15,000 | $20,000 | $25,000 | $30,000 | $15,000 | $25,000 | Not Available |
Accidental Death & Dismemberment- Common Carrier | ||||||
$2,500 | $2,500 | $5,000 | $5,000 | $2,500 | $2,500 | Not Available |
Daily Allowance in case of Hospitalization | ||||||
Not Available | $25 per day up to 5 days Max | $25 per day up to 6 days max | $25 per day up to 7 days max | $25 per day up to 5 days max) | $25 per day up to 7 days max) | 2 Days |
Compassionate Visit | ||||||
Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | Return Fare for any one accompanying person - spouse / child / family doctor | Not Available |
Loss of Passport | ||||||
$300 | $300 | $300 | $300 | $300 | $300 | $25 |
Total Loss of Checked Baggage* | ||||||
$500 | $1,000 | $1,200 | $1,500 | $500 | $1,000 | Not Available |
Delay of Checked Baggage | ||||||
$100 | $100 | $100 | $100 | $100 | $100 | 12 hours |
Trip Delay | ||||||
Not Available | $25 per day up to 6 days max | $50 per day up to 6 days max | $60 per day up to 6 days max | $25 per day up to 5 days max | $50 per day up to 7 days max | 12 hours |
Trip Cancellation & Interruption | ||||||
Not Available | $600 | $600 | $600 | $500 | $600 | Not Available |
Missed Connection | ||||||
Not Available | $200 | $300 | $500 | Not Available | $300 | Not Available |
Personal Liability | ||||||
$50,000 | $100,000 | $200,000 | $250,000 | $100,000 | $100,000 | Not Available |
Financial Emergency Assistance | ||||||
Not Available | $300 | $300 | $300 | $500 | $600 | Not Available |
Hijack Distress Allowance | ||||||
Not Available | $50 per day up to 7 days max | $75 per day up to 7 days max | $125 per day up to 7 dyas max | $50 per day up to 7 days max | $75 per day up to 7 days max | 12 hours |
Home Burglary Insurance (INR) | ||||||
Not Available | $100,000 | $200,000 | $300,000 | $100,000 | $200,000 | Not Available |
Special Conditions for 61-70 years. (limit of liability) | ||||||
Any One Illness | ||||||
$12,000 | $13,500 | $15,000 | $17,500 | Not Available | Not Available | Not Available |
Any One Accident | ||||||
$20,000 | $25,000 | $30,000 | $35,000 | Not Available | Not Available | Not Available |
Basic | Standard | Deductible |
---|---|---|
Medical Expenses including transportation and evacuation | ||
Euro 30,000 | Euro 50,000 | Euro 50 |
Dental Care Expenses | ||
Euro 500 | Euro 500 | Euro 50 |
Loss of Passport | ||
Not Available | Euro 300 | Euro 25 |
Total Loss of Checked Baggage (per baggage maximum 50% and per item in baggage max 10%) | ||
Not Available | Euro 500 | Not Available |
Delay of Checked Baggage | ||
Not Available | Euro 100 | 12 hours |
Personal Accident | ||
Euro 10,000 | Euro 15,000 | Not Available |
Accidental Death & -Common Carrier | ||
Not Available | Euro 2,500 | Not Available |
Personal Liability | ||
Not Available | Euro 50,000 | Not Available |
Compassionate visit | ||
Not Available | Return Fare for any one accompanying person - spouse / child / family doctor | Not Available |
Asia Standard | Asia Silver | Deductible |
Medical Expenses | ||
$15,000 (Per Accident/illness medical expenses limit restricted to $ 7,500) | $50,000 (Per Accident/illness medical expenses limit restricted to $ 15,000) | $100 |
Medical Expenses including transportation and evacuation | ||
$25,000 | $30,000 | $50 |
Dental Care Expenses | ||
$500 | $500 | $50 |
Personal Accident | ||
$7,500 | $7,500 | Not Available |
Accidental Death & Dismemberment- Common Carrier | ||
$2,500 | $2,500 | Not Available |
Loss of Passport | ||
$100 | $100 | $25 |
Total Loss of Checked Baggage | ||
$200 | $200 | Not Available |
Delay of Checked Baggage | ||
$100 | $100 | 12 hours |
Trip Delay | ||
$25 per day up to 6 days Max | $30 per day up to 6 days Max | 12 hours |
Personal Liability | ||
$10,000 | $10,000 | Not Available |
Financial Emergency Assistance | ||
$500 | $500 | Not Available |
Hijack Distress Allowance | ||
$50 per day up to 7 days max | $60 per day up to 7 days max | 12 hours |
