Home
Travel
Compare Plans
Cholamandalam vs Bajaj Allianz Travel insurance

Cholamandalam vs Bajaj Allianz Travel insurance

Left India Without Insurance? No Worries!

Cholamandalam vs Bajaj Allianz Travel insurance

Destination

Pre-existing diseases?

No Yes

Coverage Amount

Date of Birth

Start Date

End Date

days

Get quote

Our customer support team will assist you in finding the best policy

Cholamandalam vs Bajaj Allianz Travel insurance


Silver Buy - Rs. *	Gold Buy - Rs. *	Travel Care Buy for Rs.*	Travel Elite Silver Buy for Rs.*	Travel Prime Silver Buy for Rs.*	Travel Assist Classic Buy for Rs.*
*GST included
Accident & Sickness Medical Expenses: ^?
$50,000 Deductible: $100	$100,000 Deductible: $100	$50,000 Deductible: $100	$50,000 Deductible: $100	$50,000 Deductible: $100	$50,000 Deductible: $100
Medical Evacuation: ^?
Up to $50,000 Deductible: $100	Up to $100,000 Deductible: $100	Included under Medical Expenses	Included under Medical Expenses	Included under Medical Expenses	Included under Medical Expenses
Repatriation of Remains: ^?
$7,500	$7,500	Included under Medical Expenses	Included under Medical Expenses	$5,000 (Included under Medical Expenses)	Included under Medical Expenses
Pre-existing Cover
Not covered	Not covered	Not covered	Not covered	Not covered	$300
Accidental Death & Dismemberment: ^?
-	-	$10,000	$15,000	$15,000	$25,000
AD & D Common Carrier
-	-	NA	$2,500	$2,500	NA
Dental Treatment: ^?
Up to $250 Deductible: $50	Up to $250 Deductible: $50	$500 Deductible: $100	$500 Deductible: $100	$500 Deductible: $100	$500 Deductible: $100
Personal Liability: ^?
Up to $100,000	Up to $100,000	$100,000 Deductible: $100	$100,000 Deductible: $100	$100,000 Deductible: $100	$100,000 Deductible: $200
Loss of Checked Baggage: ^?
Up to $500	Up to $500	$250 Deductible: Nil	$500 Deductible: Nil	$500 Deductible: Nil	$250 Deductible: Nil
Baggage Delay: ^?
Up to $100 Deductible: 12 hours	Up to $100 Deductible: 12 hours	$100 Deductible: 12 hours	$100 Deductible: 12 hours	$100 Deductible: 12 hours	$100 Deductible: 12 hours
Loss of PassPort: ^?
$150 Deductible: $30	$250 Deductible: $30	$250 Deductible: $15	$250 Deductible: $25	$250 Deductible: $25	$250 Deductible: $25
Hijack Distress Allowance
$100 per day up to Max. $700 Deductible: 12 hours	$100 per day up to Max. $700 Deductible: 12 hours	$50 per day to max $300	$50 per day to max $300	$50 per day to max $300	$50 per day to max $300
Daily allowance in case of hospitalization
-	$25 per day up to Max. $350	NA	$20 per day to max $100	$25 per day to max $100	NA
Flight Delay
NA	$10 per 12 hrs up to Max. $150 Deductible: 12 hrs	NA	$20 per 12 hrs, maximum $120 Deductible: 12 hrs	$25 per 12 hrs, maximum $120 Deductible: 12 hrs	NA
Trip Cancellation
NA	Up to $500 Deductible: $50	NA	$500	$500	NA
Emergency Cash Advance: ^?
-	Up to $250	NA	$500	$500	$500
Home Burglary Insurance: ^?
NA	Up to Rs.2,00,000	NA	Rs1,00,000	Rs1,00,000	NA
Important Points
Cholamandalam offers benefits per policy period. Sublimits for Cholamandalam starts from the age of 71 yrs. Plan Duration for travelers below 60 years is up to 360 days Cholamandalam can be renewed up to 180 days, Sum total of initial and each subsequent renewal not exceeding 360 days Door to Door cover”.i.e. the insured is covered from residence to international airport & international airport to residence. Adventure sports covered (e.g. hot air ballooning/ bungee jumping / parasailing / paragliding.) Cashless outpatient bill settlement more than $400 if intimated before		Bajaj Allianz plans are available for travelers till the age of 98 years. Wide range of plan options to suit travelers requirements and budget. The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen. Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis. Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years. Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Companion Age
$50,000

Buy for Rs.*
Medical Expenses due to any one illness : $12,500
Medical Expenses due to any one accident: $25,000

Elite Age Silver

Buy for Rs.*
Medical Expenses due to any one illness : $12,500
Medical Expenses due to any one accident: $25,000

Prime Age Silver

Buy for Rs.*
Medical Sublimits for any one illness & accident (are as shown below)

Assist Age
$50,000
Buy for Rs.*
Medical Expenses due to any one illness : $12,500
Medical Expenses due to any one accident: $25,000

*GST included

Accident & Sickness Medical Expenses: ^?

$50,000
Deductible: $100

Medical Evacuation: ^?

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Medical Expenses

$5,000 (Included under Medical Expenses)

Included under Medical Expenses

Pre-existing Cover

Not covered

$300

Accidental Death & Dismemberment: ^?

$10,000

$15,000

$25,000

AD & D Common Carrier

$2,500

Dental Treatment: ^?

$500
Deductible: $100

Personal Liability: ^?

$100,000
Deductible: $100

$200,000
Deductible: $200

Loss of Checked Baggage: ^?

