Cholamandalam vs Bajaj Allianz Travel insurance

 Email me the results

Bajaj Allianz vs Reliance Travel insurance

Destination
Date of Birth
   
Start Date
End Date
days
* Name, Email Id & Mobile No. are required 
Cholamandalam logo Cholamandalam logo bajaj-allianz bajaj-allianz bajaj-allianz bajaj-allianz
Silver

 Buy - Rs. *
Gold

 Buy - Rs. *
Travel Care

 Buy for Rs.*
Travel Elite Silver
 Buy for Rs.*
Travel Prime Silver
 Buy for Rs.*
Travel Assist Classic
 Buy for Rs.*
*GST included
Accident & Sickness Medical Expenses: ?
$50,000
Deductible: $100
$100,000
Deductible: $100
$50,000
Deductible: $100
$50,000
Deductible: $100
$50,000
Deductible: $100
$50,000
Deductible: $100
Medical Evacuation: ?
Up to $50,000
Deductible: $100
Up to $100,000
Deductible: $100
Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses
Repatriation of Remains: ?
$7,500 $7,500 Included under Medical Expenses Included under Medical Expenses $5,000 (Included under Medical Expenses) Included under Medical Expenses
Pre-existing Cover
Not covered Not covered Not covered Not covered Not covered $300
Accidental Death & Dismemberment: ?
- - $10,000 $15,000 $15,000 $25,000
AD & D Common Carrier
- - NA $2,500 $2,500 NA
Dental Treatment: ?
Up to $250
Deductible: $50
Up to $250
Deductible: $50
$500
Deductible: $100
$500
Deductible: $100
$500
Deductible: $100
$500
Deductible: $100
Personal Liability: ?
Up to $100,000 Up to $100,000 $100,000
Deductible: $100
$100,000
Deductible: $100
$100,000
Deductible: $100
$100,000
Deductible: $200
Loss of Checked Baggage: ?
Up to $500 Up to $500 $250
Deductible: Nil
$500
Deductible: Nil
$500
Deductible: Nil
$250
Deductible: Nil
Baggage Delay: ?
Up to $100
Deductible: 12 hours
Up to $100
Deductible: 12 hours
$100
Deductible: 12 hours
$100
Deductible: 12 hours
$100
Deductible: 12 hours
$100
Deductible: 12 hours
Loss of PassPort: ?
$150
Deductible: $30
$250
Deductible: $30
$250
Deductible: $15
$250
Deductible: $25
$250
Deductible: $25
$250
Deductible: $25
Hijack Distress Allowance
$100 per day up to Max. $700
Deductible: 12 hours
$100 per day up to Max. $700
Deductible: 12 hours
$50 per day to max $300 $50 per day to max $300 $50 per day to max $300 $50 per day to max $300
Daily allowance in case of hospitalization
- $25 per day up to Max. $350 NA $20 per day to max $100 $25 per day to max $100 NA
Flight Delay
NA $10 per 12 hrs up to Max. $150
Deductible: 12 hrs
NA $20 per 12 hrs, maximum $120
Deductible: 12 hrs
$25 per 12 hrs, maximum $120
Deductible: 12 hrs
NA
Trip Cancellation
NA Up to $500
Deductible: $50
NA $500 $500 NA
Emergency Cash Advance: ?
- Up to $250 NA $500 $500 $500
Home Burglary Insurance: ?
NA Up to Rs.2,00,000 NA Rs1,00,000 Rs1,00,000 NA
Important Points
  • Cholamandalam offers benefits per policy period.
  • Sublimits for Cholamandalam starts from the age of 71 yrs.
  • Plan Duration for travelers below 60 years is up to 360 days
  • Cholamandalam can be renewed up to 180 days, Sum total of initial and each subsequent renewal not exceeding 360 days
  • Door to Door cover”.i.e. the insured is covered from residence to international airport & international airport to residence.
  • Adventure sports covered (e.g. hot air ballooning/ bungee jumping / parasailing / paragliding.)
  • Cashless outpatient bill settlement more than $400 if intimated before
  • Bajaj Allianz plans are available for travelers till the age of 98 years.
  • Wide range of plan options to suit travelers requirements and budget.
  • The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
  • Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
  • Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
  • Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Unique Features of Bajaj Allianz