Corporate Elite | Corporate Plus | Corporate Standard | Deductibles |
Medical Expenses including Transportation and Evacuation | |||
$500,000 | $250,000 | $100,000 | $50 |
Dental Care Expenses | |||
$500 | $500 | $500 | $50 |
Personal Accident | |||
$30,000 | $25,000 | $20,000 | Not Available |
Accidental Death & Dismemberment- Common Carrier | |||
$5,000 | $5,000 | $2,500 | Not Available |
Daily Allowance in case of Hospitalization | |||
$25 per day up to 7 days max | $25 per day up to 6 days max | $25 per day up to 5 days max | 2 days |
Compassionate Visit | |||
Return Fare for any one accompanying person-spouse/child /family doctor | Return Fare for any one accompanying person-spouse/child /family doctor | Return Fare for any one accompanying person | Not Available |
Loss of Passport | |||
$300 | $300 | $300 | $25 |
Total Loss of Checked Baggage* | |||
$1500 | $1000 | $500 | Not Available |
Delay of Checked Baggage | |||
$125 | $125 | $100 | 12 hours |
Trip Delay | |||
$60 per day up to 6 days max | $50 per day up to 6 days max | $30 per day up to 6 days max | 12 hours |
Trip Cancellation & Interruption | |||
$1250 | $1000 | $750 | Not Available |
Missed Connection | |||
$500 | $300 | Not Available | Not Available |
Personal Liability | |||
$25,0000 | $20,0000 | $10,0000 | Not Available |
Hijack Distress Allowance | |||
$125 per day up to 7 days max | $75 per day up to 7 days max | $60 per day up to 7 days max | 12 hours |
Financial Emergency Assistance | |||
$1000 | $1000 | $500 | Not Available |
Home Burglary Insurance (in Indian Rs) | |||
$300,000 | $200,000 | Not Available | Not Available |
$15,000 Coverage | $50,000 Coverage With Sublimit | $50,000 Coverage Without Sublimit | Deductibles per claim |
Medical Expenses? | |||
USD $15,000 (Per Accident/illness medical expenses limit restricted to $ 7,500) | USD $50,000 (Per Accident/illness medical expenses limit restricted to $ 15,000) | USD $50,000 (Per Accident/illness medical expenses limit restricted to $ 50,000) | US$ 100 |
Dental Treatment | |||
US$ 200 | US$ 200 | US$ 200 | US$ 50 |
Transport of the mortal remains or burial at the place of death abroad | |||
US$ 7,000 | US$ 7,000 | US$ 7,000 | Not Available |
Loss of Checked Baggage? | |||
US$ 500 | US$ 500 | US$ 500 | Not Available |
Loss of Passport? | |||
US$ 150 | US$ 150 | US$ 150 | US$ 25 |
Personal Accident? | |||
$15,000 (Per accident / injury limit restricted to $10,000) | $15,000 (Per accident / injury limit restricted to $10,000) | $15,000 | Not Available |
Personal Liability? | |||
US$ 15,000 | US$ 15,000 | US$ 15,000 | Not Available |
Basic | Standard | Silver | Gold | Platinum | Deductibles |
Medical Expenses including transportation and evacuation | |||||
Not Available | $50,000 | $100,000 | $250,000 | $500,000 | $50 |
Dental Care Expenses | |||||
Not Available | $500 | $500 | $500 | $500 | $50 |
Personal Accident | |||||
$25,000 | $25,000 | $25,000 | $25,000 | $25,000 | Not Available |
Accidental Death- Common Carrier | |||||
Not Available | $2500 | $2500 | $2500 | $2500 | Not Available |
2 way Compassionate Visit | |||||
$7,500 | $7,500 | $7,500 | $7,500 | $7,500 | Not Available |
Loss of Passport | |||||
$100 | $100 | $100 | $200 | $200 | $25 |
Total Loss of Checked Baggage* | |||||
$1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $100 |
Personal Liability | |||||
$100,000 | $100,000 | $100,000 | $150,000 | $150,000 | $200 |
Bail Bond | |||||
$1,000 | $500 | $1,000 | $5,000 | $5,000 | $50 |
Study Interruption | |||||
$10,000 | $10,000 | $10,000 | $10,000 | $10,000 | Not Available |
Sponsor Protection | |||||
$10,000 | $10,000 | $10,000 | $10,000 | $10,000 | Not Available |
*Total loss of checked baggage-Maximum amount payable per checked in baggage in case more than one bag has been checked in , is 50% (100% for only one checked in baggage ) of applicable sum insured and per item in baggage max 10% |
Sum Insured(In USD) | Deductibles(In USD) |
