Pre-existing Coverage Benefits

Any personal illness or health condition that was known and existed prior to the writing and signing of an insurance contract. Health insurance policies will often identify a customer's pre-existing conditions before writing an insurance contract for that person, and will typically not cover pre-existing conditions until a specified period of time has elapsed.

A pre-existing disease is any condition, ailment or injury or related condition(s), for which the insured person had signs or symptoms, and /or were diagnosed, and / or received medical advice / treatment within a defined period prior to 1st health insurance policy is issued under which the insured person was covered. Plans offer different waiting periods for Pre existing conditions from 24 months to 48 months.
Request a Call Back
Name is required
Email is required
Contact is required
Thank you for contacting us

Pre-existing coverage

TATA AIG Health Insurance Plans
TATA AIG

Covered after a waiting period of 48 months & will get reduced by 1 year on every continuous renewal of your policy.

Know more »
Bajaj Allianz Insurance Plans
Bajaj Allianz

Two years waiting period in Health ensure Plan for aged between 5 to 55 years
And four years waiting period in Health Guard Plan for aged between 18 to 65 up to 80

Know more »
Reliance Insurance Plans
Reliance

HealthWise Standard:Covered after 4 years
HealthWise Silver:Covered after 2 years
HealthWise Gold:Covered after 2 years

Know more »
Max Bupa health insurance plans
Max Bupa

Silver Plan: Covered after 4 years
Gold Plan: Covered after 4 years
Platinum Plan: Covered after 4 years

Know more »
Apollo Munich Insurance Plans
Apollo Munich

Optima Restore:Covered after 3 years
Easy Health:Covered after 3 years

Know more »
Star Health Insurance
Star Health

Medi Classic: Covered after 4 years
Optima Restore:Covered after 4 years

Know more »
Religare Travel Insurance Plans
Religare

Covered after 4 years of continuous renewal.

Know more »
Note:
No Sublimits: A limit for a subset of items that are collectively subject to a larger limit. For example, a limit on insurance claims for a specific item despite the fact that the overall policy has a higher limit.
Sum Insured: Means the sum shown in the Schedule which represents Our maximum liability for each Insured Person for any and all benefits claimed for during each Policy year, and in relation to a Family Floater represents Our maximum liability for any and all claims made by You and all of Your Dependents during each Policy Year.
Compare health insurance

Compare health insurance plans!

Insurance buyers can review and compare the benefits provided by diffrent Indian mediclaim insurance products

Get quotes for India health insurance!

Review and compare the best mediclaim insurance.
Compare health insurance quotes
Find the best Indian health insurance

India health insurance blogs and articles

health insurance India
Tips for buying best mediclaim insurance

India health insurance tips and tricks to choose the best medical insurance in India Click here to read more

Top reasons for health insurance claims rejection

Find out the different reasons why a medical insurance claim is rejected, Cashless hospitalization, Reimbursement. Click here to read more

India health insurance coverage, factors and premium calculator

Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more

India health insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Know more »

Health insurance benefits

Insurance customers can quickly compare the details of benefits offered under Indian mediclaim insurance policies.

Know more »

Compare health plans

Compare Indian health insurance policies, Health insurance India comparison


Know more »

Portability

Portability Information for Mediclaim Insurance in India

Know more »

India health insurance Blogs

Health Insurance Blogs - Information on health or medical insurance coverage in India.

Know more »

Health insurance FAQ

FAQ related to Indian health insurance. Get answers for any health insurance questions

Know more »

EIndia General Insurance Partners

  • Tata Aig
  • bajaj-allianz
  • reliance
  • cholamandalam
  • religare health Insurance
  • apollo
  • Star Health
  • max bupa
  • future generali
  • go digit
  • hdfc ergo
  • cigna ttk
  • universal sompo
  • SBI
  • iffco tokio
  • Cigna TTK
  • Aditya Birla
  • Raheja QBE
  • New India Logo
  • Oriental Logo
  • bharti axa health Insurance Plans
  • kotak

Indian Health Insurance Resources

CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025
-

ONLINE CHAT