$250

$500
Deductible: Nil

$250

Baggage Delay: ^?

$100
Deductible: 12 hours

Loss of PassPort: ^?

$250
Deductible: $25

Hijack Distress Allowance

$50 per day to max $300

Daily allowance in case of hospitalization

$25 per day to max $100

$20 per day to max $100

Flight Delay

$20 per 12 hrs, maximum $120
Deductible: 12 hrs

$25 per 12 hrs, maximum $120
Deductible: 12 hrs

Trip Cancellation

$500

Missed Connection: ^?

$100
Deductible: 12 hrs

Emergency Cash Advance: ^?

$500

Home Burglary Insurance: ^?

Rs1,00,000

Important Points

Bajaj Allianz plans are available for travelers till the age of 98 years.
Wide range of plan options to suit travelers requirements and budget.
The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Sublimits

Medical Sublimit under Medical expenses for age 61 -70 years who have purchased TRAVEL PRIME PLAN

Medical Sublimit under Medical expenses	Prime Age Silver	Prime Age Gold	Prime Age Platinum	Prime Age Super Platinum	Prime Age Maximum
Hospital Room, Board and Hospital miscellaneous	$1,200 per day	$1,500 per day	$1,700 per day	$2,000 per day	$2,300 per day
Intensive Care Unit	$2,000 per day	$2,500 per day	$2,500 per day	$3,000 per day	$3,200 per day
Surgical Treatment	$8000	$9,000	$11,500	$15,000	$20,000
Anesthetist Services	25% of Surgeons Charges	25% of Surgeons Charges	25% of Surgeons Charges	25% of Surgeons Charges	25% of Surgeons Charges
Physician's Visit	$50 per day	$75 per day	$75 per day	$100 per day	$150 per day
Diagnostic and Pre-Admission Testing	$400	$500	$600	$1,000	$1,500
Ambulance Services	$300	$400	$500	$600	$1,000

What are the Key features of Bajaj Allianz and Cholamandalam’s travel insurance?

Key features of Bajaj Allianz’s Travel Insurance

One of the leading Travel Insurance players in India, known for proactive customer service and claims settlements. JV between Bajaj Group and Allianz Insurance Group of Germany, who are likely to exit the JV anytime soon.
Widest Range of Innovating and Comprehensive Travel Insurance plans to suit travellers requirements and budget.
Travellers aged between 6 months and 70 years can purchase a Regular Bajaj Travel Insurance plan and Senior Citizens can buy the Senior Companion Plan from 71 till the insured reaches the age of 99 years.
Bajaj Allianz allows travel insurance plan to be purchased for a cumulative maximum of 360 days, subject to underwriting approval and on a case to case basis.
Medical Sublimits for Sickness Treatment under Bajaj Allianz travel insurance plans starts from the age of 61 years. There are no sub limits for Accident related Hospitalisation.
Pre-existing Medical Conditions covered up to $3,000 only incase of Life Threatening situations. They however offer an Add On where the traveler can purchase Comprehensive Pre Existing Coverage upto the Sum Insured by paying additional premium.
No Pre Travel Medical Check up and Entry Age Restriction for Bajaj Travel insurance plans.
Only Insurance company to offer In House Claims and Assistance Services which ensures timely and efficient claims management, with Toll Free Assistance numbers across the world.

Key features of Cholamandalam’s Travel Insurance

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group from Chennai and Mitsui Sumitomo Insurance Company Limited, Japan, a leading Insurance player in Japan.
The company offers customised plans for Individuals between 6 months and 70 years, Senior Citizens between the ages of 71 and 80 years and a specific plan for Students between the age of 16 and 35 years going abroad to study.
They also offer a specific travel to Asian destinations which covers Australia & New Zealand but excludes Japan from coverage.
The Travel insurance plans provide coverage for a cumulative duration of 360 days upto the age of 60 years and for a maximum 180 days for travelers above 70 years.
The Annual Multi Trip plan has options to choose from 30 / 45 / 60 / 90 days for each trip, which is best in class in the market.
Premium rates are calculated on a per day daily basis – hence the insured ends up paying for the exact number of days of travel.
Personal Accident coverage in India is available – covers the insured during their journey to and from the International Airport to their residence.
Complete Global Protection with 24 /7 Assistance through their TPA partner Europ Assist ensuring Prompt claims settlement process including Cashless treatment for Inpatients.

India travel insurance blogs and articles

Tips to find best travel insurance

Tips to find good and adequate international travel health insurance.

Know more »

Health care cost comparison

Comparison of overseas Healthcare cost and popular tourist destinations.

Know more »

How does travel insurance work

How to use visitor insurance in case of sudden sickness and accidents.

Know more »

Visa free countries for Indians

Visa free countries for Indians - Check, list of visa free countries where Indian passport holders can travel without visa.

Know more »

Visa on arrival for Indians

Indian passport holders have the benefit of visa on arrival in different countries – find travel insurance suitable for visa on arrival.

Know more »

India travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, UPI, direct funds transfer using NEFT or RTGS or by using a cheque.

Know more »

Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

Know more »

Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

Know more »

Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.

Know more »

Tips on air travel

Tips on Air Travel – Safety, Comfort and Wellness. Air travel tips for first time.

Know more »

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

Know more »

How does travel insurance work

How to use Indian visitor insurance in case of sudden sickness and accidents

Know more »

Healthcare cost overseas comparison

Comparison of healthcare cost in Indian and other popular Indian tourist destinations

Know more »

Tips to find best travel insurance

Tips to find good and adequate international travel insurance from finest insurance companies in India

Know more »

keyboard_arrow_up