Add on Benefits | |
Treatment of Mental and Nervous Disorders including Alcohol and Drug Dependency | |
$1,000 | $100 |
Inpatient Hospitalization expenses related to Pregnancy/Child birth (After a waiting period of 10 months) | |
$500 | Not Available |
Medical Expenses for Inter collegiate sports injuries | |
Covered under the Medical Expenses including Transportation & Repatriation benefit | Not Available |
Cancer Screening and Mammographic Examinations | |
$2,500 | Not Available |
Child Care Benefits | |
$100 per day for a maximum of 10 days | Not Available |
Additional add on benefits | |
Applicable on a case-to-case basis and subject to specific approval | |
Chiropractic Treatment | |
$1,000 | Not Available |
Physiotherapy | |
$500 | Not Available |
Skilled Nursing Facil | |
$500 | Not Available |
Corporate Elite | Corporate Plus | Corporate Standard | Deductibles |
Medical Expenses including Transportation and Evacuation | |||
$500,000 | $250,000 | $100,000 | $50 |
Dental Care Expenses | |||
$500 | $500 | $500 | $50 |
Personal Accident | |||
$30,000 | $25,000 | $20,000 | Not Available |
Accidental Death & Dismemberment- Common Carrier | |||
$5000 | $5000 | $2500 | Not Available |
Daily Allowance in case of Hospitalization | |||
$25 per day(7 days max) | $25 per day(6 days max) | $25 per day(5 days max) | 2 days |
Compassionate Visit | |||
Return Fare for any one accompanying person-spouse/child /family doctor | Return Fare for any one accompanying person-spouse/child /family doctor | Return Fare for any one accompanying person | Not Available |
Loss of Passport | |||
$300 | $300 | $300 | $25 |
Total Loss of Checked Baggage* | |||
$1500 | $1000 | $500 | Not Available |
Delay of Checked Baggage | |||
$125 | $125 | $100 | $12 hours |
Trip Delay | |||
$60 per day(6 days max) | $50 per day(6 days max) | $30 per day(6 days max) | 12 hours |
Trip Cancellation & Interruption | |||
$1250 | $1000 | $750 | Not Available |
Missed Connection | |||
$500 | $300 | Not Available | Not Available |
Personal Liability | |||
$250,000 | 200,000 | 100,000 | Not Available |
Hijack Distress Allowance | |||
$125 per day(7 days max) | $75 per day(7 days max) | $60 per day(7 days max) | 12 hours |
Financial Emergency Assistance | |||
$1000 | $1000 | $500 | Not Available |
Home Burglary Insurance (in Indian Rs) | |||
$300,000 | $200,000 | Not Available | Not Available |
Originating Country | Dialed Number |
Netherlands | 00+800-99441111 |
Belgium | 00+800-99441111 |
Italy | 00+800-99441111 |
Norway | 00+800-99441111 |
Poland | 00+800-99441111 |
New Zealand | 00+800-99441111 |
Singapore | 00+1800-99441111 |
Portugal | 00+800-99441111 |
Australia | 0011+800-99441111 |
United Kingdom | 00+800-99441111 |
Malaysia | 00+800-99441111 |
Japan | 001-010+800-99441111 |
China | 00+800-99441111 |
Hong Kong | 001 or 006+800-99441111 |
Taiwan | 00+800-99441111 |
Argentina | 00+800-99441111 |
Thailand | 001+800-99441111 |
Sweden | 00+800-99441111 |
Austria | 00+800-99441111 |
Czech Republic | 00+800-99441111 |
Denmark | 00+800-99441111 |
France | 00+800-99441111 |
Greece | 86002038017 (ITFS) |
Hungary | 00+800-99441111 |
Isreal | 00 or 014+800-99441111 |
Germany | 00+800-99441111 |
South Africa | 00+800-99441111 |
Spain | 00+800-99441111 |
Swizterland | 00+800-99441111 |
USA | 18337426673 (ITFS) |
Canada | 011+800-99441111 |
Philippines | 00+800-99441111 |
You might be traveling abroad for business or leisure, but on any such trip you are exposed to unfortunate events loss of passport, personal accident, medical emergencies, etc. Such unforeseen situations can not only play as hurdle in your trip, but can also make you run for your hard earned money. Having international travel insurance policy protects you against all such threats and provides medical, financial and other assistance to you and your family in case of any emergency while traveling abroad. It promises a hassle free international tour for you.