  • One of the largest Travel Insurance companies in India, known for proactive customer service and claims settlements. JV between Bajaj Finance and Allianz Insurance Group of Germany.
  • WidestRange of Innovating and Comprehensive Travel Insurance plans to suit travellers requirements and budget.
  • Travellers aged between 6 months and 70 years can purchase a Regular Bajaj Travel Insurance plan and Senior Citizens can but the Senior Companion Plan from 71 till the insured reaches the age of 99 years.
  • Bajaj Allianz allows travel insurance plan to be purchased for 180 days and renewed for another maximum of 180 days subject to underwriting approval and on a case to case basis.
  • Medical Sublimits for Sickness Treatment under Bajaj Allianz travel insurance plans starts from the age of 61 years. There are no sub limits for Accidental Hospitalisation either inpatient or outpatient.
  • The Assist Card plan offers coverage of Pre-existing medical conditions for a limited amount depending on the plan opted for.
  • No Medical Check up and Entry Age Restriction for Bajaj Travel insurance plans.
  • Only Insurance company to offer In House Claims and Assistance which ensures timely and efficient claims management. While their Call Centre is in India, they offer Toll Free Assistance numbers across the world.

Unique Features of Reliance

  • Reliance General Insurance is part of the Reliance Anil Ambani Group (ADAG) and offers Travel Insurance for Indians travelling abroad or within India.
  • Reliance Travel Insurance ensure zero paperwork and affordable premiums to ensure their customers have a smooth holiday. Choose from a variety of plans – for individuals or for the entire family.
  • The duration of your trip does not matter – Reliance covers trips upto a duration of 182 days with extensions available up to 365 days.
  • Travelers from 6 months to 90 years can be covered under Reliance Travel Insurance Plans with Senior citizens aged between 71-90 years can buy the Reliance Senior plan without submitting any medical reports.
  • Pre existing diseases are covered in case of life threatening situations only for travellers up to 70 years. There are Sickness Medical Sublimits from the age of 61 years onwards.
  • The Sum Insureds for each benefit are per policy period, which means there is no restoration of sum insured once a claim has been filed.
  • Automated extension of your policy The policy will be extended in case of a medical emergency and evacuation (up to 30 days) and delay of common carrier (up to 7 days).
  • Some of the pre existing diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes.
  • The traveller can avail Cashless Claims (for Inpatient Treatment) and also have access to National and International Assistance Numbers when abroad. These services are provided through Reliance’s Travel Assistance Partner, Europ Assistance.
travel insurance India
Tips to find best travel insurance

Tips to find good and adequate international travel health insurance... Click here to read more

Healthcare cost overseas

Comparison of overseas Healthcare cost and popular tourist destinations... Click here to read more

How does travel insurance work

How to use Indian visitor insurance in case of sudden sickness and accidents... Click here to read more

Popular Travel Destinations

Indian travel insurance for popular overseas tourist destinations... Click here to read more

India travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Know more »

Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

Know more »

Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


Know more »

Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.


Know more »

Tips on air travel

Travel tips for Indian parents

Know more »

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

Know more »

How does travel insurance work

How to use Indian visitor insurance in case of sudden sickness and accidents

Know more »

Healthcare cost overseas

Comparison of overseas Healthcare cost and popular tourist destinations

Know more »

Tips to find best travel insurance

Tips to find good and adequate international travel health insurance

Know more »

EIndia General Insurance Partners

  • Tata Aig
  • bajaj-allianz
  • reliance
  • cholamandalam
  • religare health Insurance
  • Star Health
  • future generali
  • go digit
  • hdfc ergo
  • cigna ttk
  • universal sompo
  • SBI
  • iffco tokio
  • Cigna TTK
  • Aditya Birla
  • Raheja QBE
  • New India Logo
  • Oriental Logo
  • bharti axa health Insurance Plans
  • kotak

Keep in touch

  • Address

    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41101026
  • Send an email
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025