No Travel Insurance is not mandatory, however certain countries have made it mandatory. For eg Schengen countries, Australia require visitors to have travel insurance.
Deductible means a cost-sharing requirement under this travel insurance policy that provides that the insurer will not be liable for a specified monetary amount or for a specified number of days / hours which will apply before any benefit are payable by Insurer. A deductible does not reduce the Sum Insured. A deductible is important as it makes you a co-owner of the policy, by taking up a certain portion of the loss himself / herself.
We offer policies to children aged 6 months and above to individuals up to 80 years. If the insured is above 80 years then a medical check-up is required.
The travel policies are recognized and accepted all over the globe. For your assistance we have International presence through the service provider. However Reliance general Insurance has special travel insurance plans depending on where you are travelling.
No, our Policy is designed to cover Leisure or Personal Business trips.
Yes. We have designed our travel insurance plans to meet both the requirements, that of leisure and business. Individuals travelling abroad on business purpose can also avail the facility of our Overseas Travel plan, while those who are frequent visitors to abroad can opt for our Annual Multi-trip Insurance.
Yes, Policy is applicable for one-way travel also, including immigration travel with the condition that the maximum duration of coverage will be 60 days.
A medical check-up is not necessary if you’re buying a Reliance General travel insurance policy.
EASP means any organization or institution appointed by the Company for providing services to the Insured / Insured person for claim under insurable event.
No, every individual is to be issued only one travel insurance policy during his/her journey.
Yes, the traveller must be in India while purchasing their Reliance Travel Insurance policy.
Travel insurance acts as a financial safety net and protects you against the possible financial repercussions of unexpected emergencies on your journey. When you purchase a travel insurance policy, you essentially buy a cover against certain insurable events. It offers medical, baggage-related and journey-related coverage. In case any of the insured events, like flight delays, loss of baggage, or medical emergencies occur, your insurer will either reimburse the additional costs that you incur on account of such incidents, or they shall offer a cashless claim settlement for the same.
Medical needs must be treated in time, especially in the case of an emergency. And that is why it is not necessary to get prior approval from the insurer before you proceed with medical treatment, but it is better to inform the insurance company of the claim.
Yes, you can buy travel insurance after you’ve made all the necessary bookings for your trip including one’s air tickets and hotel accommodations.
Travel insurance is mandatory for traveling to all 26 Schengen countries.
No. The Reliance General travel insurance policy does not cover any expenses related to the treatment of a pre existing disease or condition in the duration of your insured trip.
Cancelling your travel insurance policy is quite easy. You can place your cancellation request via email prior to the commencement of the trip/insurance policy coverage.
Yes, of course you can extend the policy upto a cumulative period f 360 days. Extending your travel insurance policy is possible, subject to the following conditions:
The Schengen countries require a minimum insurance of Euro 30,000. Insurance should be bought for an equivalent or higher amount.
No, the product does not offer any refund for early returns.
If the claim is for Cashless Treatment for hospitalisation, the Guarantee is provided to the hospital in 6-8 hour after admission. If it is reimbursement, claim on submission of all claims documents, the settlement time is 15 days.
In case any loss or insured event covered by your travel policy occurs, you can register a claim by calling our 24-hour helpline centre and quote the policyholder’s name, the policy number, the insurance company, and the passport number. This needs to be done within 24 hours.
For Travel Claims (in India / Abroad)
All claim documents as per the document checklist to be sent to the office of the Service Provider (TPA) namely M/s Europ Assistance India Pvt. Ltd.
Postal Address: Claims Department, Europ Assistance India Pvt. Ltd.
7th Floor,Star Hub,Bldg No. 2
Near ITC Maratha Hotel
Sahar, Andheri East,
Mumbai 400059, India
Website: www.europ-assistance.com
For Travel & Health Claims (in India) For any emergency assistance:
Call: Toll Free - 1800 209 5522
Claims Landline: +91 22 6734 7843 / +91 22 6734 7844
Fax: +91 22 6734 7888
Email at: reliance@europ-assistance.in
Review Reliance Travel Insurance - Comprehensive policy wordings which explains the terms and conditions.
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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Reliance travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
In case of a claim or reimbursement of treatment expenses, notify Reliance by contacting them.
Kindly refer the travel policy insurance wordings for complete coverage details along with terms and conditions.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
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